bunq Core 2026: price and benefits
In October 2026 bunq Core costs €3.99/month, but ATM withdrawals always carry a fee. No insurance is included in the tier.
bunq Core: price
| Monthly price | €3.99/month |
|---|---|
| Annual price | not published |
| Terms affecting the price | €3.99/month, includes 5 accounts. No annual price is published. |
| Who can apply | bunq's pages do not mention income requirements for paid tiers. The account is opened in the app. |
Benefits
* Limits on the currency conversion markup: 1 Mastercard card is included. According to bunq's price list (15.10.2026), the price of a card payment in a currency other than euro is the Mastercard rate + a 0.5% exchange rate fluctuation protection fee on all tiers. The Plans page, on the other hand, says that ZeroFX is unlimited on the Core, Pro and Elite tiers; the sources conflict, so the figure follows the price list.
| Travel insurance | No travel insurance (included only in bunq Elite). |
|---|---|
| Lounge | No lounge benefit. |
| Withdrawals abroad | The first 5 withdrawals per month €0.99 each, after that €2.99 each; currency exchange adds a further 0.5%. |
| Currency conversion markup on card payments | 0.50%* |
| Purchase protection | No purchase protection insurance is mentioned in the price list. |
|---|---|
| Cashback or points | No cashback. |
| Other | 1 Mastercard card is included. According to bunq's price list (15.10.2026), the price of a card payment in a currency other than euro is the Mastercard rate + a 0.5% exchange rate fluctuation protection fee on all tiers. The Plans page, on the other hand, says that ZeroFX is unlimited on the Core, Pro and Elite tiers; the sources conflict, so the figure follows the price list. |
Bank and packages
Related guides
- Premium accounts and cards compared
- Bank packages compared
- Revolut Ultra
- Revolut Plus
- bunq Pro
- bunq Elite
Sources
- bunq Pricing - Fee information 15/10/2026 (PDF)retrieved 16 October 2026
- bunq Personal plansretrieved 16 October 2026
Data checked 16 October 2026. Check current terms and prices with the provider.
Frequently asked questions
How much does bunq Core cost?
In October 2026 bunq Core costs €3.99/month. €3.99/month, includes 5 accounts. No annual price is published.
What benefits does bunq Core include?
In October 2026 Travel insurance: No travel insurance (included only in bunq Elite). Lounge: No lounge benefit. Cashback or points: No cashback. Currency conversion markup on card payments: 0.50%. Limits on the currency conversion markup: 1 Mastercard card is included. According to bunq's price list (15.10.2026), the price of a card payment in a currency other than euro is the Mastercard rate + a 0.5% exchange rate fluctuation protection fee on all tiers. The Plans page, on the other hand, says that ZeroFX is unlimited on the Core, Pro and Elite tiers; the sources conflict, so the figure follows the price list.