In October 2026 the comparison covers 82 bank packages from 13 banks and digital banks, and the cheapest package open to a 25-year-old costs €0.00/month. Filter the packages by your age, customer group and bank type.
Packages compared
Choose a customer group, a bank type or enter your age to see only the packages that are open to you. The table is ordered by monthly price, and you can change the order from the column heading.
Bank packagesmonthly price, card, free withdrawals, currency conversion markup and extras. The price terms, contents and notes are behind the Terms button.
Everyday banking services, ages 18-26young personprice depends on terms
18-26 yrs
€0.00
Aktia Debit (or Aktia Credit/Debit)
2 per month, then €1.95
2.90%
No extra benefits.
Price and terms
Free when you use a current account, the mobile bank and the Aktia ID app with Aktia.
Includes
Current accounts, savings deposits, online banking credentials, Aktia ID, mobile and online banking, Aktia Wallet, and an Aktia Credit/Debit, Aktia Credit or Aktia Debit card
Extras
No extra benefits.
Notes
Euro cash withdrawals with a payment card from a bank account: 2 per calendar month free, any above that €1.95 each. Foreign currency withdrawals €2.00 + 3%. Withdrawal at a service point is free.
Free. An Aktia Debit card can be issued to a child aged 7 or over with the parents' consent.
Includes
Current accounts, savings deposits, online banking credentials, mobile and online banking, Aktia Wallet and an Aktia Debit card
Extras
No extra benefits.
Notes
Euro cash withdrawals with a payment card from a bank account: 2 per calendar month free, any above that €1.95 each. Foreign currency withdrawals €2.00 + 3%. Withdrawal at a service point is free.
MassInterest rate 1.61% up to €10,000 and 1.51% above that (bonus rate 3.11% from 15.10.2026), paid weekly.
Price and terms
No monthly fee.
Includes
3 accounts, one digital card, free e-statement (digital only)
Extras
MassInterest rate 1.61% up to €10,000 and 1.51% above that (bonus rate 3.11% from 15.10.2026), paid weekly.
Notes
No physical card is offered (Providing a credit card: N/A). According to the price list, a withdrawal costs €2.99. Card payments in another currency: Mastercard rate + 0.5%. On the Free tier the 0.5% applies to €1,000 per year, after that 1.5%.
Child's account (bunq Child Account)childprice depends on termsprice depends on terms: requires bunq Pro €9.99/month from the parent
under 18 yrs
€0.00
Not specified
-not available
-not available
Not itemised.
Price and terms
A child's account can be opened only by a bunq Core, Pro or Elite subscriber. Free on the Pro tier, €9/month on the Elite tier; the Core tier's price is not given in the price list table (N/A). No minimum age was found.
Price depends on terms
requires bunq Pro €9.99/month from the parent
Includes
Account for under 18s under a parent's subscription
Danske Silver, Danske Nuoriso (ages 18-27)young personprice depends on termsprice depends on terms: requires logging in to the Danske Etuohjelma benefit programme and Danske Nuoriso (youth) customer status
18-27 yrs
€0.00
Mastercard Debit
4 per month, then €0.90
2.25%
Savings account free of charge for under 18s and young people.
Price and terms
For a Danske Nuoriso (youth) member (18-27 years): Silver €0.00/month, Gold €2.00/month and Platinum Plus €4.50/month. Requires logging in to the Danske Etuohjelma benefit programme.
Price depends on terms
requires logging in to the Danske Etuohjelma benefit programme and Danske Nuoriso (youth) customer status
Includes
Personal Danske account, Mastercard Debit card and online banking credentials
Extras
Savings account free of charge for under 18s and young people. Increased Mandatum Life insurance payout under Lainaturva (loan protection) (benefit programme brochure).
Notes
Four free ATM withdrawals in euros per month per account (Otto. and other ATMs in Finland and EU countries), then €0.90 per withdrawal. At a shop till 4 withdrawals/month free, then €0.40. Foreign currency withdrawals €2.00 + 3.0%.
Danske Silver, student (ages 18-32)studentprice depends on termsprice depends on terms: the student price applies to students (student status required)
18-32 yrs
€0.00
Mastercard Debit
4 per month, then €0.90
2.25%
For Akava student members, also a Mastercard Gold combined debit and credit card with no annual fee.
Price and terms
For students (18-32 years): Silver €0.00/month, Gold €2.00/month and Platinum Plus €4.50/month (price list 1.3.2026).
Price depends on terms
the student price applies to students (student status required)
Includes
Personal Danske account, Mastercard Debit card and online banking credentials
Extras
For Akava student members, also a Mastercard Gold combined debit and credit card with no annual fee.
Notes
Four free ATM withdrawals in euros per month per account (Otto. and other ATMs in Finland and EU countries), then €0.90 per withdrawal. At a shop till 4 withdrawals/month free, then €0.40. Foreign currency withdrawals €2.00 + 3.0%.
MunRahat service for ages 8-14 (two accounts, spending and saving).
Price and terms
The youth current account is free for ages 0-17 and includes a Mastercard Debit card. The card is in principle available from age 8; for younger children, through customer service. Both guardians must be customers of Danske Bank.
Includes
Youth current account and Mastercard Debit card (for ages 8-14 also the MunRahat Mastercard Debit)
Extras
MunRahat service for ages 8-14 (two accounts, spending and saving). Savings account free of charge for under 18s.
Notes
Four free ATM withdrawals in euros per month per account (Otto. and other ATMs in Finland and EU countries), then €0.90 per withdrawal. At a shop till 4 withdrawals/month free, then €0.40. Foreign currency withdrawals €2.00 + 3.0%.
Free euro withdrawals across the euro area (Germany, France and Rest of Europe quota), after the quota €2 per withdrawal. The quota resets on the first day of the month. Withdrawals require the physical card (€10). Withdrawals outside the euro area 1.7%. Card payments worldwide are free according to N26.
Blue package for ages 18-27young personprice depends on terms
18-27 yrs
€0.00
Nordea Visa Debit
4 per month, then €1.00
2.50%
Book-entry securities account and equity savings account without a custody fee, a €20 fund gift at age 18.
Price and terms
For 18-27-year-olds, the Blue package is €0.00/month and the Gold package €0.99/month, when regular income (e.g. salary or study grant) is directed to Nordea and the mobile bank is in use.
Includes
Current account, online banking credentials, mobile and online banking, Nordea Debit or Credit
Extras
Book-entry securities account and equity savings account without a custody fee, a €20 fund gift at age 18.
Notes
ATM withdrawals from a bank account: 1-4 withdrawals/month free, from the 5th withdrawal €1.00 per withdrawal (also euro withdrawals in EEA countries). Foreign currency withdrawals €2.00 + 3%. Free at Nordea ATMs in Norway, Sweden and Denmark.
Everyday services for children and young people (under 19)child
6-18 yrs
€0.00
Nordea Visa Debit
4 per month, then €1.00
2.50%
No extra benefits.
Price and terms
Under 19, the current account, online banking credentials and Nordea Debit card are free. A card for ages 6-17 with the guardians' consent; a person over 15 with their own income on an account they opened themselves can apply for a card on their own.
Includes
Current account, online banking credentials and Nordea Debit card
Extras
No extra benefits.
Notes
ATM withdrawals from a bank account: 1-4 withdrawals/month free, from the 5th withdrawal €1.00 per withdrawal (also euro withdrawals in EEA countries). Foreign currency withdrawals €2.00 + 3%. Free at Nordea ATMs in Norway, Sweden and Denmark.
The youth price list (under 26) also applies to children: account, card and online banking free of charge. A minimum age for the card was not found on the bank's pages.
Includes
Current account, Visa Debit Online card and online banking
Extras
No extra benefits.
Notes
Getting the card requires a meeting attended by the guardians (or a power of attorney) and the child with a valid identity card or passport (banks.json source: omasp.fi Tili lapselle).
Everyday money matters for young people (under 26)young person
18-25 yrs
€0.00
Visa Debit (or Visa Credit/Debit)
none free, €1.50 per withdrawal
2.50%
No extra benefits.
Price and terms
Valid until the end of the month in which the customer turns 26 (youth price list 1.5.2026). The first current account, online banking and all cards (Visa Debit Online, Debit, Credit/Debit, Credit) are free of charge.
Includes
One current account, online banking and OmaMobiili, Visa Debit, Debit Online, Credit/Debit or Credit card
Extras
No extra benefits.
Notes
Euro cash withdrawal at an ATM from a bank account €1.50 each, no free withdrawals (also applies to young people). Foreign currency withdrawal €2.00 + 2.50%. Withdrawals at a branch are free.
Everyday services package for under-26syoung person
18-25 yrs
€0.00
OP Debit, OP Basic or OP Classic
4 per month, then €0.70
2.50%
Opening and pledging a rental deposit account is free for under 26s.
Price and terms
The everyday service package is free for all customers under 26. For ages 18-25, one OP Classic, OP Debit or OP Basic card is free, OP Gold €4.00/month.
Includes
Current account, online statement, OP credentials and digital services, and a payment card
Extras
Opening and pledging a rental deposit account is free for under 26s.
Notes
4 ATM withdrawals in euros per month from a bank account free of charge, then €0.70 per withdrawal. A withdrawal not in euros costs €2.00 + 2.75%.
Free for an owner-customer aged 26-29 with an OP Classic, OP Debit or OP Basic card. OP Gold €4.00/month, OP Duo €2.00/month. The lower price of the student credit card requires one card and everyday services.
Includes
Current account, online statement, OP credentials and digital services, and one card
Extras
OP bonuses.
Notes
4 ATM withdrawals in euros per month from a bank account free of charge, then €0.70 per withdrawal. A withdrawal not in euros costs €2.00 + 2.75%.
For under 26s, the card's monthly fee is free of charge. The card is available from age 7, online banking credentials from age 9. Ordering requires a visit to the bank with the child and guardians (or a power of attorney).
Includes
Account, POP Visa Debit Online card, online banking from age 9
Extras
No extra benefits.
Notes
Euro cash withdrawals at an ATM from a bank account €1.00 each, no free withdrawals. Osto & Nosto (purchase and withdrawal) at a shop till free. Foreign currency withdrawal €2.00 + 2.5%.
Under 26s get the monthly fee of the current account, online and mobile banking and the POP Visa Debit and Credit/Debit card free of charge.
Includes
Everyday banking account, online and mobile banking, POP Visa Debit or Credit/Debit
Extras
Rental deposit certificate free of charge.
Notes
Euro cash withdrawals at an ATM from a bank account €1.00 each, no free withdrawals. Osto & Nosto (purchase and withdrawal) at a shop till free. Foreign currency withdrawal €2.00 + 2.5%.
Member key customer (POP Visa Credit/Debit)premiummember priceprice depends on termsprice depends on terms: requires membership and the asset or loan condition for key customer status (e.g. account and savings assets of at least €80,000)POP Visa Gold: Effective annual interest rate (APR) 22.52% (example: On POP Bank's product page: "The effective annual interest rate (APR) for a credit of €2,000 is 22.52%, when the interest rate of the credit is 3-month Euribor + 11.5% (3-month Euribor 2.608% on 1.9.2026), the account management fee is €4 per month and the paper invoice fee is €2 per month. The estimated total cost of the credit is €2,228.16." The calculation assumes a credit period of one year and 12 equal instalments. Note: the example does not mention the card's monthly fee).
from 18 yrs (not stated)
€0.00
POP Visa Credit/Debit (or POP Visa Gold)
none free, €1.00 per withdrawal
2.95%
Margin of the POP Kotitalouslaina (household loan): 4.9% + 3-month Euribor.
Price and terms
For a member key customer (jäsenavainasiakas), the account, online banking and the monthly fees of the POP Visa Gold and Credit/Debit cards are waived (-100%). Whether the €3.00/month added-value service of the Gold card is covered by the discount is not stated in the price list. Requires membership and either account and savings assets of at least €80,000 OR an account, online banking and a Credit/Debit card plus loans and assets combined of at least €150,000 (of which at least €10,000 assets) and products from two groups. Prices: everyday banking account €1.20/month, online and mobile banking €4.50/month, POP Visa Debit and Debit Online €5.00/month, POP Visa Credit/Debit €4.00/month, POP Visa Gold Credit/Debit €4.00/month + Gold added-value service €3.00/month (Suomen Osuuspankki, from 1.6.2026). Member discounts are calculated on the monthly fee of the account, online banking and POP Visa Credit/Debit card, not on the Debit card. The size of the membership share is not given on POP Bank's membership page.
Price depends on terms
requires membership and the asset or loan condition for key customer status (e.g. account and savings assets of at least €80,000)
Includes
Everyday banking account, online and mobile banking, POP Visa Credit/Debit or Gold card
Extras
Margin of the POP Kotitalouslaina (household loan): 4.9% + 3-month Euribor.
Notes
Euro cash withdrawals at an ATM from a bank account €1.00 each, no free withdrawals. Osto & Nosto (purchase and withdrawal) at a shop till free. Foreign currency withdrawal €2.00 + 2.5%.
Young member customers (ages 26-29)young personmember price
26-29 yrs
€0.00
POP Visa Credit/Debit
none free, €1.00 per withdrawal
2.95%
Rental deposit certificate free of charge, -20% on the account management fees of POP Pikalaina.
Price and terms
For a member customer aged 26-29, -100% on the account, online banking and POP Visa Credit/Debit card. The benefit ends at age 30. The Debit card's €5.00/month is not covered by the discount. Prices: everyday banking account €1.20/month, online and mobile banking €4.50/month, POP Visa Debit and Debit Online €5.00/month, POP Visa Credit/Debit €4.00/month, POP Visa Gold Credit/Debit €4.00/month + Gold added-value service €3.00/month (Suomen Osuuspankki, from 1.6.2026). Member discounts are calculated on the monthly fee of the account, online banking and POP Visa Credit/Debit card, not on the Debit card. The size of the membership share is not given on POP Bank's membership page.
Includes
Everyday banking account, online and mobile banking, POP Visa Credit/Debit combined debit and credit card
Extras
Rental deposit certificate free of charge, -20% on the account management fees of POP Pikalaina.
Notes
Euro cash withdrawals at an ATM from a bank account €1.00 each, no free withdrawals. Osto & Nosto (purchase and withdrawal) at a shop till free. Foreign currency withdrawal €2.00 + 2.5%.
No monthly fee. The first physical card is free, but delivery costs €7.99 (standard domestic delivery) or €19.99 (express delivery). Replacement card €6.
Includes
Account, app, free virtual cards and the first physical Revolut card
Extras
No insurance.
Notes
5 free ATM withdrawals or €200 in a rolling month (whichever is reached first), after that 2% of the withdrawal, at least €1 per withdrawal. Currency exchange at Revolut's rate. According to the personal customer fee schedule (valid 9.7.2026), on the Standard tier the exchange limit is €1,000/month and above it a fair use fee of 1%, on the Plus tier the limit is €3,000/month and above it 0.5%, and on the Premium, Metal and Ultra tiers there is no limit and no fair use fee. According to the Standard price list, on weekends (Fri at 17 - Sun at 18 New York time) a 1% charge is made on exchange.
Child's S-Etukortti Visa Debitchildmember priceprice depends on terms
7-17 yrs
€0.00
S-Etukortti Visa Debit
4 per month, then €1.50
2.45%
Balance and transaction enquiry at an ATM with a minor's Visa card is free for the S-Tili account.
Price and terms
Free when the child belongs to an owner-customer household. The price for other children is not itemised on the child's card page. Online banking credentials and S-mobiili from age 12.
Includes
S-Tili, S-Etukortti Visa Debit, online banking credentials and S-mobiili from age 12
Extras
Balance and transaction enquiry at an ATM with a minor's Visa card is free for the S-Tili account.
Notes
The card is ordered at a customer service point, with the child and guardians present (or a power of attorney).
Everyday services for owner-customersmembermember priceS-Etukortti Visa Credit: Effective annual interest rate (APR) 18.389% (example: On the S-Bank product page: "The effective annual interest rate (APR) of the credit, calculated for an average credit of €1,500, is 18.389%, assuming that the reference rate is 2.484% (7/2026) and the credit invoice is sent electronically only (account management fee €2/invoice). If the credit invoice is delivered by post (account management fee €5/invoice), the effective annual interest rate of the credit is 23.677%.").
from 18 yrs
€0.00
S-Etukortti Visa Debit (or S-Etukortti Visa Credit/Debit)
4 per month, then €1.50
2.45%
S-Etukortti bonuses as an owner-customer.
Price and terms
Free for an owner-customer of the cooperative store and for a member of the owner-customer household (price list 1.11.2025). Up to two S-Etukortti Visa cards free of charge, extra cards €2.50/month.
Includes
S-Tili, online banking and credentials (free), S-Etukortti Visa Debit or Visa Credit/Debit (free), online statement free, e-invoice payment free
Extras
S-Etukortti bonuses as an owner-customer. S-Tuottotili free of charge.
Notes
4 free ATM withdrawals in euros per month in EU countries, then €1.50 per withdrawal. Withdrawals at the tills of S-ryhmä outlets are free.
Student's S-Etukortti Visa Credit/Debitstudentmember priceS-Etukortti Visa Credit: Effective annual interest rate (APR) 18.389% (example: On the S-Bank product page: "The effective annual interest rate (APR) of the credit, calculated for an average credit of €1,500, is 18.389%, assuming that the reference rate is 2.484% (7/2026) and the credit invoice is sent electronically only (account management fee €2/invoice). If the credit invoice is delivered by post (account management fee €5/invoice), the effective annual interest rate of the credit is 23.677%.").
from 18 yrs
€0.00
Student's S-Etukortti Visa Credit/Debit
4 per month, then €1.50
2.45%
No study credit requirement.
Price and terms
No monthly or annual fee for an owner-customer and for a member of the owner-customer household (e.g. the parents' household is enough). Credit-side statement €2 (e-invoice) or €5 (paper), first e-invoice free.
Includes
Combined debit and credit card with a €1,000 credit limit, S-Tili and online banking at the owner-customer price
Extras
No study credit requirement. Requires a place at a higher education institution, a Finnish personal identity code, a permanent home in Finland and a clean credit record.
The discounts for under-27s also apply to a child (Optia's price list). The card is generally issued to a child aged 10 or over, and to a younger child at the guardians' discretion, with the consent of both guardians.
Includes
Current account and Visa Debit Online card
Extras
No extra benefits.
Notes
The child must identify themselves with a passport or an identity card.
Visa Debit Online, Visa Debit or Visa Credit/Debit
3 per month, then €1.00
2.75%
No extra benefits.
Price and terms
A 100% discount on the monthly fee of two current accounts, the online service, and the Visa Credit/Debit, Visa Debit and Visa Debit Online cards. Visa Gold Credit/Debit -50% (€4.00/month).
Includes
Two current accounts, online and mobile banking, Visa Debit, Debit Online or Credit/Debit card
Extras
No extra benefits.
Notes
Euro ATM withdrawals from a bank account: 3 per month free, any above that €1.00 each. Foreign currency withdrawals €2.00 + 2.5%. Withdrawals at a branch are free.
No monthly fee and no tiers for private customers. Ordering a physical Wise card €7 (one-off fee), replacement card €4, digital card free of charge.
Includes
Multi-currency account, digital card and a physical Wise debit card (€7)
Extras
No insurance.
Notes
ATM withdrawals free up to €250 per month per account, 2.69% on the amount above that. The limit is based on amount, not number of withdrawals. Currency conversion uses the mid-market rate and a conversion fee that varies by currency, so no single percentage is given.
The guardians decide the card's purchase and withdrawal limits and the geographical restriction.
Price and terms
Prime account and Mastercard Debit Online card free of charge, no minimum age for applying for your own card. Digital services free of charge from age 9. Opening requires a visit to a branch with the parents.
Includes
Prime account, Mastercard Debit Online card, limited digital services from age 9
Extras
The guardians decide the card's purchase and withdrawal limits and the geographical restriction.
Notes
Euro cash withdrawal with a debit card or the debit function of a combined card: 1-5 withdrawals/month free, from the 6th withdrawal €1.00 each. Foreign currency withdrawal €2.00 + 3%. At a branch, a withdrawal under €5,000 costs €5.00.
Cheaper currency exchange at Forex service points with an Ålandsbanken card.
Price and terms
For under 30s, the Prime account, Internetkonttori and Mobiilipankki, and a Debit Online card have no monthly fee. The benefits are valid until the customer turns 30.
Includes
Prime account, Internetkonttori and Mobiilipankki, Ålandsbanken Debit Online (Mastercard)
Extras
Cheaper currency exchange at Forex service points with an Ålandsbanken card. An Ålandsbanken Credit card can be applied for by someone aged 20 or over (paid).
Notes
Euro cash withdrawal with a debit card or the debit function of a combined card: 1-5 withdrawals/month free, from the 6th withdrawal €1.00 each. Foreign currency withdrawal €2.00 + 3%. At a branch, a withdrawal under €5,000 costs €5.00.
Key customer (Visa Credit/Debit)premiumprice depends on termsprice depends on terms: requires key customer status: customer assets and credits combined at least €75,000
from 27 yrs
€3.75
Visa Credit/Debit
3 per month, then €1.00
2.75%
Other current accounts -20%.
Price and terms
Calculated from the price list's discounts: two current accounts -100% (€0), online banking -50% (€1.75), Visa Credit/Debit -50% (€2.00) = €3.75/month. With a Visa Gold card €5.75/month and with a Visa Debit Online card €5.75/month (calculated). Key customer: customer assets and credits combined at least €75,000. The same benefits also for a spouse.
Price depends on terms
requires key customer status: customer assets and credits combined at least €75,000
Includes
Two current accounts, online and mobile banking, Visa Credit/Debit combined debit and credit card
Extras
Other current accounts -20%. Discounts also for a spouse.
Notes
Euro ATM withdrawals from a bank account: 3 per month free, any above that €1.00 each. Foreign currency withdrawals €2.00 + 2.5%. Withdrawals at a branch are free.
Everyday services package with an OP Gold card, Omistaja Plus customerpremiummember priceOP Gold: Effective annual interest rate (APR) 17.88% (example: On OP's product page: "The effective annual interest rate (APR) for a credit of €2,000 is 17.88%, when the interest rate of the credit is 3-month Euribor + 8.95% (2.06%, 4/26), the card's monthly fee is €2.95, the account management fee is €3.50 per month and a free e-invoice is in use. The calculation does not take into account discounts received by an owner-customer or other discounts. The estimated total cost of the credit is €2,175.11." The calculation assumes a credit period of one year and 12 equal instalments. Note: OP uses the same example for all its Visa cards, and the €2.95 in the example is the card's share of the monthly fee without additional services).
from 18 yrs (not stated)
€3.95
OP Gold
4 per month, then €0.70
2.50%
OP Gold benefits (travel insurance, lounge visits, event ticket insurance), a named contact person at the cooperative bank, Omistaja Plus insurance service.
Price and terms
According to OP, an Omistaja Plus customer gets the OP Gold everyday service package at a reduced price of €3.95/month (€8/month for an owner-customer, €13.25/month for others). The conditions for Omistaja Plus customer status could not be read on OP's page (the page loads only in a browser), so the criteria are not known.
Includes
Current account, online statement, OP credentials and digital services, and one card (OP Gold combined debit and credit card)
Extras
OP Gold benefits (travel insurance, lounge visits, event ticket insurance), a named contact person at the cooperative bank, Omistaja Plus insurance service.
Notes
4 ATM withdrawals in euros per month from a bank account free of charge, then €0.70 per withdrawal. A withdrawal not in euros costs €2.00 + 2.75%.
Everyday services package, owner-customer (OP Debit, OP Classic or OP Basic)membermember price
from 30 yrs
€3.95
OP Debit (or OP Classic combined card or OP Basic)
4 per month, then €0.70
2.50%
With the OP Classic card, purchase protection and 180-day product protection.
Price and terms
Price for an owner-customer aged 30 or over. Free for an owner-customer aged 26-29, free for under 26. Second card OP Duo €2.00/month. You become an owner-customer by paying a €100 membership share (OP's page). The monthly fee can be paid with OP bonuses.
Includes
Current account, online statement, OP credentials and digital services, and one card (OP Debit, OP Classic or OP Basic). The current account is free for an owner-customer.
Extras
With the OP Classic card, purchase protection and 180-day product protection. OP bonuses.
Notes
4 ATM withdrawals in euros per month from a bank account free of charge, then €0.70 per withdrawal. A withdrawal not in euros costs €2.00 + 2.75%.
5 accounts, one card free of charge, standard card delivery free
Extras
MassInterest rate as on the other tiers. Option to open a child's account.
Notes
The first 5 withdrawals per month €0.99 each, after that €2.99 each. Card payments in another currency: Mastercard rate + 0.5%. bunq's price list calls the cards credit card (Mastercard); the card type (debit or credit) is not specified.
According to the archived pricing page (23.4.2026), purchase protection and other travel insurance.
Price and terms
€3.99/month from Revolut's Finnish pricing page, read in a browser on 16.10.2026 (an automatic fetch returned a 403 error). Archived copy of Revolut's Finnish pricing page (Wayback Machine, 23.4.2026): €3.99/month. According to the Paid Plan terms, the subscription lasts 12 months.
Includes
Services of Standard, personalised Plus card, standard delivery of the card free (fee schedule 9.7.2026)
Extras
According to the archived pricing page (23.4.2026), purchase protection and other travel insurance. Not verified on 16.10.2026.
Notes
According to the archived pricing page (23.4.2026), free ATM withdrawals up to €200/month; not verified on 16.10.2026. Currency exchange at Revolut's rate. According to the personal customer fee schedule (valid 9.7.2026), on the Standard tier the exchange limit is €1,000/month and above it a fair use fee of 1%, on the Plus tier the limit is €3,000/month and above it 0.5%, and on the Premium, Metal and Ultra tiers there is no limit and no fair use fee. According to the Standard price list, on weekends (Fri at 17 - Sun at 18 New York time) a 1% charge is made on exchange. The price of €3.99/month was checked on Revolut's Finnish price list page in a browser on 16.10.2026.
Current account, online bank and Visa Creditadultprice depends on terms
from 26 yrs
€4.50
Visa Credit
-not available
2.50%
No extra benefits.
Price and terms
The total is calculated: current account 0 + online banking 3.50 + Visa Credit €1.00/month. Visa Credit is a credit card only, with no debit function, so it does not withdraw or pay directly from the current account. The card requires a credit decision. Price list 1.11.2025: first current account free, online banking and OmaMobiili €3.50/month, Visa Debit €7.00/month, Visa Debit Online €10.00/month, Visa Credit/Debit €5.00/month, Visa Credit €1.00/month. OmaSp has been part of the S-Bank group since 7.10.2026; a new price list for private customers had not been published on 16.10.2026.
Includes
One current account, online banking and OmaMobiili, Visa Credit credit card
Extras
No extra benefits.
Notes
ATM withdrawals from a bank account are not possible with a credit card alone. Cash withdrawal from the card credit €2.00 + 2.50%.
Member preferred customer (POP Visa Credit/Debit)membermember priceprice depends on terms
from 18 yrs (not stated)
€4.85
POP Visa Credit/Debit
none free, €1.00 per withdrawal
2.95%
Margin of the POP Kotitalouslaina (household loan): 5.9% + 3-month Euribor.
Price and terms
Calculated: (1.20 + 4.50 + 4.00) × 0.5 = €4.85/month. Requires membership and either account and savings assets of at least €25,000 OR an account, online banking and a POP Visa Credit/Debit card plus loans and assets combined of at least €80,000 (of which at least €2,000 assets) and products from two of the groups of saving, investing or insurance. Prices: everyday banking account €1.20/month, online and mobile banking €4.50/month, POP Visa Debit and Debit Online €5.00/month, POP Visa Credit/Debit €4.00/month, POP Visa Gold Credit/Debit €4.00/month + Gold added-value service €3.00/month (Suomen Osuuspankki, from 1.6.2026). Member discounts are calculated on the monthly fee of the account, online banking and POP Visa Credit/Debit card, not on the Debit card. The size of the membership share is not given on POP Bank's membership page.
Includes
Everyday banking account, online and mobile banking, POP Visa Credit/Debit combined debit and credit card
Extras
Margin of the POP Kotitalouslaina (household loan): 5.9% + 3-month Euribor.
Notes
Euro cash withdrawals at an ATM from a bank account €1.00 each, no free withdrawals. Osto & Nosto (purchase and withdrawal) at a shop till free. Foreign currency withdrawal €2.00 + 2.5%.
Free euro withdrawals across the euro area (Germany, France and Rest of Europe quota), after the quota €2 per withdrawal. The quota resets on the first day of the month. Withdrawals outside the euro area 1.7%. Card payments worldwide are free according to N26.
Nordea Visa Debit (or Nordea Credit Mastercard combined card)
4 per month, then €1.00
2.50%
No cashback, travel insurance or lounge benefits.
Price and terms
Price for other Nordea customers (from 1.5.2026). €0.00/month for preferred customers, 18-27-year-olds and Premium customers. The package price requires a current account that receives regular income, use of the mobile bank (online banking is enough for customers aged 65 or over) and at least one card included in the package. Preferred customer: savings and investments over €30,000 or a mortgage or other secured loan. Premium customer: savings and investments of at least €100,000, or a secured loan of at least €400,000 and investments in Nordea funds or a unit-linked insurance. A new customer gets the everyday service package free for 3 months.
Includes
Current account (one or more), online banking credentials, mobile and online banking, 1-2 cards: main card Nordea Debit or Nordea Credit, second card Nordea Debit or Credit
Extras
No cashback, travel insurance or lounge benefits.
Notes
ATM withdrawals from a bank account: 1-4 withdrawals/month free, from the 5th withdrawal €1.00 per withdrawal (also euro withdrawals in EEA countries). Foreign currency withdrawals €2.00 + 3%. Free at Nordea ATMs in Norway, Sweden and Denmark.
Everyday banking services, Etuasiakas (preferred customer)adultprice changes 1 December 2026
from 27 yrs
€6.00
Aktia Credit/Debit or Aktia Debit
2 per month, then €1.95
2.90%
Savings deposit account included.
Price and terms
€6.00/month according to the price list of 1.1.2026, from 1.12.2026 €6.25/month. Preferred customer (Etuasiakas): a current account, mobile bank and Aktia ID with Aktia, plus deposits, loans or fund investments totalling at least €10,000 and at least two services (monthly saving, investment, deposit, life cover, credit card or loan).
Includes
Current accounts, savings deposit, online banking credentials, Aktia ID, mobile and online banking, Aktia Wallet, and an Aktia Credit/Debit card (and a parallel card) or an Aktia Debit card
Extras
Savings deposit account included.
Notes
Euro cash withdrawals with a payment card from a bank account: 2 per calendar month free, any above that €1.95 each. Foreign currency withdrawals €2.00 + 3%. Withdrawal at a service point is free. Price change 1 December 2026: The price rises from €6.00/month to €6.25/month.
Everyday banking services, Etuasiakas (preferred customer) aged 65 or overpensionerprice depends on termsprice changes 1 December 2026
from 65 yrs
€6.00
Aktia Credit/Debit or Aktia Debit
2 per month, then €1.95
2.90%
Savings deposit account included.
Price and terms
€6.00/month according to the price list of 1.1.2026, from 1.12.2026 €6.25/month. Requires at least two of the following: current account, savings deposit, online banking credentials, online banking, Aktia Credit/Debit or Debit card (two of the same service count as two).
Includes
Current accounts, savings deposit, online banking credentials, Aktia ID, mobile and online bank and an Aktia Credit/Debit or Debit card
Extras
Savings deposit account included.
Notes
Euro cash withdrawals with a payment card from a bank account: 2 per calendar month free, any above that €1.95 each. Foreign currency withdrawals €2.00 + 3%. Withdrawal at a service point is free. Price change 1 December 2026: The price rises from €6.00/month to €6.25/month.
Premium Bankingpremiumprice depends on termsprice depends on terms: requires Premium customer status: the preferred customer (Etuasiakas) conditions plus an account, investment and savings volume over €50,000 or a loan volume over €150,000
from 18 yrs (not stated)
€6.00
Aktia Credit/Debit or Aktia Debit
2 per month, then €1.95
2.90%
Personal Premium banker.
Price and terms
€6.00/month. Free if the investment volume is at least €200,000. Requires the preferred customer (Etuasiakas) conditions and an account, investment and savings volume over €50,000 OR a loan volume over €150,000. The price is the same from 1.12.2026.
Price depends on terms
requires Premium customer status: the preferred customer (Etuasiakas) conditions plus an account, investment and savings volume over €50,000 or a loan volume over €150,000
Includes
Current accounts, savings deposit, online banking credentials, Aktia ID, mobile and online banking, Aktia Wallet, an Aktia Credit/Debit or Debit card, Premium customer service and a personal Premium banker
Extras
Personal Premium banker.
Notes
Euro cash withdrawals with a payment card from a bank account: 2 per calendar month free, any above that €1.95 each. Foreign currency withdrawals €2.00 + 3%. Withdrawal at a service point is free.
Etupaketti Duo (Duo benefit package)adultprice depends on terms
from 18 yrs
€6.00
Mastercard Gold Credit/Debit
4 per month, then €0.90
2.25%
Mastercard Gold travel insurance and purchase and cash withdrawal protection, discounts on currency exchange service fees and exchange rates (benefit programme brochure; the size of the discount is not stated).
Price and terms
Platinum Plus everyday service package and Mastercard Gold credit card at a combined price of €6/month (partner customers -50%, i.e. €3/month). Available to customers whose banking scope is at least €50,000 (benefit tier 3 or 4) and who have regular income paid into a Danske Bank account. The card requires a credit decision.
Includes
Services of the Danske Platinum Plus package and a Mastercard Gold Credit/Debit card
Extras
Mastercard Gold travel insurance and purchase and cash withdrawal protection, discounts on currency exchange service fees and exchange rates (benefit programme brochure; the size of the discount is not stated).
Notes
Four free ATM withdrawals in euros per month per account (Otto. and other ATMs in Finland and EU countries), then €0.90 per withdrawal. At a shop till 4 withdrawals/month free, then €0.40. Foreign currency withdrawals €2.00 + 3.0%. According to the price list, the Gold and Platinum Plus packages include euro cash withdrawals with the Debit card at non-Otto. ATMs; no limit on the number is mentioned.
Everyday services without a packageadultprice depends on terms
from 19 yrs
€6.58
Nordea Visa Debit
4 per month, then €1.00
2.50%
No extra benefits.
Price and terms
Payable if the package conditions are not met. The total is calculated from Nordea's prices from 1.5.2026: current account €2.60/month, online banking credentials €0.99/month, Nordea Debit €2.99/month. With a Gold card at least €9.58/month, with a Platinum card at least €20.58/month.
Includes
Current account, online banking credentials and Nordea Debit
Extras
No extra benefits.
Notes
ATM withdrawals from a bank account: 1-4 withdrawals/month free, from the 5th withdrawal €1.00 per withdrawal (also euro withdrawals in EEA countries). Foreign currency withdrawals €2.00 + 3%. Free at Nordea ATMs in Norway, Sweden and Denmark.
Preferred customer (Visa Credit/Debit)adultprice depends on terms
from 27 yrs
€6.88
Visa Credit/Debit
3 per month, then €1.00
2.75%
Discounts also for a spouse.
Price and terms
Calculated from the price list's discounts: current account -50% (€1.25), online banking -25% (€2.625), Visa Credit/Debit -25% (€3.00) = €6.875/month, rounded. With a Visa Debit Online card €7.88/month and with a Visa Gold card €9.88/month (calculated, rounded). Preferred customer: customer assets and credits combined at least €25,000. The same benefits also for a spouse.
Includes
Current account (discount on two accounts), online and mobile banking, Visa Credit/Debit combined debit and credit card
Extras
Discounts also for a spouse.
Notes
Euro ATM withdrawals from a bank account: 3 per month free, any above that €1.00 each. Foreign currency withdrawals €2.00 + 2.5%. Withdrawals at a branch are free.
Gold packageadultprice depends on termsNordea Gold: Effective annual interest rate (APR) 22.10% (example: On Nordea's product page: "The effective annual interest rate (APR) of the Nordea Gold credit card for a credit of €1,500 is 22.1%, when the reference rate 3-month Euribor is 2.08% (04/2026). The calculation has been made assuming that a free e-invoice is in use, that the credit is repaid in 12 instalments (€133) at monthly intervals and that the credit card's share of the card's monthly fee is €2.99. The calculation does not take into account the additional services included in the card's monthly fee. The estimated total cost of the credit is €1,669.").
from 18 yrs
€6.99
Nordea Gold Mastercard
4 per month, then €1.00
2.50%
Cashback of 0.5% on credit card purchases, travel insurance abroad for the whole family (valid when the trip is paid with Nordea Gold).
Price and terms
Price for other Nordea customers. €0.99/month for preferred customers, 18-27-year-olds and Premium customers. The package price requires a current account that receives regular income, use of the mobile bank (online banking is enough for customers aged 65 or over) and at least one card included in the package. Preferred customer: savings and investments over €30,000 or a mortgage or other secured loan. Premium customer: savings and investments of at least €100,000, or a secured loan of at least €400,000 and investments in Nordea funds or a unit-linked insurance. A new customer gets the everyday service package free for 3 months.
Includes
Current account, online banking credentials, mobile and online banking, main card Nordea Gold, second card Nordea Debit, Credit or Gold
Extras
Cashback of 0.5% on credit card purchases, travel insurance abroad for the whole family (valid when the trip is paid with Nordea Gold).
Notes
ATM withdrawals from a bank account: 1-4 withdrawals/month free, from the 5th withdrawal €1.00 per withdrawal (also euro withdrawals in EEA countries). Foreign currency withdrawals €2.00 + 3%. Free at Nordea ATMs in Norway, Sweden and Denmark.
Member customer (POP Visa Credit/Debit)membermember priceprice depends on terms
from 30 yrs
€7.76
POP Visa Credit/Debit
none free, €1.00 per withdrawal
2.95%
-20% on the account management fees of POP Pikalaina, the option to buy POP Osuus shares, -30% on legal documents.
Price and terms
Calculated: (1.20 + 4.50 + 4.00) × 0.8 = €7.76/month. For a member customer -20% on the account, online banking and POP Visa Credit/Debit card. With a Debit card alone €9.56/month (calculated, Debit card without a discount). Requires membership. Prices: everyday banking account €1.20/month, online and mobile banking €4.50/month, POP Visa Debit and Debit Online €5.00/month, POP Visa Credit/Debit €4.00/month, POP Visa Gold Credit/Debit €4.00/month + Gold added-value service €3.00/month (Suomen Osuuspankki, from 1.6.2026). Member discounts are calculated on the monthly fee of the account, online banking and POP Visa Credit/Debit card, not on the Debit card. The size of the membership share is not given on POP Bank's membership page.
Includes
Everyday banking account, online and mobile banking, POP Visa Credit/Debit combined debit and credit card
Extras
-20% on the account management fees of POP Pikalaina, the option to buy POP Osuus shares, -30% on legal documents.
Notes
Euro cash withdrawals at an ATM from a bank account €1.00 each, no free withdrawals. Osto & Nosto (purchase and withdrawal) at a shop till free. Foreign currency withdrawal €2.00 + 2.5%.
Price at benefit tier 1. Tier 2: €5.80/month, tier 3: €2.80/month, tier 4: €2.50/month. €0.00/month for young people (18-27 years) and students (18-32 years). The benefit tier is determined by the scope of your banking (loans, savings, investments and insurance savings combined): tier 1 under €10,000, tier 2 €10,000-49,999.99, tier 3 €50,000-149,999.99, tier 4 at least €150,000. The packages require logging in to the Danske Etuohjelma benefit programme (price list 1.3.2026).
Includes
Personal Danske account, Mastercard Debit card and online banking credentials. Monthly statement free.
Extras
No extra benefits.
Notes
Four free ATM withdrawals in euros per month per account (Otto. and other ATMs in Finland and EU countries), then €0.90 per withdrawal. At a shop till 4 withdrawals/month free, then €0.40. Foreign currency withdrawals €2.00 + 3.0%.
Everyday services package, owner-customer (OP Gold)membermember priceOP Gold: Effective annual interest rate (APR) 17.88% (example: On OP's product page: "The effective annual interest rate (APR) for a credit of €2,000 is 17.88%, when the interest rate of the credit is 3-month Euribor + 8.95% (2.06%, 4/26), the card's monthly fee is €2.95, the account management fee is €3.50 per month and a free e-invoice is in use. The calculation does not take into account discounts received by an owner-customer or other discounts. The estimated total cost of the credit is €2,175.11." The calculation assumes a credit period of one year and 12 equal instalments. Note: OP uses the same example for all its Visa cards, and the €2.95 in the example is the card's share of the monthly fee without additional services).
from 30 yrs
€8.00
OP Gold
4 per month, then €0.70
2.50%
Travel insurance, two free airport lounge visits per year, event ticket insurance up to €1,000/month (OP's card comparison).
Price and terms
Price for an owner-customer aged 30 or over. For an owner-customer aged 26-29: €4.00/month. For ages 18-25: €4.00/month. For customers who are not owner-customers €13.25/month. You become an owner-customer by paying a €100 membership share (OP's page). The monthly fee can be paid with OP bonuses.
Includes
Current account, online statement, OP credentials and digital services, and one card (OP Gold combined debit and credit card)
Extras
Travel insurance, two free airport lounge visits per year, event ticket insurance up to €1,000/month (OP's card comparison).
Notes
4 ATM withdrawals in euros per month from a bank account free of charge, then €0.70 per withdrawal. A withdrawal not in euros costs €2.00 + 2.75%.
Everyday services package, not an owner-customer (OP Debit or OP Basic)adult
from 26 yrs
€8.25
OP Debit or OP Basic
4 per month, then €0.70
2.50%
No owner-customer benefits.
Price and terms
Price for a customer aged 26 or over who is not an owner-customer. €8.45/month with an OP Classic card, €13.25/month with an OP Gold card, second card OP Duo €4.00/month.
Includes
Current account, online statement, OP credentials and digital services, and one card (OP Debit or OP Basic)
Extras
No owner-customer benefits.
Notes
4 ATM withdrawals in euros per month from a bank account free of charge, then €0.70 per withdrawal. A withdrawal not in euros costs €2.00 + 2.75%.
Everyday services with a Visa Credit/Debit cardadultprice depends on terms
from 26 yrs
€8.50
Visa Credit/Debit
none free, €1.50 per withdrawal
2.50%
Interest on the Visa credit: 3-month Euribor + 12.00%.
Price and terms
The total is calculated: current account 0 + online banking 3.50 + Visa Credit/Debit €5.00/month. The card requires a credit decision. Price list 1.11.2025: first current account free, online banking and OmaMobiili €3.50/month, Visa Debit €7.00/month, Visa Debit Online €10.00/month, Visa Credit/Debit €5.00/month, Visa Credit €1.00/month. OmaSp has been part of the S-Bank group since 7.10.2026; a new price list for private customers had not been published on 16.10.2026.
Includes
One current account, online banking and OmaMobiili, Visa Credit/Debit combined debit and credit card
Extras
Interest on the Visa credit: 3-month Euribor + 12.00%.
Notes
Euro cash withdrawal at an ATM from a bank account €1.50 each, no free withdrawals (also applies to young people). Foreign currency withdrawal €2.00 + 2.50%. Withdrawals at a branch are free.
Danske Gold (agreed from 1 September 2019)adultprice depends on terms
from 18 yrs
€8.80
Mastercard Debit
4 per month, then €0.90
2.25%
Savings account, free euro withdrawals with the Debit card at non-Otto.
Price and terms
Price at benefit tier 1. Tier 2: €6.80/month, tier 3: €3.80/month, tier 4: €3.50/month. €2.00/month for students and young people. -25% for a member of an Akava member union (mortgage customer). The benefit tier is determined by the scope of your banking (loans, savings, investments and insurance savings combined): tier 1 under €10,000, tier 2 €10,000-49,999.99, tier 3 €50,000-149,999.99, tier 4 at least €150,000. The packages require logging in to the Danske Etuohjelma benefit programme (price list 1.3.2026).
Includes
Two personal Danske accounts and one savings account, Mastercard Debit card, online banking credentials, travel currency ordering and text message services
Extras
Savings account, free euro withdrawals with the Debit card at non-Otto. ATMs, free text message services.
Notes
Four free ATM withdrawals in euros per month per account (Otto. and other ATMs in Finland and EU countries), then €0.90 per withdrawal. At a shop till 4 withdrawals/month free, then €0.40. Foreign currency withdrawals €2.00 + 3.0%. According to the price list, the Gold and Platinum Plus packages include euro cash withdrawals with the Debit card at non-Otto. ATMs; no limit on the number is mentioned.
The total is calculated from the price list's (1.3.2026) per-service prices: Danske account €2.50/month, Mastercard Debit €3.30/month, online banking credentials €3.00/month. The same price applies to statutory basic banking services.
Includes
Danske account, Mastercard Debit card and online banking credentials
Extras
No extra benefits.
Notes
Four free ATM withdrawals in euros per month per account (Otto. and other ATMs in Finland and EU countries), then €0.90 per withdrawal. At a shop till 4 withdrawals/month free, then €0.40. Foreign currency withdrawals €2.00 + 3.0%.
Everyday services with a POP Visa Credit/Debit cardadultprice depends on terms
from 26 yrs
€9.70
POP Visa Credit/Debit
none free, €1.00 per withdrawal
2.95%
No extra benefits.
Price and terms
Calculated total: account 1.20 + online banking 4.50 + POP Visa Credit/Debit €4.00/month. The card requires a credit decision. Prices: everyday banking account €1.20/month, online and mobile banking €4.50/month, POP Visa Debit and Debit Online €5.00/month, POP Visa Credit/Debit €4.00/month, POP Visa Gold Credit/Debit €4.00/month + Gold added-value service €3.00/month (Suomen Osuuspankki, from 1.6.2026). Member discounts are calculated on the monthly fee of the account, online banking and POP Visa Credit/Debit card, not on the Debit card. The size of the membership share is not given on POP Bank's membership page.
Includes
Everyday banking account, online and mobile banking, POP Visa Credit/Debit combined debit and credit card
Extras
No extra benefits.
Notes
Euro cash withdrawals at an ATM from a bank account €1.00 each, no free withdrawals. Osto & Nosto (purchase and withdrawal) at a shop till free. Foreign currency withdrawal €2.00 + 2.5%.
Danske Platinum Plus (agreed from 1 September 2019)adultprice depends on terms
from 18 yrs
€9.80
Mastercard Debit
4 per month, then €0.90
2.25%
Unlimited number of accounts, real-time stock prices and financial news, free euro withdrawals with the Debit card at non-Otto.
Price and terms
Price at benefit tier 1. Tier 2: €7.80/month, tier 3: €4.80/month, tier 4: €4.50/month. €4.50/month for students and young people. €0/month for a Danske Premium customer. -50% for a member of an Akava member union (mortgage customer). The benefit tier is determined by the scope of your banking (loans, savings, investments and insurance savings combined): tier 1 under €10,000, tier 2 €10,000-49,999.99, tier 3 €50,000-149,999.99, tier 4 at least €150,000. The packages require logging in to the Danske Etuohjelma benefit programme (price list 1.3.2026).
Includes
Personal Danske and savings accounts without a limit on number, Mastercard Debit card, online banking credentials, Danske Reaaliaikapalvelu (real-time service), paper statement for an online banking customer, travel currency ordering and text message services
Extras
Unlimited number of accounts, real-time stock prices and financial news, free euro withdrawals with the Debit card at non-Otto. ATMs.
Notes
Four free ATM withdrawals in euros per month per account (Otto. and other ATMs in Finland and EU countries), then €0.90 per withdrawal. At a shop till 4 withdrawals/month free, then €0.40. Foreign currency withdrawals €2.00 + 3.0%. According to the price list, the Gold and Platinum Plus packages include euro cash withdrawals with the Debit card at non-Otto. ATMs; no limit on the number is mentioned.
Travel insurance (including medical expenses up to €1 million, luggage up to €2,000, trip cancellation up to €10,000), 1% cashback on travel (promotion, up to 12 months outside the EEA), Instant Savings interest 0.55% (price page), 3 free share trades/month, travel eSIM.
Price and terms
€9.90/month.
Includes
Services of Smart, free physical debit card (6 colours), free withdrawals outside the euro area, travel insurance
Extras
Travel insurance (including medical expenses up to €1 million, luggage up to €2,000, trip cancellation up to €10,000), 1% cashback on travel (promotion, up to 12 months outside the EEA), Instant Savings interest 0.55% (price page), 3 free share trades/month, travel eSIM.
Notes
Free euro withdrawals across the euro area (Germany, France and Rest of Europe quota), after the quota €2 per withdrawal. The quota resets on the first day of the month. Withdrawals outside the euro area free. Card payments worldwide are free according to N26.
Child's account free of charge, Metal card €99, foreign IBAN free of charge, 1 free replacement card/year.
Price and terms
€9.99/month.
Includes
25 accounts, three cards free of charge, 25 digital cards, secondary PIN, spending limits
Extras
Child's account free of charge, Metal card €99, foreign IBAN free of charge, 1 free replacement card/year.
Notes
The first 6 withdrawals per month free, the next five €0.99 each, after that €2.99 each. Card payments in another currency: Mastercard rate + 0.5%. bunq's price list calls the cards credit card (Mastercard); the card type (debit or credit) is not specified.
Everyday services with a Aktia Credit/Debit cardadultprice depends on termsprice changes 1 December 2026
from 27 yrs
€10.00
Aktia Credit/Debit
2 per month, then €1.95
2.90%
Credit margin 9.75% + 3-month Euribor.
Price and terms
The total is calculated from the price list of 1.1.2026: current account 3.00 + online banking 3.00 + Aktia Credit/Debit €4.00/month. From 1.12.2026 €10.50/month. The card requires a credit decision. Upcoming change: the same PDF also contains the price list valid from 1.12.2026, in which online banking rises to €3.50/month.
Includes
Current account, online banking, Aktia Credit/Debit combined debit and credit card
Extras
Credit margin 9.75% + 3-month Euribor.
Notes
Euro cash withdrawals with a payment card from a bank account: 2 per calendar month free, any above that €1.95 each. Foreign currency withdrawals €2.00 + 3%. Withdrawal at a service point is free. Price change 1 December 2026: Online banking rises to €3.50/month, making the total price €10.50/month.
The total is calculated: current account 2.50 + online banking 3.50 + Visa Debit Online €4.00/month. With a Visa Debit card €11.00/month. Discounts for preferred and key customers apply to the account, online banking and Credit/Debit cards, not to debit cards alone. Extract from Säästöpankki Optia's price list 1.1.2026. Current account €2.50/month, online banking (incl. mobile banking) €3.50/month, Visa Debit Online €4.00/month, Visa Debit €5.00/month, Visa Credit/Debit €4.00/month, Visa Gold Credit/Debit €8.00/month. Banks in the Säästöpankki group set their own prices, so the prices of other Säästöpankki banks may differ.
Includes
Current account, online and mobile banking, Visa Debit Online card, a consumer statement once a month free, e-invoice transactions free
Extras
No extra benefits.
Notes
Euro ATM withdrawals from a bank account: 3 per month free, any above that €1.00 each. Foreign currency withdrawals €2.00 + 2.5%. Withdrawals at a branch are free.
Everyday services with a Visa Credit/Debit cardadultprice depends on terms
from 27 yrs
€10.00
Visa Credit/Debit
3 per month, then €1.00
2.75%
Interest on the Visa credit: 3-month Euribor + 10.5%.
Price and terms
The total is calculated: current account 2.50 + online banking 3.50 + Visa Credit/Debit €4.00/month. The card requires a credit decision. Extract from Säästöpankki Optia's price list 1.1.2026. Current account €2.50/month, online banking (incl. mobile banking) €3.50/month, Visa Debit Online €4.00/month, Visa Debit €5.00/month, Visa Credit/Debit €4.00/month, Visa Gold Credit/Debit €8.00/month. Banks in the Säästöpankki group set their own prices, so the prices of other Säästöpankki banks may differ.
Includes
Current account, online and mobile banking, Visa Credit/Debit combined debit and credit card
Extras
Interest on the Visa credit: 3-month Euribor + 10.5%.
Notes
Euro ATM withdrawals from a bank account: 3 per month free, any above that €1.00 each. Foreign currency withdrawals €2.00 + 2.5%. Withdrawals at a branch are free.
The total is calculated: current account 0 + online banking 3.50 + Visa Debit €7.00/month. With a Visa Debit Online card €13.50/month. Price list 1.11.2025: first current account free, online banking and OmaMobiili €3.50/month, Visa Debit €7.00/month, Visa Debit Online €10.00/month, Visa Credit/Debit €5.00/month, Visa Credit €1.00/month. OmaSp has been part of the S-Bank group since 7.10.2026; a new price list for private customers had not been published on 16.10.2026.
Includes
One current account, online banking and OmaMobiili, Visa Debit card, one statement per month free, e-invoice transactions free
Extras
No extra benefits.
Notes
Euro cash withdrawal at an ATM from a bank account €1.50 each, no free withdrawals (also applies to young people). Foreign currency withdrawal €2.00 + 2.50%. Withdrawals at a branch are free.
Everyday services priced separately (POP Visa Debit)adult
from 26 yrs
€10.70
POP Visa Debit
none free, €1.00 per withdrawal
2.95%
No extra benefits.
Price and terms
Calculated total: account 1.20 + online banking 4.50 + POP Visa Debit €5.00/month. Prices: everyday banking account €1.20/month, online and mobile banking €4.50/month, POP Visa Debit and Debit Online €5.00/month, POP Visa Credit/Debit €4.00/month, POP Visa Gold Credit/Debit €4.00/month + Gold added-value service €3.00/month (Suomen Osuuspankki, from 1.6.2026). Member discounts are calculated on the monthly fee of the account, online banking and POP Visa Credit/Debit card, not on the Debit card. The size of the membership share is not given on POP Bank's membership page.
Includes
Everyday banking account, online and mobile banking, POP Visa Debit card, statement once a month free
Extras
No extra benefits.
Notes
Euro cash withdrawals at an ATM from a bank account €1.00 each, no free withdrawals. Osto & Nosto (purchase and withdrawal) at a shop till free. Foreign currency withdrawal €2.00 + 2.5%.
According to the archived pricing page (23.4.2026), travel-related insurance and partner benefits.
Price and terms
€10.99/month from Revolut's Finnish pricing page, read in a browser on 16.10.2026 (an automatic fetch returned a 403 error). Archived copy of Revolut's Finnish pricing page (23.4.2026): €9.99/month, so the price may have changed in spring 2026.
Includes
Services of Standard, personalised Premium card, free standard and express delivery of the card (fee schedule 9.7.2026)
Extras
According to the archived pricing page (23.4.2026), travel-related insurance and partner benefits. Not verified on 16.10.2026.
Notes
According to the archived pricing page (23.4.2026), free ATM withdrawals up to €400/month; not verified on 16.10.2026. Currency exchange at Revolut's rate. According to the personal customer fee schedule (valid 9.7.2026), on the Standard tier the exchange limit is €1,000/month and above it a fair use fee of 1%, on the Plus tier the limit is €3,000/month and above it 0.5%, and on the Premium, Metal and Ultra tiers there is no limit and no fair use fee. According to the Standard price list, on weekends (Fri at 17 - Sun at 18 New York time) a 1% charge is made on exchange. The price of €10.99/month was checked on Revolut's Finnish price list page in a browser on 16.10.2026.
Everyday services priced separately (Aktia Debit)adultprice changes 1 December 2026
from 27 yrs
€11.00
Aktia Debit
2 per month, then €1.95
2.90%
No extra benefits.
Price and terms
The total is calculated from the price list of 1.1.2026: current account 3.00 + online banking 3.00 + Aktia Debit €5.00/month. From 1.12.2026 €11.50/month (online banking €3.50). Upcoming change: the same PDF also contains the price list valid from 1.12.2026, in which online banking rises to €3.50/month.
Includes
Current account, online banking, Aktia Debit card, statement once a month free, e-invoice free
Extras
No extra benefits.
Notes
Euro cash withdrawals with a payment card from a bank account: 2 per calendar month free, any above that €1.95 each. Foreign currency withdrawals €2.00 + 3%. Withdrawal at a service point is free. According to the price list, the currency conversion markup is at most 2.90%. Price change 1 December 2026: Online banking rises to €3.50/month, making the total price €11.50/month.
Premium Banking, Aktia Platinum Credit/Debitpremiumprice depends on termsprice depends on terms: requires Premium customer status (same conditions as in Premium Banking)Aktia Platinum Credit/Debit: Effective annual interest rate (APR) 46.90% (example: On Aktia's product page: "The interest rate of the credit is 3-month Euribor + 9.75%, the account management fee €4.50/invoice and the monthly fee €15. The effective annual interest rate (APR) is 46.90% (calculated 09/2026, 3-month Euribor 2.593%) and the total amount payable is €1,836.12 under the stated assumptions." Assumptions: credit amount €1,500, credit period one year, 12 equal instalments).
from 18 yrs (not stated)
€11.00
Aktia Platinum Credit/Debit
2 per month, then €1.95
2.90%
Four free lounge visits per year, travel insurance, personal Premium banker.
Price and terms
€11.00/month (price lists of 1.1.2026 and 1.12.2026). The conditions for Premium customer status are as in Premium Banking.
Price depends on terms
requires Premium customer status (same conditions as in Premium Banking)
Includes
Premium Banking services and an Aktia Platinum Credit/Debit card
Extras
Four free lounge visits per year, travel insurance, personal Premium banker.
Notes
Euro cash withdrawals with a payment card from a bank account: 2 per calendar month free, any above that €1.95 each. Foreign currency withdrawals €2.00 + 3%. Withdrawal at a service point is free.
Åland Index carbon footprint calculator on the card.
Price and terms
The total is calculated: Prime account 5.00 + digital services 3.00 + Ålandsbanken Debit €3.00/month. Price list on the website (read 16.10.2026, no validity date given): Prime account €5.00/month, Internetkonttori and Mobiilipankki €3.00/month, Debit and Debit Online €3.00/month, Credit/Debit and Credit €45.00/year.
Includes
Prime account, Internetkonttori and Mobiilipankki, Ålandsbanken Debit or Debit Online (Mastercard)
Extras
Åland Index carbon footprint calculator on the card.
Notes
Euro cash withdrawal with a debit card or the debit function of a combined card: 1-5 withdrawals/month free, from the 6th withdrawal €1.00 each. Foreign currency withdrawal €2.00 + 3%. At a branch, a withdrawal under €5,000 costs €5.00.
Everyday services with a Credit/Debit cardadultprice depends on terms
from 30 yrs
€11.75
Ålandsbanken Credit/Debit
5 per month, then €1.00
1.95%
Credit interest 3-month Euribor + 9.5%.
Price and terms
The total is calculated: Prime account 5.00 + digital services 3.00 + Credit/Debit €45.00/year (€3.75/month). The card requires a credit decision. Price list on the website (read 16.10.2026, no validity date given): Prime account €5.00/month, Internetkonttori and Mobiilipankki €3.00/month, Debit and Debit Online €3.00/month, Credit/Debit and Credit €45.00/year.
Includes
Prime account, Internetkonttori and Mobiilipankki, Ålandsbanken Credit/Debit combined debit and credit card
Extras
Credit interest 3-month Euribor + 9.5%.
Notes
Euro cash withdrawal with a debit card or the debit function of a combined card: 1-5 withdrawals/month free, from the 6th withdrawal €1.00 each. Foreign currency withdrawal €2.00 + 3%. At a branch, a withdrawal under €5,000 costs €5.00.
Priority Pass: 6 free airport lounge visits per year, payment-method benefit of 0.5% on credit card purchases (exchangeable for Finnair Plus Silver status or Avios), travel insurance and purchase and cash withdrawal protection, Kaupankäynti Online (online trading) and equity savings account at €0/month.
Price and terms
€12.50/month. Intended for when your own or your household's account and investment assets exceed €100,000 or the combined value of loans and investments exceeds €400,000. Spouse and adult children €6.25/month; for Fennia customers and for members of Akava member unions, Suomen Osakesäästäjät and Suomen Vuokranantajat €6.25/month. The Platinum Plus package requires joining the Danske Etuohjelma benefit programme.
Includes
Platinum Plus everyday service package €0/month and a Mastercard Platinum credit card with no monthly or annual fee, a named wealth specialist and a Panorama Plus wealth plan
Extras
Priority Pass: 6 free airport lounge visits per year, payment-method benefit of 0.5% on credit card purchases (exchangeable for Finnair Plus Silver status or Avios), travel insurance and purchase and cash withdrawal protection, Kaupankäynti Online (online trading) and equity savings account at €0/month.
Notes
Four free ATM withdrawals in euros per month per account (Otto. and other ATMs in Finland and EU countries), then €0.90 per withdrawal. At a shop till 4 withdrawals/month free, then €0.40. Foreign currency withdrawals €2.00 + 3.0%. According to the price list, the Gold and Platinum Plus packages include euro cash withdrawals with the Debit card at non-Otto. ATMs; no limit on the number is mentioned.
Everyday services with a POP Visa Gold Credit/Debit cardadultPOP Visa Gold: Effective annual interest rate (APR) 22.52% (example: On POP Bank's product page: "The effective annual interest rate (APR) for a credit of €2,000 is 22.52%, when the interest rate of the credit is 3-month Euribor + 11.5% (3-month Euribor 2.608% on 1.9.2026), the account management fee is €4 per month and the paper invoice fee is €2 per month. The estimated total cost of the credit is €2,228.16." The calculation assumes a credit period of one year and 12 equal instalments. Note: the example does not mention the card's monthly fee).
from 26 yrs
€12.70
POP Visa Gold Credit/Debit
none free, €1.00 per withdrawal
2.95%
Travel insurance (valid even if the trip is not paid with the card, holiday trips of up to 3 months), Priority Pass: two free lounge visits per calendar year, extra visits €30 per person.
Price and terms
Calculated total: account 1.20 + online banking 4.50 + POP Visa Gold 4.00 + Gold added-value service €3.00/month. Prices: everyday banking account €1.20/month, online and mobile banking €4.50/month, POP Visa Debit and Debit Online €5.00/month, POP Visa Credit/Debit €4.00/month, POP Visa Gold Credit/Debit €4.00/month + Gold added-value service €3.00/month (Suomen Osuuspankki, from 1.6.2026). Member discounts are calculated on the monthly fee of the account, online banking and POP Visa Credit/Debit card, not on the Debit card. The size of the membership share is not given on POP Bank's membership page.
Includes
Everyday banking account, online and mobile banking, POP Visa Gold Credit/Debit combined debit and credit card
Extras
Travel insurance (valid even if the trip is not paid with the card, holiday trips of up to 3 months), Priority Pass: two free lounge visits per calendar year, extra visits €30 per person.
Notes
Euro cash withdrawals at an ATM from a bank account €1.00 each, no free withdrawals. Osto & Nosto (purchase and withdrawal) at a shop till free. Foreign currency withdrawal €2.00 + 2.5%.
Everyday services with a Visa Gold Credit/Debit cardadultprice depends on terms
from 27 yrs
€14.00
Visa Gold Credit/Debit
3 per month, then €1.00
2.75%
Travel insurance at home and abroad, valid whether or not the trip is paid with the card.
Price and terms
The total is calculated: current account 2.50 + online banking 3.50 + Visa Gold Credit/Debit €8.00/month. For a preferred customer -25% on the Gold card, for a key customer and under-27s -50%. The card requires an age of 18, creditworthiness and regular income. Extract from Säästöpankki Optia's price list 1.1.2026. Current account €2.50/month, online banking (incl. mobile banking) €3.50/month, Visa Debit Online €4.00/month, Visa Debit €5.00/month, Visa Credit/Debit €4.00/month, Visa Gold Credit/Debit €8.00/month. Banks in the Säästöpankki group set their own prices, so the prices of other Säästöpankki banks may differ.
Includes
Current account, online and mobile banking, Visa Gold Credit/Debit combined debit and credit card (credit limit €4,000-20,000)
Extras
Travel insurance at home and abroad, valid whether or not the trip is paid with the card. Three free LoungeKey lounge visits per calendar year.
Notes
Euro ATM withdrawals from a bank account: 3 per month free, any above that €1.00 each. Foreign currency withdrawals €2.00 + 2.5%. Withdrawals at a branch are free.
Everyday services for customers who are not owner-customersadult
from 18 yrs
€15.00
S-Bank Visa Debit
4 per month, then €1.50
2.45%
No S-Etukortti feature.
Price and terms
Applies to a person who is not part of an owner-customer household. The total is calculated from the price list (1.11.2025) per-service prices: S-Tili €10/month, online banking credentials €2.50/month, S-Bank Visa Debit €2.50/month. A Visa Credit/Debit card likewise €2.50/month.
Includes
S-Tili, online banking and credentials, S-Bank Visa Debit, online statement free, e-invoice payment free
Extras
No S-Etukortti feature.
Notes
4 free ATM withdrawals in euros per month in EU countries, then €1.50 per withdrawal. Withdrawals at the tills of S-ryhmä outlets are free.
Everyday banking services, Etuasiakas (preferred customer), Aktia Platinum Credit/Debitpremiumprice depends on termsprice changes 1 December 2026Aktia Platinum Credit/Debit: Effective annual interest rate (APR) 46.90% (example: On Aktia's product page: "The interest rate of the credit is 3-month Euribor + 9.75%, the account management fee €4.50/invoice and the monthly fee €15. The effective annual interest rate (APR) is 46.90% (calculated 09/2026, 3-month Euribor 2.593%) and the total amount payable is €1,836.12 under the stated assumptions." Assumptions: credit amount €1,500, credit period one year, 12 equal instalments).
from 27 yrs
€16.00
Aktia Platinum Credit/Debit
2 per month, then €1.95
2.90%
Four free lounge visits per year (extra visits €30 per person, from 1.1.2027 €35), travel insurance for leisure trips of up to 90 days at home and abroad.
Price and terms
€16.00/month, or €11.00/month if the customer saves at least €200 a month in Aktia funds, insurance or an ASP account, or if fund investments are at least €20,000 (price list 1.1.2026). From 1.12.2026 €14.50/month, or €11.50/month under conditions. Preferred customer (Etuasiakas): a current account, mobile bank and Aktia ID with Aktia, plus deposits, loans or fund investments totalling at least €10,000 and at least two services (monthly saving, investment, deposit, life cover, credit card or loan).
Includes
Current accounts, savings deposit, online banking credentials, Aktia ID, mobile and online banking, Aktia Wallet and an Aktia Platinum Credit/Debit card
Extras
Four free lounge visits per year (extra visits €30 per person, from 1.1.2027 €35), travel insurance for leisure trips of up to 90 days at home and abroad.
Notes
Euro cash withdrawals with a payment card from a bank account: 2 per calendar month free, any above that €1.95 each. Foreign currency withdrawals €2.00 + 3%. Withdrawal at a service point is free. Price change 1 December 2026: The price is €14.50/month, or €11.50/month under conditions (currently €16.00/month, or €11.00/month under conditions).
Instant Savings interest 1.5%, travel insurance, phone insurance up to €2,000, purchase protection up to €2,500 per claim, first lounge visit of the year free (then €30), 1% cashback on travel (promotion), 10 free share trades/month.
Price and terms
€16.90/month.
Includes
Services of the Go tier, metal debit card (3 colours), phone insurance and purchase protection, priority phone line
Extras
Instant Savings interest 1.5%, travel insurance, phone insurance up to €2,000, purchase protection up to €2,500 per claim, first lounge visit of the year free (then €30), 1% cashback on travel (promotion), 10 free share trades/month.
Notes
Free euro withdrawals across the euro area (Germany, France and Rest of Europe quota), after the quota €2 per withdrawal. The quota resets on the first day of the month. Withdrawals outside the euro area free. Card payments worldwide are free according to N26.
Platinum packagepremiumprice depends on termsNordea Platinum: Effective annual interest rate (APR) 17.00% (example: On Nordea's product page: "The effective annual interest rate (APR) of the Nordea Platinum credit card for a credit of €1,500 is 17%, when the reference rate 3-month Euribor is 2.08% (04/2026). The calculation has been made assuming that a free e-invoice is in use, that the credit is repaid in 12 instalments (€133) at monthly intervals and that the credit card's share of the card's monthly fee is €2.99. The calculation does not take into account the additional services included in the card's monthly fee. The estimated total cost of the credit is €1,632." For a Private Banking customer the example is 12.2%).
from 18 yrs
€16.99
Nordea Platinum Mastercard
4 per month, then €1.00
2.50%
Cashback of 0.5% on purchases and 0.7% on foreign currency payments outside the euro area, comprehensive travel insurance for domestic and foreign trips (valid even if the trip is not paid with the card), 6 free Priority Pass lounge visits per year and Fast Track.
Price and terms
Price for other customers, preferred customers and 18-27-year-olds €16.99/month, Premium customers €5.99/month. The package price requires a current account that receives regular income, use of the mobile bank (online banking is enough for customers aged 65 or over) and at least one card included in the package. Preferred customer: savings and investments over €30,000 or a mortgage or other secured loan. Premium customer: savings and investments of at least €100,000, or a secured loan of at least €400,000 and investments in Nordea funds or a unit-linked insurance. A new customer gets the everyday service package free for 3 months.
Includes
Current account, online banking credentials, mobile and online banking, main card Nordea Platinum, second card Nordea Debit, Credit or Gold
Extras
Cashback of 0.5% on purchases and 0.7% on foreign currency payments outside the euro area, comprehensive travel insurance for domestic and foreign trips (valid even if the trip is not paid with the card), 6 free Priority Pass lounge visits per year and Fast Track.
Notes
ATM withdrawals from a bank account: 1-4 withdrawals/month free, from the 5th withdrawal €1.00 per withdrawal (also euro withdrawals in EEA countries). Foreign currency withdrawals €2.00 + 3%. Free at Nordea ATMs in Norway, Sweden and Denmark.
Premium Bankingpremiumprice depends on termsÅlandsbanken Premium Gold (Premium Banking): no effective annual interest rate (APR) has been published.
from 18 yrs
€17.00
Ålandsbanken Premium Gold (Credit/Debit)
5 per month, then €1.00
1.95%
Comprehensive card insurance package (Zurich Insurance), Priority Pass: 4 lounge visits per year, Mastercard concierge service, Pieni pörssipaketti (small stock exchange package) free of charge.
Price and terms
€17.00/month, for a spouse €8.50/month. According to the bank, suitable when loans or investments are at least €100,000. The Prime account's monthly fee is included. The price list does not say whether the digital services fee of €3.00/month is included in Premium Banking.
Includes
Premium Banking service, Prime account with no monthly fee, Ålandsbanken Premium Gold combined debit and credit card (credit limit €1,000-10,000), personal Premium pages
Extras
Comprehensive card insurance package (Zurich Insurance), Priority Pass: 4 lounge visits per year, Mastercard concierge service, Pieni pörssipaketti (small stock exchange package) free of charge.
Notes
Euro cash withdrawal with a debit card or the debit function of a combined card: 1-5 withdrawals/month free, from the 6th withdrawal €1.00 each. Foreign currency withdrawal €2.00 + 3%. At a branch, a withdrawal under €5,000 costs €5.00.
According to the archived pricing page (23.4.2026), travel insurance and partner subscriptions.
Price and terms
€17.99/month from Revolut's Finnish pricing page, read in a browser on 16.10.2026 (an automatic fetch returned a 403 error). Archived copy of Revolut's Finnish pricing page (23.4.2026): €15.99/month.
Includes
Services of Premium, personalised Metal card, free standard and express delivery of the card (fee schedule 9.7.2026)
Extras
According to the archived pricing page (23.4.2026), travel insurance and partner subscriptions. Not verified on 16.10.2026.
Notes
According to the archived pricing page (23.4.2026), free ATM withdrawals up to €800/month; not verified on 16.10.2026. Currency exchange at Revolut's rate. According to the personal customer fee schedule (valid 9.7.2026), on the Standard tier the exchange limit is €1,000/month and above it a fair use fee of 1%, on the Plus tier the limit is €3,000/month and above it 0.5%, and on the Premium, Metal and Ultra tiers there is no limit and no fair use fee. According to the Standard price list, on weekends (Fri at 17 - Sun at 18 New York time) a 1% charge is made on exchange. The price of €17.99/month was checked on Revolut's Finnish price list page in a browser on 16.10.2026.
Travel insurance free of charge (Extra features in the price list), express delivery at a promotional price of €14.99, child's account €9/month, share trading fee 0.49%.
Price and terms
€18.99/month.
Includes
25 accounts, three cards free of charge, 25 digital cards, priority support
Extras
Travel insurance free of charge (Extra features in the price list), express delivery at a promotional price of €14.99, child's account €9/month, share trading fee 0.49%.
Notes
The first 6 withdrawals per month free, the next five €0.99 each, after that €2.99 each. Card payments in another currency: Mastercard rate + 0.5%. bunq's price list calls the cards credit card (Mastercard); the card type (debit or credit) is not specified.
Everyday services package with an OP Platinum cardpremiummember priceOP Platinum: Effective annual interest rate (APR) 17.88% (example: On OP's product page: "The effective annual interest rate (APR) for a credit of €2,000 is 17.88%, when the interest rate of the credit is 3-month Euribor + 8.95% (2.06%, 4/26), the card's monthly fee is €2.95, the account management fee is €3.50 per month and a free e-invoice is in use. The calculation does not take into account discounts received by an owner-customer or other discounts. The estimated total cost of the credit is €2,175.11." The calculation assumes a credit period of one year and 12 equal instalments. Note: the OP Platinum page has the same example as the other OP Visa cards, and the €2.95 in the example is the card's share of the monthly fee without additional services).
from 18 yrs
€53.00
OP Platinum
4 per month, then €0.70
2.50%
Comprehensive travel insurance, unlimited lounge visits, event ticket insurance up to €3,000/month.
Price and terms
Owner-customer's everyday service package with OP Platinum €53/month, for others €55.50/month (OP's card comparison). The OP Platinum card's monthly fee of €50/month includes the card, extra services and the invoicing method (price list). Note: €50/month is the price of the card and extra service package; €53/month (owner-customer) and €55.50/month (others) is the same package together with everyday services. Compare using the same method: the card package alone vs. with everyday services.
Includes
Current account, online statement, OP credentials and digital services, and one card (OP Platinum combined debit and credit card)
Extras
Comprehensive travel insurance, unlimited lounge visits, event ticket insurance up to €3,000/month.
Notes
4 ATM withdrawals in euros per month from a bank account free of charge, then €0.70 per withdrawal. A withdrawal not in euros costs €2.00 + 2.75%.
Ultrapremiumprice depends on termsprice depends on terms: introductory price: Revolut does not state the normal price
from 18 yrs
€65.00
Revolut Ultra card
-not available
0.00%
According to the archived pricing page (23.4.2026), unlimited airport lounge access, 3 GB of global data per month, and trip and event cancellation cover.
Price and terms
€65/month from Revolut's Finnish pricing page, read in a browser on 16.10.2026 (an automatic fetch returned a 403 error). Revolut marks the Ultra price as an introductory price (Introductory offer) and does not state the normal price. Archived copy of Revolut's Finnish pricing page (23.4.2026): €50/month.
Price depends on terms
introductory price: Revolut does not state the normal price
Includes
Services of Metal, standard and express delivery of the card free (fee schedule 9.7.2026)
Extras
According to the archived pricing page (23.4.2026), unlimited airport lounge access, 3 GB of global data per month, and trip and event cancellation cover. Not verified on 16.10.2026.
Notes
According to the archived pricing page (23.4.2026), free ATM withdrawals up to €2,000/month; not verified on 16.10.2026. Currency exchange at Revolut's rate. According to the personal customer fee schedule (valid 9.7.2026), on the Standard tier the exchange limit is €1,000/month and above it a fair use fee of 1%, on the Plus tier the limit is €3,000/month and above it 0.5%, and on the Premium, Metal and Ultra tiers there is no limit and no fair use fee. According to the Standard price list, on weekends (Fri at 17 - Sun at 18 New York time) a 1% charge is made on exchange. The price of €65.0/month was checked on Revolut's Finnish price list page in a browser on 16.10.2026. Revolut marks the Ultra price as an introductory price.
Revolut <18 app and card for ages 6-17 (banks.json). The price and guardian conditions could not be verified on 16.10.2026, because Revolut's page returned a 403 error.
Includes
Child's account and card through the guardian's Revolut account
Extras
Not verified.
Notes
The age range 6-17 comes from the banks.json file (15.10.2026) and was not verified on 16.10.2026.
Private Bankingpremiumprice depends on termsprice not published
from 18 yrs
not published
Ålandsbanken Private Banking Gold
5 per month, then €1.00
1.95%
Not itemised in the price list.
Price and terms
Price by quotation (price list: contact the bank for a quotation). Intended for when investment assets exceed €500,000. The Prime account's monthly fee is included.
Euro cash withdrawal with a debit card or the debit function of a combined card: 1-5 withdrawals/month free, from the 6th withdrawal €1.00 each. Foreign currency withdrawal €2.00 + 3%. At a branch, a withdrawal under €5,000 costs €5.00.
Danske Gold (agreed before 1 September 2019)adultprice depends on termsno longer offered
from 18 yrs
€8.20
Mastercard Gold Credit/Debit
4 per month, then €0.90
2.25%
Travel insurance with the Gold card.
Price and terms
Price at benefit tier 1. Tier 2: €7.20/month, tier 3: €4.80/month, tier 4: €4.50/month. Students and young people €2.80/month.
Includes
Two personal Danske accounts and one savings account, Mastercard Gold Credit/Debit card with travel insurance, Mastercard Debit card, online banking credentials
Extras
Travel insurance with the Gold card.
Notes
Applies only to packages agreed before 1.9.2019, not sold to new customers.
Danske Platinum Plus (agreed before 1 September 2019)premiumprice depends on termsno longer offered
from 18 yrs
€19.00
Mastercard Platinum Credit/Debit
4 per month, then €0.90
2.25%
Payment-method benefit and travel insurance with the Platinum card.
Price and terms
Price at benefit tier 1. Tier 2: €13.00/month, tier 3: €10.00/month, tier 4: €9.00/month. Students and young people €9.00/month.
Includes
Two personal Danske accounts and savings accounts, Mastercard Platinum Credit/Debit card with a payment-method benefit and travel insurance, Mastercard Debit card, online banking credentials, Danske Reaaliaikapalvelu (real-time service), paper statement
Extras
Payment-method benefit and travel insurance with the Platinum card.
Notes
Applies only to packages agreed before 1.9.2019, not sold to new customers.
82 packages. The order is by monthly price, with closed packages last. The price has not been published for every package, and those are at the end of the table. The age limits are the banks' own; member prices and terms are marked with yellow labels.
The comparison puts the everyday banking packages and tiers that each bank offers to private customers side by side: base prices, age and owner-customer benefits, loyalty tiers, services for children and young people, and the paid tiers of neobanks. The monthly fee is the price in the bank's official price list for an adult with a current account, online banking and the package's card. If a bank has no package, the amount is calculated from the price list's per-service prices and the calculation method is given in the conditions. For the Säästöpankki and POP Bank group, prices are those of the example banks (Säästöpankki Optia, POP Bank Suomen Osuuspankki). All figures were checked against the banks' own price lists and pages on 16.10.2026; information that could not be verified is marked with the value null and explained.
Data checked 16 October 2026. Always check current prices and terms with the bank. Open data: plans.json.
Frequently asked questions
What is the cheapest bank package for a 25-year-old?
In October 2026 the cheapest package open to a 25-year-old costs €0.00/month: S-Bank, OP, Nordea, Danske Bank, Säästöpankki, POP Bank and 7 more (16 packages with a published price). Please note: S-Bank: member price; Nordea: price depends on terms; Danske Bank: price depends on terms; Aktia: price depends on terms. Prices follow the banks' own price lists for an adult single-card package; member prices and terms are marked with tags.
What is the cheapest bank package for a 40-year-old?
In October 2026 the cheapest package open to a 40-year-old costs €0.00/month: S-Bank, POP Bank, Revolut, N26, bunq and Wise (7 packages with a published price). Please note: S-Bank: member price; POP Bank: member price, price depends on terms. Prices follow the banks' own price lists for an adult single-card package; member prices and terms are marked with tags.
What is the cheapest bank package for a 70-year-old?
In October 2026 the cheapest package open to a 70-year-old costs €0.00/month: S-Bank, POP Bank, Revolut, N26, bunq and Wise (7 packages with a published price). Please note: S-Bank: member price; POP Bank: member price, price depends on terms. Prices follow the banks' own price lists for an adult single-card package; member prices and terms are marked with tags.
How much does a child's bank package cost?
In October 2026 the cheapest package open to a 10-year-old costs €0.00/month: S-Bank, OP, Nordea, Danske Bank, Säästöpankki, POP Bank and 4 more. Please note: S-Bank: member price, price depends on terms; bunq: price depends on terms. The minimum age for a child's card varies by bank and is shown in the age column of the table.
Which bank packages are no longer offered?
In October 2026 the closed packages are Danske Bank Danske Gold (agreed before 1 September 2019) and Danske Bank Danske Platinum Plus (agreed before 1 September 2019). They are marked with the text no longer offered and listed last; existing customers can still use them.
Which bank packages are changing in price?
In October 2026 published price changes: Aktia Everyday services priced separately (Aktia Debit): €11.00/month now, €11.50/month from 1 December 2026, Aktia Everyday services with a Aktia Credit/Debit card: €10.00/month now, €10.50/month from 1 December 2026, Aktia Everyday banking services, Etuasiakas (preferred customer): €6.00/month now, €6.25/month from 1 December 2026, Aktia Everyday banking services, Etuasiakas (preferred customer), Aktia Platinum Credit/Debit (Aktia Platinum Credit/Debit: Effective annual interest rate (APR) 46.90% (example: On Aktia's product page: "The interest rate of the credit is 3-month Euribor + 9.75%, the account management fee €4.50/invoice and the monthly fee €15. The effective annual interest rate (APR) is 46.90% (calculated 09/2026, 3-month Euribor 2.593%) and the total amount payable is €1,836.12 under the stated assumptions." Assumptions: credit amount €1,500, credit period one year, 12 equal instalments)): €16.00/month now, €14.50/month from 1 December 2026 and Aktia Everyday banking services, Etuasiakas (preferred customer) aged 65 or over: €6.00/month now, €6.25/month from 1 December 2026. The changes are marked with the yellow text price changes.