Säästöpankki private banking 2026: wealth threshold and services
In October 2026, Säästöpankki offers Rahastovarainhoito (fund-based wealth management) and Varainhoitovakuutus (wealth management insurance) for investments of over €100,000. For the private bank investment service, Säästöpankki publishes neither an asset threshold nor a price.
Säästöpankki tiers from lowest to highest
| Tier | Class | Published minimum | Monthly fee | Notes |
|---|---|---|---|---|
| Fund-based wealth management from the Säästöpankki banks | Wealth management | over €100,000 | not published | |
| Wealth management insurance from Säästöpankki | Wealth management | over €100,000 | not published | |
| Private banking investment service from Säästöpankki | Private banking | not published | not published |
Tiers are ordered by the published threshold, with a tier without a threshold last. The class is derived from the tier name and wording: Premium tier, Private banking, Wealth management or Investor benefit programme.
What counts towards the wealth threshold?
Fund-based wealth management from the Säästöpankki banks
"Säästöpankki offers fund-based wealth management for investments of over €100,000". The threshold is the amount invested.
No income threshold is published.
Fund-based wealth management (Rahastovarainhoito) is based on wealth management funds, not on an individual direct securities portfolio.
Wealth management insurance from Säästöpankki
"It suits an investment of over €100,000." The wording describes suitability, not a firm lower limit. The minimum for additional payments is €10,000.
No income threshold is published.
Private banking investment service from Säästöpankki
Not published. According to the wealth management page, the cornerstone of the private bank investment service is the confidential relationship between the customer and the private banker, but no asset threshold is given.
No income threshold is published.
Savings banks (säästöpankit) are independent local banks, so services and prices may vary from bank to bank.
Discretionary management
No minimum amount is published for discretionary management (not published). Rahastovarainhoito (fund-based wealth management, over €100,000) and Varainhoitovakuutus (wealth management insurance, over €100,000) are carried out with wealth management funds or in an insurance wrapper.
| Tier | Minimum | Additional information |
|---|---|---|
| Fund-based wealth management from the Säästöpankki banks | - | Fund-based wealth management is carried out with wealth management funds, not with an individual discretionary portfolio. |
| Wealth management insurance from Säästöpankki | - | Wealth management is carried out in an insurance wrapper; no minimum amount is published for discretionary management. |
| Private banking investment service from Säästöpankki | - | No tier-specific information. |
Read more in the guide wealth management and investor protection.
Prices and content by tier
Fund-based wealth management from the Säästöpankki banks
Monthly fee: not published. Not published. Pricing may vary by local savings bank.
- Active portfolio management with four wealth management funds (Interest-weighted, Balanced, Equity-weighted, Yield-seeking)
- Agreement with a contact person at the local savings bank
- Monthly and annual reports and a tax report in the online bank
Wealth management insurance from Säästöpankki
Monthly fee: not published. Not published on the page.
- Active wealth management in an insurance wrapper
- Capital withdrawals and additional payments (at least €10,000)
Private banking investment service from Säästöpankki
Monthly fee: not published. Not published.
- Private banker as adviser in all investment matters
- Other banking services through the private banker
Read also
- Private banking services compared
- Wealth management and investor protection
- Säästöpankki price list and service fees
- Säästöpankki: trading costs and price list
Other providers
Sources
- Säästöpankki: Varainhoitoretrieved 16 October 2026
- Säästöpankki: Rahastovarainhoitoretrieved 16 October 2026
- Säästöpankki: Varainhoitovakuutusretrieved 16 October 2026
Data checked 16 October 2026. Check the current terms and prices with the provider.
Frequently asked questions
What is the private banking threshold at Säästöpankki?
In October 2026 the published wealth thresholds of the tiers at Säästöpankki are: Fund-based wealth management from the Säästöpankki banks over €100,000; Wealth management insurance from Säästöpankki over €100,000; Private banking investment service from Säästöpankki not published. No separate minimum is published for discretionary management. Note: fund-based management: compensation fund does not apply; indicative threshold; insurance wrapper: compensation fund does not apply; threshold not published.
What counts towards the wealth threshold at Säästöpankki?
In October 2026 Fund-based wealth management from the Säästöpankki banks: "Säästöpankki offers fund-based wealth management for investments of over €100,000". The threshold is the amount invested. No income threshold is published.
How much does Säästöpankki private banking cost?
In October 2026 Säästöpankki does not publish a monthly fee for any of its tiers. Not published. Pricing may vary by local savings bank. Check the current price with the provider.