Bank guides
Updated
Clear answers to the most common questions about choosing a bank. The figures come from the comparison data, not from the text.
- Bank card limits
Bank card usage limit, withdrawal limit, contactless limit and instant transfer limit by bank, how to change limits and how to block a card when it is lost. - Bank for pensioners: what to consider
Choosing a bank as a pensioner: an affordable account, a clear online bank and good service. What to compare and where to get help. - Bank for students: which bank to choose
A bank account for students: most benefits are based on age, not student status. Comparison table and tips for choosing. - Bank ratings: scores compared
Public ratings of banks and digital banks: App Store, Google Play and Trustpilot in one table, including the limitations. - Best bank in Finland 2026: how to choose
Which is the best bank for you? Compare price, customer satisfaction, service and use abroad. Selection guide and quick picks. - Best mobile banking app: what to compare
Choosing a mobile bank: customer satisfaction, opening an account online and digital banks. Comparison table and tips for choosing. - Cheapest bank in Finland 2026: comparison
Which is the cheapest bank in Finland? A comparison of monthly fees, withdrawals and payments abroad, with a calculator based on your own use. - Child's bank card: where to get one and what it costs
A child's bank account and card: what banks offer, what the age limits and prices are and how a parent can monitor use. - Current account interest rate: does the bank pay interest on your account
Current account and savings account interest rates by bank. How the rate is set and what to do if you want a return on your money. - Deposit guarantee: how your money is protected in a bank
What deposit guarantee means, how it varies by bank and how to know whether your bank is covered. Deposit guarantee by bank. - Digital banks in Finland: Revolut, N26, bunq and Wise
Digital banks in Finland: how Revolut, N26, bunq and Wise differ from traditional banks, what deposit guarantee applies and who they suit. - ETF investing: costs, fractional shares and monthly saving
ETF investing costs: brokerage fees, fractional shares and free monthly saving by provider. Which account an ETF can go in. Not investment advice. - Foreign broker taxation: forms 9A and 16B
Trades made through a foreign broker are reported by you to the Tax Administration. Forms 9A and 16B, the deemed acquisition cost and tax rates with sources. - Investing for beginners: costs, accounts and risks
Starting to invest on a budget: account types, brokerage fees, fund costs, tax and risks. Not investment advice; all figures come with sources. - Joint bank account: how it works and is it worth it
A joint bank account for a couple or a family: how to open one, what responsibilities come with it and what the alternatives are. - Savings account or fixed-term deposit
Savings account or fixed-term deposit? Interest, withdrawals and early withdrawal terms side by side, plus the highest rate for each product. - Switching banks: how to change banks in Finland
Switching banks is easy: open a new account, move your salary and payments and close the old account. Steps, timing and tips. - Tax on savings deposits: withholding tax and foreign banks
How deposit interest is taxed: capital income tax, withholding tax and interest from a foreign bank. Which banks withhold the tax and which do not. - Wealth management and investor protection: what the compensation fund covers
What discretionary wealth management is, when the Investors' Compensation Fund covers it and why management inside an insurance wrapper is not covered.