Trading 212 fees and price list 2026: equity savings account, trading and funds
In October 2026 shares and ETFs on Trading 212's Invest account have no brokerage fee, and the broker's only fee of its own is 0.15% on currency exchange. There is no equity savings account, and you report capital gains to the tax authority yourself.
Not investment advice. Investing involves risk. Pankkitutka compares costs and does not recommend individual investments or service providers. The value of investments can rise and fall, and you can lose the money you invest.
Trading 212 trading costs
| Market | Price | Details |
|---|---|---|
| Helsinki exchange | not confirmed | The Invest account has no brokerage fee or custody fee; the only fee charged by Trading 212 is the 0.15% currency exchange fee. Exchange and authority fees (e.g. US SEC and FINRA fees on sales) are added. |
| US (NYSE, Nasdaq) | 0 USD flat | The price is in dollars. |
| Nordic and other markets | see details | The availability of Helsinki exchange shares on the Invest account could not be confirmed from Trading 212's pages; on the community forum staff replied in January 2022 that the Finnish market is being considered with no timetable. |
| Currency conversion | 0.15% | The currency conversion markup applies to trades in a foreign currency. |
The price in the table is the ordinary price paid by a customer who trades rarely. Calculate your own cost with the cost comparison calculator.
Equity savings account
| Fact | Value |
|---|---|
| Offered | not offered |
| Monthly fee | not available |
| Opening fee | not available |
Not offered. Under the equity savings account act, an equity savings account is an account at a deposit bank or at the Finnish branch of a foreign credit institution, and the provider must register with the Financial Supervisory Authority.
Read the rules, taxation and comparison on the page equity savings account.
Book-entry account and custody
Custody: nominee register (the securities are held in the name of the broker and its custodians). Monthly fee: €0.00.
No custody fee on the Invest account. Invest account, securities in the broker's nominee registration. According to Trading 212, the accounts of people resident in Finland belong to Trading 212 EU GmbH. According to an Austrian industry news page, the Cypriot Trading 212 Markets Ltd ceased to be a contracting party on 6 September 2026; this was not confirmed from Trading 212's own notice.
Funds and ETFs
No own index funds.
ETFs with no brokerage fee. Regular investing as Pies portfolios; 0.15% on currency exchanges in Pies portfolios.
ETF monthly saving: Yes. No brokerage fee; currency exchange 0.15% on non-euro instruments. Fractional shares: Yes.
Compare funds on the page index funds.
Taxation and reporting
Trading 212 does not report your sales to the Tax Administration, so you report the sales (form 9A) and other capital income and foreign dividends (form 16B) yourself. Service in Finnish: not available. Read taxation of foreign brokers.
Investor protection
German investor protection (EdW): 90% of eligible assets, up to €20,000 per person. Uninvested cash in German partner banks is covered by deposit guarantee up to €100,000 per bank. Read also about the deposit guarantee: the deposit guarantee and the investors' compensation fund are different things.
The good and the bad
The pros and cons below are based on Pankkitutka's price data.
Pros
- Pro: No brokerage fees or custody fees
- Pro: Currency exchange 0.15%
- Pro: Fractional shares
Cons
- Con: The availability of the Helsinki exchange could not be confirmed
- Con: No equity savings account and no Finnish tax reporting
- Con: The company structure changed in 2026
Read also
- Investment services compared
- Equity savings account: comparison, costs and taxation
- Investing for beginners
- Savings rates (compare with deposits, which are covered by the deposit guarantee)
Other providers
Sources
- Trading 212: What are the fees in the Invest, ISAs, and SIPP?retrieved 16 October 2026
- Trading 212: What are the supported countries?retrieved 16 October 2026
- Trading 212 EU GmbH: Funds and asset protectionretrieved 16 October 2026
- Trading 212: Who regulates Trading 212?retrieved 16 October 2026
- Trading 212: Can I trade with fractional shares?retrieved 16 October 2026
- Trading 212 Community: When Finnish Market?retrieved 16 October 2026
- broker-test.at: Zypern adieu bei Trading 212 (toissijainen lähde)retrieved 16 October 2026
- Verohallinto: Ilmoita tulot sijoituksista (päivitetty 10.3.2026)retrieved 16 October 2026
- Laki osakesäästötilistä 680/2019 (Suomen säädöskokoelma)retrieved 16 October 2026
Data checked 16 October 2026. Check the current prices and terms with the provider.
Frequently asked questions
What does trading at Trading 212 cost?
In October 2026 Trading 212 brokerage fees: Helsinki exchange: not confirmed; US: 0 USD flat (USD); currency conversion 0.15%. The Invest account has no brokerage fee or custody fee; the only fee charged by Trading 212 is the 0.15% currency exchange fee. Exchange and authority fees (e.g. US SEC and FINRA fees on sales) are added. Note: report your trades to the tax authority yourself. Check the current price list with the provider.
Does Trading 212 offer an equity savings account?
In October 2026: no. Not offered. Under the equity savings account act, an equity savings account is an account at a deposit bank or at the Finnish branch of a foreign credit institution, and the provider must register with the Financial Supervisory Authority.
Does Trading 212 report trades to the Tax Administration?
In October 2026 Trading 212 does not report the sales: it is a foreign remote broker, and sales made through it are reported by the customer (sales on form 9A, other capital income and foreign dividends on form 16B). If shares or other securities have been sold through a foreign remote broker, you must report the gains and losses yourself; the Tax Administration also receives information on trades made abroad and monitors their reporting.