Nordea Platinum credit card 2026: price, benefits and effective annual interest rate (APR)
In October 2026 Nordea Platinum costs €16.99/month (€5.99/month as a Platinum package for a Premium customer), and includes 6 Priority Pass visits, Fast Track and travel insurance that is valid without paying with the card. The effective annual interest rate (APR) is 17% in Nordea's example.
Effective annual interest rate (APR)
17.00% effective annual interest rate (APR)
On Nordea's product page: "The effective annual interest rate (APR) of the Nordea Platinum credit card for a credit of €1,500 is 17%, when the reference rate 3-month Euribor is 2.08% (04/2026). The calculation has been made assuming that a free e-invoice is in use, that the credit is repaid in 12 instalments (€133) at monthly intervals and that the credit card's share of the card's monthly fee is €2.99. The calculation does not take into account the additional services included in the card's monthly fee. The estimated total cost of the credit is €1,632." For a Private Banking customer the example is 12.2%.
The banks' effective annual interest rate (APR) examples are not comparable with each other: the credit amount and the loan period vary, and in some examples the card's monthly fee is included in the calculation and in others it is not. Compare the figures only if the assumptions of the example are the same. Pankkitutka does not rank credit cards by effective annual interest rate (APR).
The cap on consumer credit interest is 17.50% for the period 1 July 2026-31 December 2026. See the interest rate cap and its sources.
Nordea Platinum: price
| Monthly price | €16.99/month |
|---|---|
| Annual price | not published |
| Terms affecting the price | €16.99/month without a package (incl. the card €2.99/month and additional services). Platinum package: Premium customers €5.99/month, Preferred customers, ages 18-27 and others €16.99/month. Premium customer status requires at least €100,000 in savings and investments or at least €400,000 in secured loans and investments in Nordea's funds or unit-linked insurance. |
| Who can apply | An adult Nordea customer, permanent place of residence in Finland, regular and sufficient income, well-managed finances and no payment default entry. |
Credit terms
| Credit limit up to | €50,000 |
|---|---|
| Interest margin | 9.50% |
| Interest-free period | 30 days |
| How the interest is set | 3-month Euribor + 9.5% when the credit is repaid in several instalments. 30-day interest-free period for purchases. Credit limit €10,000-50,000. |
Benefits
| Travel insurance | Tryg's travel insurance for domestic and foreign trips, valid even if the trip is not paid for with the card (domestically at least 100 km away). Insured are the cardholder, the spouse (aged 16-78) and children under 19 living in the same household (students under 22). Covers, among other things, medical expenses up to €168,200 with no excess, baggage €1,680 (excess €50), cancellation or interruption €3,000, delay €1,700, dental care €400. |
|---|---|
| Lounge | Priority Pass: 6 free visits per year for the cardholder and a Fast Track benefit. |
| Withdrawals abroad | Withdrawals in euros from a bank account in EEA countries 4/month free of charge, after that €1; withdrawals in foreign currency €2.00 + 3%; withdrawals from card credit bear interest from the withdrawal date. |
| Currency conversion markup on card payments | 2.50% |
| Purchase protection | Tuoteturva (product cover): products of €100-2,000 paid for with the credit feature, 180 days, excess €50, up to €12,000/year. |
|---|---|
| Cashback or points | Cashback 0.5% on purchases paid with credit and 0.7% on foreign-currency purchases outside the euro area, up to €150 per calendar year in total. |
| Other | Mastercard Priceless benefits, K-Plussa feature. Nordea Premium Mastercard and Finnair Plus Mastercard are no longer sold to new customers. |
Bank and packages
Related guides
- Premium accounts and cards compared
- Bank packages compared
- Aktia Platinum Credit/Debit
- Ålandsbanken Premium Gold (Premium Banking)
- Nordea Gold
Sources
- Nordea Platinumretrieved 16 October 2026
- Nordea: Korttivakuutuksetretrieved 16 October 2026
- Nordea: Cashbackretrieved 16 October 2026
- Nordea: Palvelupaketit (Blue, Gold, Platinum)retrieved 16 October 2026
- Nordea: Premium-asiakkaan edutretrieved 16 October 2026
Data checked 16 October 2026. Check current terms and prices with the provider.
Pankkitutka has no advertising links for credit products: the links always go to the provider's own site.
Frequently asked questions
How much does Nordea Platinum cost?
In October 2026 Nordea Platinum costs €16.99/month. €16.99/month without a package (incl. the card €2.99/month and additional services). Platinum package: Premium customers €5.99/month, Preferred customers, ages 18-27 and others €16.99/month. Premium customer status requires at least €100,000 in savings and investments or at least €400,000 in secured loans and investments in Nordea's funds or unit-linked insurance. Effective annual interest rate (APR) 17.00% (example: On Nordea's product page: "The effective annual interest rate (APR) of the Nordea Platinum credit card for a credit of €1,500 is 17%, when the reference rate 3-month Euribor is 2.08% (04/2026). The calculation has been made assuming that a free e-invoice is in use, that the credit is repaid in 12 instalments (€133) at monthly intervals and that the credit card's share of the card's monthly fee is €2.99. The calculation does not take into account the additional services included in the card's monthly fee. The estimated total cost of the credit is €1,632." For a Private Banking customer the example is 12.2%).
What is the effective annual interest rate (APR) of Nordea Platinum?
In October 2026 Nordea Platinum: Effective annual interest rate (APR) 17.00% (example: On Nordea's product page: "The effective annual interest rate (APR) of the Nordea Platinum credit card for a credit of €1,500 is 17%, when the reference rate 3-month Euribor is 2.08% (04/2026). The calculation has been made assuming that a free e-invoice is in use, that the credit is repaid in 12 instalments (€133) at monthly intervals and that the credit card's share of the card's monthly fee is €2.99. The calculation does not take into account the additional services included in the card's monthly fee. The estimated total cost of the credit is €1,632." For a Private Banking customer the example is 12.2%). The banks' effective annual interest rate (APR) examples are not comparable with each other: the credit amount and the loan period vary, and in some examples the card's monthly fee is included in the calculation and in others it is not. Compare the figures only if the assumptions of the example are the same. Pankkitutka does not rank credit cards by effective annual interest rate (APR).
What benefits does Nordea Platinum include?
In October 2026 Travel insurance: Tryg's travel insurance for domestic and foreign trips, valid even if the trip is not paid for with the card (domestically at least 100 km away). Insured are the cardholder, the spouse (aged 16-78) and children under 19 living in the same household (students under 22). Covers, among other things, medical expenses up to €168,200 with no excess, baggage €1,680 (excess €50), cancellation or interruption €3,000, delay €1,700, dental care €400. Lounge: Priority Pass: 6 free visits per year for the cardholder and a Fast Track benefit. Cashback or points: Cashback 0.5% on purchases paid with credit and 0.7% on foreign-currency purchases outside the euro area, up to €150 per calendar year in total. Currency conversion markup on card payments: 2.50%. Effective annual interest rate (APR) 17.00% (example: On Nordea's product page: "The effective annual interest rate (APR) of the Nordea Platinum credit card for a credit of €1,500 is 17%, when the reference rate 3-month Euribor is 2.08% (04/2026). The calculation has been made assuming that a free e-invoice is in use, that the credit is repaid in 12 instalments (€133) at monthly intervals and that the credit card's share of the card's monthly fee is €2.99. The calculation does not take into account the additional services included in the card's monthly fee. The estimated total cost of the credit is €1,632." For a Private Banking customer the example is 12.2%).