DEGIRO fees and price list 2026: equity savings account, trading and funds
In October 2026 at DEGIRO a Helsinki share trade costs a fixed €4.90 and a US trade €2.00 including the handling fee, and currency exchange 0.25%. On large trades the fixed price is cheap, but you must report capital gains to the tax authority yourself.
Not investment advice. Investing involves risk. Pankkitutka compares costs and does not recommend individual investments or service providers. The value of investments can rise and fall, and you can lose the money you invest.
DEGIRO trading costs
| Market | Price | Details |
|---|---|---|
| Helsinki exchange | €4.90 flat | Price list valid from 1 January 2026. Fixed fees: NYSE/Nasdaq €1.00 + €1 handling fee = €2.00; Helsinki €3.90 + €1 = €4.90. The €1 handling fee applies to almost all orders. Automatic currency exchange (Auto FX) 0.25%, manual €10 + 0.25%. |
| US (NYSE, Nasdaq) | €2 flat | The price is in euros. |
| Nordic and other markets | see details | Nasdaq Helsinki, Stockholm and Copenhagen, and Oslo: €3.90 + €1 handling fee = €4.90 fixed price per order. |
| Currency conversion | 0.25% | The currency conversion markup applies to trades in a foreign currency. |
The price in the table is the ordinary price paid by a customer who trades rarely. Calculate your own cost with the cost comparison calculator.
Equity savings account
| Fact | Value |
|---|---|
| Offered | not offered |
| Monthly fee | not available |
| Opening fee | not available |
Not offered. Under the equity savings account act, an equity savings account is an account at a deposit bank or at the Finnish branch of a foreign credit institution, and the provider must register with the Financial Supervisory Authority.
Read the rules, taxation and comparison on the page equity savings account.
Book-entry account and custody
Custody: nominee register (the securities are held in the name of the broker and its custodians). Monthly fee: €0.00.
No custody fee on shares. Exchange connection fee €2.50/exchange/calendar year (at most 0.25% of the account value); according to DEGIRO's page €0 in the home market. Does not apply to the ETF Core Selection list. Securities in the broker's nominee registration.
Funds and ETFs
No own index funds.
Mutual funds €3.90 + service fee 0.20%/year. ETF Core Selection (Tradegate) with no brokerage fee.
ETF monthly saving: No. ETF Core Selection funds have a brokerage fee of €0, but a €1 handling fee on every order; other ETFs €2 + €1. Fractional shares: not available.
Compare funds on the page index funds.
Taxation and reporting
DEGIRO does not report your sales to the Tax Administration, so you report the sales (form 9A) and other capital income and foreign dividends (form 16B) yourself. Service in Finnish: yes. Read taxation of foreign brokers.
Investor protection
German investor protection: 90% of securities not returned, up to €20,000. Cash at flatexDEGIRO Bank SE is covered by German deposit guarantee up to €100,000. Read also about the deposit guarantee: the deposit guarantee and the investors' compensation fund are different things.
The good and the bad
The pros and cons below are based on Pankkitutka's price data.
Pros
- Pro: Fixed €4.90 price for Helsinki trades regardless of trade amount
- Pro: US trades €2
- Pro: Finnish-language pages
Cons
- Con: No equity savings account and no Finnish tax reporting
- Con: €1 handling fee also on Core Selection ETFs
- Con: Currency exchange 0.25%
Read also
- Investment services compared
- Equity savings account: comparison, costs and taxation
- Investing for beginners
- Savings rates (compare with deposits, which are covered by the deposit guarantee)
Other providers
Sources
- DEGIRO: Fee Schedule (päivitetty 1.1.2026)retrieved 16 October 2026
- DEGIRO: Hinnatretrieved 16 October 2026
- DEGIRO: How is my money held with DEGIRO?retrieved 16 October 2026
- DEGIRO: If something happens to DEGIRO, are my investments protected?retrieved 16 October 2026
- DEGIRO: What kind of reports are there?retrieved 16 October 2026
- Verohallinto: Ilmoita tulot sijoituksista (päivitetty 10.3.2026)retrieved 16 October 2026
- Laki osakesäästötilistä 680/2019 (Suomen säädöskokoelma)retrieved 16 October 2026
Data checked 16 October 2026. Check the current prices and terms with the provider.
Frequently asked questions
What does trading at DEGIRO cost?
In October 2026 DEGIRO brokerage fees: Helsinki exchange €4.90 flat; US: €2 flat; currency conversion 0.25%. Price list valid from 1 January 2026. Fixed fees: NYSE/Nasdaq €1.00 + €1 handling fee = €2.00; Helsinki €3.90 + €1 = €4.90. The €1 handling fee applies to almost all orders. Automatic currency exchange (Auto FX) 0.25%, manual €10 + 0.25%. Note: report your trades to the tax authority yourself. Check the current price list with the provider.
Does DEGIRO offer an equity savings account?
In October 2026: no. Not offered. Under the equity savings account act, an equity savings account is an account at a deposit bank or at the Finnish branch of a foreign credit institution, and the provider must register with the Financial Supervisory Authority.
Does DEGIRO report trades to the Tax Administration?
In October 2026 DEGIRO does not report the sales: it is a foreign remote broker, and sales made through it are reported by the customer (sales on form 9A, other capital income and foreign dividends on form 16B). If shares or other securities have been sold through a foreign remote broker, you must report the gains and losses yourself; the Tax Administration also receives information on trades made abroad and monitors their reporting.