Nordea private banking 2026: wealth threshold and services
In October 2026, Nordea Premium requires €100,000 of savings and investments within the family, or a secured loan of €400,000 plus investments, and Private Banking is intended for over €500,000 of investable assets. According to Nordea, the price of Private Banking is individual, and wealth management fees are not published.
Nordea tiers from lowest to highest
| Tier | Class | Published minimum | Monthly fee | Notes |
|---|---|---|---|---|
| Nordea Premium | Premium tier | at least €100,000 | not published | |
| Nordea Private Banking | Private banking | over €500,000 | not published | |
| Nordea Family Office | Private banking | over €10,000,000 | not published |
Tiers are ordered by the published threshold, with a tier without a threshold last. The class is derived from the tier name and wording: Premium tier, Private banking, Wealth management or Investor benefit programme.
What counts towards the wealth threshold?
Nordea Premium
According to the page, you are a Premium customer "when you or your family have savings and investments of at least €100,000". The threshold is therefore calculated for the family as a whole, and a spouse or minor children can be added to the same family unit.
No income threshold is published. Alternative condition: "a mortgage or other secured loan of at least €400,000 and investments in Nordea funds or a unit-linked insurance". The package price of the service package requires you to direct your regular income to a Nordea account.
Loan route: The client relationship can also be obtained with a loan, not only with assets.
The lower tier of Nordea's benefit programme is Etuasiakas (preferred customer): "You become an Etuasiakas when you have a mortgage with Nordea or savings and investments of over €30,000." (benefit programme page). The customer tier is updated in regular reviews.
Nordea Private Banking
"Private Banking is intended for individuals and households with over €500,000 of investable assets." The threshold applies to private individuals, families, entrepreneurs and foundations. The pages give two wordings of how it is calculated: according to the FAQ, the requirement includes "assets held in the bank, for example accounts, funds, equity investments or unit-linked insurance", and according to the contact form, "All assets held in banks count towards investable assets".
No income threshold is published.
The two pages describe the calculation differently (assets in the bank vs. all assets held in banks), so it is worth checking with Nordea whether assets in other banks are counted.
Nordea Family Office
"The service is intended for customers whose investable assets exceed €10 million."
No income threshold is published.
Discretionary management
Discretionary management through discretionary portfolios is offered to Private Banking customers, but no separate minimum amount is published (not published).
| Tier | Minimum | Additional information |
|---|---|---|
| Nordea Premium | - | No tier-specific information. |
| Nordea Private Banking | - | Discretionary management through discretionary portfolios is offered to Private Banking customers, but no separate minimum amount is published. |
| Nordea Family Office | - | No tier-specific information. |
Read more in the guide wealth management and investor protection.
Prices and content by tier
Nordea Premium
Monthly fee: not published. No separate monthly fee is mentioned for the Premium customer tier. Example packages for a Premium customer: Platinum package €5.99/month (€26.57/month without the package) and Gold package €0.99/month (€12.57/month without the package). Custody fee for a book-entry securities account and an equity savings account €0/month when you make at least one trade per quarter (normally €2.45/month). Margin on flexible credit 2.9% (normally 8.9%).
- Your own Premium contact person (a wealth manager or a financing specialist)
- Dedicated customer service for Premium customers
- Legal services for wealth management at a low price (e.g. estates, estate inventories)
- Varallisuus 360 plan
- Funds available only to Premium customers (Premium funds)
- Nordea Platinum card at the package price (Priority Pass visits and Fast Track as card benefits)
- 50% discount on the mortgage arrangement fee and the purchase fee
Nordea Private Banking
Monthly fee: not published. "The price of a Private Banking customer relationship is individual and depends, for example, on the amount of your assets and on the services." Percentage fees for wealth management are not published.
- Your own investment director, i.e. a private banker
- Discretionary management (discretionary portfolios, also as investment baskets inside an insurance wrapper)
- Inheritance planning and family law planning, extensive legal services
- Credit cards, loans and everyday banking services
- Dedicated customer service
- Private Banking events and analyses
Nordea Family Office
Monthly fee: not published. Not published.
- Your own team to manage the wealth of you and your family
Read also
- Private banking services compared
- Wealth management and investor protection
- Nordea price list and service fees
- Nordea: trading costs and price list
Other providers
Sources
- Nordea Private Banking: Tule asiakkaaksiretrieved 16 October 2026
- Nordea Private Banking: yhteydenottolomakeretrieved 16 October 2026
- Nordea: Premium-asiakasretrieved 16 October 2026
- Nordea: Etuohjelmaretrieved 16 October 2026
- Nordea Private Banking: Family Officeretrieved 16 October 2026
- Nordea Private Banking: Täyden valtakirjan varainhoitoretrieved 16 October 2026
Data checked 16 October 2026. Check the current terms and prices with the provider.
Frequently asked questions
What is the private banking threshold at Nordea?
In October 2026 the published wealth thresholds of the tiers at Nordea are: Nordea Premium at least €100,000; Nordea Private Banking over €500,000; Nordea Family Office over €10,000,000. No separate minimum is published for discretionary management. Note: loan route also possible (conditions apply).
What counts towards the wealth threshold at Nordea?
In October 2026 Nordea Private Banking: "Private Banking is intended for individuals and households with over €500,000 of investable assets." The threshold applies to private individuals, families, entrepreneurs and foundations. The pages give two wordings of how it is calculated: according to the FAQ, the requirement includes "assets held in the bank, for example accounts, funds, equity investments or unit-linked insurance", and according to the contact form, "All assets held in banks count towards investable assets". No income threshold is published.
How much does Nordea private banking cost?
In October 2026 Nordea does not publish a monthly fee for any of its tiers. "The price of a Private Banking customer relationship is individual and depends, for example, on the amount of your assets and on the services." Percentage fees for wealth management are not published. Check the current price with the provider.