N26 Metal 2026: price and benefits
In October 2026 N26 Metal costs €16.90/month and adds purchase protection, phone insurance and one free lounge visit per year to the Go tier's travel insurance. The savings account interest is 1.5%.
N26 Metal: price
| Monthly price | €16.90/month |
|---|---|
| Annual price | not published |
| Terms affecting the price | €16.90/month. No annual price is published. |
| Who can apply | N26 offers accounts to people living in Finland (Finland is on N26's list of target countries). N26's pages do not mention income requirements for paid tiers. |
Benefits
| Travel insurance | The same Allianz Assistance travel insurance as in the Go tier: medical care up to €1 million, dental care €250, medical transport €2,300, cancellation and interruption €10,000, delays €500, baggage €2,000, liability €500,000. Excess on cancellation cover €50 per claim. |
|---|---|
| Lounge | DragonPass lounges (1,300+): first visit of the year free of charge, further visits €30. |
| Withdrawals abroad | 8 free withdrawals in euros per month, after that €2; withdrawals outside the euro area are free of charge. |
| Currency conversion markup on card payments | 0.00% |
| Purchase protection | Purchase protection up to €2,500 per claim (theft and accidental damage within 12 months of purchase) and mobile phone insurance up to €2,000. |
|---|---|
| Cashback or points | 1% travel cashback on purchases outside the EEA, Switzerland and the UK as a promotion for up to 12 months (joining in the app). |
| Other | Metal card, savings account interest 1.5%, 10 commission-free share trades per month, lower crypto fees, priority phone support. |
Bank and packages
Related guides
- Premium accounts and cards compared
- Bank packages compared
- Revolut Premium
- Revolut Metal
- N26 Smart
- N26 Go
Sources
- N26: Compare plans (EU site, Finland listed as a market)retrieved 16 October 2026
- N26 Metalretrieved 16 October 2026
- N26: Where is N26 available (FAQ lists Finland)retrieved 16 October 2026
Data checked 16 October 2026. Check current terms and prices with the provider.
Frequently asked questions
How much does N26 Metal cost?
In October 2026 N26 Metal costs €16.90/month. €16.90/month. No annual price is published.
What benefits does N26 Metal include?
In October 2026 Travel insurance: The same Allianz Assistance travel insurance as in the Go tier: medical care up to €1 million, dental care €250, medical transport €2,300, cancellation and interruption €10,000, delays €500, baggage €2,000, liability €500,000. Excess on cancellation cover €50 per claim. Lounge: DragonPass lounges (1,300+): first visit of the year free of charge, further visits €30. Cashback or points: 1% travel cashback on purchases outside the EEA, Switzerland and the UK as a promotion for up to 12 months (joining in the app). Currency conversion markup on card payments: 0.00%.