Revolut: fees, terms and reviews 2026
In October 2026 Revolut's Standard account has no monthly fee, and on weekdays currency exchange on card purchases has no extra charge up to €1,000 per month. ATM withdrawals are free up to 5 withdrawals or €200 per month, after which the fee is 2% (minimum €1). The service is provided by Revolut Bank UAB, licensed in Lithuania, and deposits are covered by the Lithuanian deposit guarantee.
Revolut prices and terms
| Cheapest package | Standard |
|---|---|
| Monthly fee of the package | €0.00 |
| Included in the package | Account, virtual card and app |
| Total base price / month | €0.00 |
| Bank card | Revolut card |
|---|---|
| Separate card fee | Included in the package |
| Card notes | One-off cost: physical card delivery €7.99 (standard domestic delivery). First card free, delivery fee on the Standard account €7.99 (standard domestic delivery). Replacement card €6. Virtual cards are free. |
| Free ATM withdrawals in Finland | 5 / month |
|---|---|
| Withdrawal fee after the free ones | not available |
| Currency conversion markup on card payments | 0.00%* |
|---|---|
| ATM withdrawal abroad | After the free limit 2%, min. €1 |
| Child's account | Yes |
|---|---|
| Minimum age of the child's account | 6 yrs |
| Monthly fee of the child's account | not available |
| Monthly fee for students | not available |
| Current account interest rate | not available |
|---|---|
| Savings account interest rate | 1.00% |
| Type | Digital bank |
|---|---|
| Home country | Lithuania |
| Opening an account online with Finnish bank credentials | not available |
| Opening an account without a Finnish personal identity code | not available |
| Deposit guarantee | Lithuanian deposit guarantee, €100,000 per depositor; service provider Revolut Bank UAB |
|---|
| EPSI customer satisfaction | not available |
|---|---|
| Data checked | 15 October 2026 |
| Package | Price / month | Includes | Additional information |
|---|---|---|---|
| Plus | €3.99 | Standard's services, higher limits and purchase protection | Currency exchange limit €3,000/month, ATM limit €200/month. |
All packages
In October 2026 Revolut offers 6 packages on sale. The price is for an adult package with one card, taken from the bank's own price list. Compare the packages of all banks on the bank packages comparison page.
| Package | Age | € / month | Card | Free withdrawals | Currency markup | Extras | Terms |
|---|---|---|---|---|---|---|---|
| Standardadult | from 18 yrs | €0.00 | Revolut card | 5 per month | 0.00% | No insurance. | |
| |||||||
| Plusadult | from 18 yrs | €3.99 | Revolut Plus card | not available | 0.00% | According to the archived pricing page (23.4.2026), purchase protection and other travel insurance. | |
| |||||||
| Premiumpremium | from 18 yrs | €10.99 | Revolut Premium card | not available | 0.00% | According to the archived pricing page (23.4.2026), travel-related insurance and partner benefits. | |
| |||||||
| Metalpremium | from 18 yrs | €17.99 | Revolut Metal card | not available | 0.00% | According to the archived pricing page (23.4.2026), travel insurance and partner subscriptions. | |
| |||||||
| Ultrapremiumprice depends on terms: introductory price: Revolut does not state the normal price | from 18 yrs | €65.00 | Revolut Ultra card | not available | 0.00% | According to the archived pricing page (23.4.2026), unlimited airport lounge access, 3 GB of global data per month, and trip and event cancellation cover. | |
| |||||||
| Revolut <18child | 6-17 yrs | not published | Revolut <18 card | not available | not available | Not verified. | |
| |||||||
Premium accounts and cards: Revolut Plus, Revolut Premium, Revolut Metal, Revolut Ultra. See also premium accounts and cards compared.
Usage limits
The bank does not publish default limits; check and change the limits in the online bank or the app. In the Revolut app: Security > Limits. You can ask for the monthly automatic limit to be raised under Increase limit.
Only the values published by the bank are listed. Checked 16 October 2026. Read about bank card limits: withdrawal limit, contactless limit, instant payment limit and blocking a card.
Reviews: ratings of Revolut
Public ratings from three sources, retrieved . The figures are third-party ratings that Pankkitutka has neither checked nor edited. Review texts are not quoted. Read more: bank ratings and reviews compared.
| Source | Rating | Count | Link |
|---|---|---|---|
| Trustpilot | 4.7 / 5 | 473,352 reviews | www.revolut.com on Trustpilot |
| App Store: Revolut - Mobile Finance | 4.8 / 5 | 11,511 ratings | App in the App Store |
| Google Play: Revolut | 4.8 / 5 | 4,158,977 ratings, all countries | App on Google Play |
- The Trustpilot rating is the company's global profile, not specific to Finland.
- The Google Play figures cover all countries, not only Finland. The App Store figures are from the Finnish store.
Based on the data
The pros and cons below are based on Pankkitutka's price data, not on the ratings.
Pros
- Pro: No monthly fee on the Standard account
- Pro: Weekday currency exchange with no extra charge up to €1,000/month
- Pro: 5 free ATM withdrawals or €200 per month
Cons
- Con: Deposit guarantee from the Lithuanian system, not the Finnish one
- Con: A 1% fee on currency exchange at weekends
- Con: No branches, service in the app
How do you open an account at Revolut?
The account is opened in the Revolut app. Revolut Bank UAB is a bank licensed in Lithuania. Opening without a Finnish personal identity code and the identification method were not verified from Revolut's own pages in this review.
Thinking about switching banks? Read the guide to switching banks.
Deposit guarantee
Lithuanian deposit guarantee, €100,000 per depositor; service provider Revolut Bank UAB. More information in the guide on the deposit guarantee.
Children and students
Child's account: Revolut <18 app and card for 6-17-year-olds. The price and guardian terms in Finland were not verified.
Student: No student terms were found.
See also: children's bank card and best bank for students.
Interest rates
Instant Access Savings (EUR) at the Standard tier 1% per year (variable). Deposits are covered by the Lithuanian deposit guarantee up to €100,000.
Compare interest rates between banks: current and savings account interest rates. See the savings accounts and fixed-term deposits of Revolut: Savings rates.
Investment services and equity savings account
Share trading prices, equity savings account and funds at Revolut: Revolut fees and price list. Compare all providers on the comparison of investment services page. No investment advice; investing involves risk.
Customer satisfaction (EPSI)
No EPSI result is available yet.
Compare Revolut with others
Sources
- Revolut Finland: Personal Fees (Standard)retrieved 15 October 2026
- Revolut: Personal Fees (Standard), voimassa 9.7.2026 alkaen (PDF)retrieved 15 October 2026
- Revolut Finland: Compare Revolut plansretrieved 15 October 2026
- Revolut: Revolut, built for kids & teensretrieved 15 October 2026
Data checked 15 October 2026.
Frequently asked questions
How much does Revolut cost per month?
The cheapest adult package at Revolut (Standard), including the card, costs €0.00 per month. The Standard account has no monthly fee. The first physical card is free, but delivery costs €7.99 (standard domestic delivery). Paid tiers: Plus €3.99/month, Premium €10.99/month, Metal €17.99/month.
Can you open an account at Revolut without a Finnish personal identity code?
This information is not yet available.
How much does Revolut charge for card payments abroad?
The currency conversion markup on card payments in currencies other than euros is 0.00%*. ATM withdrawal abroad: After the free limit 2%, min. €1. At Revolut, 0.00% applies up to €1,000.00 per month, and 1.00% on the amount above that; 1.00% on weekend currency exchange.
What are the public ratings that Revolut has received?
Public ratings 16 October 2026: Trustpilot 4.7 / 5 (473,352 reviews); App Store 4.8 / 5 (11,511 ratings); Google Play 4.8 / 5 (4,158,977 ratings, all countries). These figures are public ratings, not an assessment by Pankkitutka, and this answer does not summarise the opinions of individual users.