Nordea fees and price list 2026: equity savings account, trading and funds
In October 2026 Nordea charges 0.20%, min. €8, at the base level on share trades over €800, but on smaller Nordic trades and all ETF trades the fee is at most 1%. The custody fee is €0 when at least one trade is made in the quarter, and always for under 28-year-olds.
Not investment advice. Investing involves risk. Pankkitutka compares costs and does not recommend individual investments or service providers. The value of investments can rise and fall, and you can lose the money you invest.
Nordea trading costs
| Market | Price | Details |
|---|---|---|
| Helsinki exchange | 0.20%, min. €8 | Base level (level 1, fees accrued under €20/quarter): trades over €800 0.20% min. €8, trades under €800 on Nordic exchanges and all ETFs 1% (e.g. a €100 trade €1). Level 2 0.18% min. €8, level 3 0.15% min. €5, level 4 (over €500 in fees) 0.06% min. €3. Price tiers valid from 1 October 2025. In other markets, such as the USA, there is no 1% cap, only a minimum charge. Fee for currency exchange of non-euro shares 0.3%. |
| US (NYSE, Nasdaq) | 0.20%, min. €8 | The price is in euros. |
| Nordic and other markets | see details | Helsinki, Stockholm, Oslo and Copenhagen: the same price tiers and a 1% price cap on trades under €800. |
| Currency conversion | 0.30% | The currency conversion markup applies to trades in a foreign currency. |
The price in the table is the ordinary price paid by a customer who trades rarely. Calculate your own cost with the cost comparison calculator.
Equity savings account
| Fact | Value |
|---|---|
| Offered | yes |
| Monthly fee | €2.45 |
| Opening fee | €0.00 |
Opening, withdrawals, deposits and closing €0. Custody fee €2.45/month only if no trade with a brokerage fee was made in the previous quarter; free for under 28-year-olds, on an empty account and for the first year when the account is opened for the first time. Trading at the same price tiers as in the book-entry account, also foreign shares. Transfer to another provider €100.
Read the rules, taxation and comparison on the page equity savings account.
Book-entry account and custody
Custody: owner-registered book-entry account (in your own name). Monthly fee: €2.45.
Custody fee €0 for a personal customer if brokerage fees accrued in the previous quarter, otherwise €2.45/month (incl. VAT). Free for under 28-year-olds. A book-entry account or equity savings account opened for the first time has no custody fee for the first year.
Funds and ETFs
| Fund | Cost | Type of cost | Notes |
|---|---|---|---|
| Nordea Pohjoismaat Indeksi Select | 0.00% | management fee | until 31 December 2027, after that 0.19%.Management fee 0% until 31 December 2027, after that 0.19%. |
| Nordea USA Indeksi Select | 0.19% | management fee | 0.19% from 1 October 2026, previously 0.37%. |
| Nordea Maailma Indeksi Select | 0.37% | management fee | |
| Nordea Eurooppa Indeksi Select | 0.37% | management fee | |
| Nordea Suomi Indeksi Select | 0.37% | management fee |
Subscription and redemption fees of Nordea funds €0 in the mobile and online bank. Smallest monthly saving or investment: €10.00. You can make a monthly savings agreement for a fund from €10/month. The figures are management fees, not ongoing charges; in addition transaction costs of about 0.02-0.03% a year.
ETF monthly saving: not available. A 1% price cap on all ETF trades under €800. No separate free ETF monthly saving was found in Nordea's price list. Fractional shares: not available.
Compare funds on the page index funds.
Taxation and reporting
Nordea reports your sales to the Tax Administration, and the information is pre-filled on the tax return. Acquisition details may still be missing. Service in Finnish: yes. Read taxation of foreign brokers.
Investor protection
Investors' Compensation Fund (Finland): pays 90% of the claim, up to €20,000 per investor, if the provider cannot return the customer's money or securities. Losses from price falls, mutual funds and unit-linked insurance are not covered. Read also about the deposit guarantee: the deposit guarantee and the investors' compensation fund are different things.
Reviews: ratings of Nordea
Public ratings from three sources, retrieved . The figures are third-party ratings that Pankkitutka has neither checked nor edited. Review texts are not quoted. Read more: bank ratings and reviews compared.
| Source | Rating | Count | Link |
|---|---|---|---|
| Trustpilot | 1.5 / 5 | 164 reviews | nordea.fi on Trustpilot |
| App Store: Nordea Mobile - Finland | 4.5 / 5 | 200,953 ratings | App in the App Store |
| Google Play: Nordea Mobile - Finland | 4.3 / 5 | 110,561 ratings, all countries | App on Google Play |
- The Trustpilot profile is unclaimed: the company has not taken control of it.
- The Google Play figures cover all countries, not only Finland. The App Store figures are from the Finnish store.
Based on the data
The pros and cons below are based on Pankkitutka's price data, not on the ratings.
Pros
- Pro: The 1% price cap makes small Nordic and ETF trades cheap
- Pro: Nordea Pohjoismaat Indeksi Select with no management fee until the end of 2027
- Pro: No custody fee for under 28-year-olds
- Pro: Foreign shares also in the equity savings account
Cons
- Con: On trades over €800 at the base level 0.20%, min. €8
- Con: Custody fee €2.45/month if there are no trades in the quarter
- Con: Currency cost 0.3%
Read also
- Investment services compared
- Equity savings account: comparison, costs and taxation
- Investing for beginners
- Nordea price list and service fees
- Nordea private banking and wealth management
- Savings rates (compare with deposits, which are covered by the deposit guarantee)
Other providers
Sources
- Nordea: Sijoittamisen kaupankäyntikulut ja välityspalkkiotretrieved 16 October 2026
- Nordea: Osakesäästötiliretrieved 16 October 2026
- Nordea: Lisäpalvelut ja markkinapaikatretrieved 16 October 2026
- Nordea: Indeksirahastot ja indeksisijoittaminenretrieved 16 October 2026
- Nordea: USA Indeksi Selectretrieved 16 October 2026
- Nordea: Pohjoismaat Indeksi Selectretrieved 16 October 2026
- Nordea: Sijoittajien korvausrahastoretrieved 16 October 2026
- Verohallinto: Vuosi-ilmoitus arvopapereiden ostoista ja myynneistä, täyttöohje 2026retrieved 16 October 2026
Data checked 16 October 2026. Check the current prices and terms with the provider.
Frequently asked questions
What does trading at Nordea cost?
In October 2026 Nordea brokerage fees: Helsinki exchange 0.20%, min. €8; US: 0.20%, min. €8; currency conversion 0.30%. Base level (level 1, fees accrued under €20/quarter): trades over €800 0.20% min. €8, trades under €800 on Nordic exchanges and all ETFs 1% (e.g. a €100 trade €1). Level 2 0.18% min. €8, level 3 0.15% min. €5, level 4 (over €500 in fees) 0.06% min. €3. Price tiers valid from 1 October 2025. In other markets, such as the USA, there is no 1% cap, only a minimum charge. Fee for currency exchange of non-euro shares 0.3%. Check the current price list with the provider.
Does Nordea offer an equity savings account?
In October 2026: yes. The monthly fee of the equity savings account is €2.45/month. Opening, withdrawals, deposits and closing €0. Custody fee €2.45/month only if no trade with a brokerage fee was made in the previous quarter; free for under 28-year-olds, on an empty account and for the first year when the account is opened for the first time. Trading at the same price tiers as in the book-entry account, also foreign shares. Transfer to another provider €100.
Does Nordea report trades to the Tax Administration?
In October 2026 Nordea reports the customer's securities sales to the Tax Administration and the information is pre-filled on the tax return. Acquisition details may still be missing, so check and complete them.
What do the index funds at Nordea cost?
In October 2026 costs of Nordea index funds: Nordea Pohjoismaat Indeksi Select 0.00% (management fee, until 31 December 2027, after that 0.19%); Nordea USA Indeksi Select 0.19% (management fee); Nordea Maailma Indeksi Select 0.37% (management fee); Nordea Eurooppa Indeksi Select 0.37% (management fee); Nordea Suomi Indeksi Select 0.37% (management fee). A time-limited price does not show the permanent cost. Ongoing charges and a management fee are not directly comparable.