Danske Bank private banking 2026: wealth threshold and services
In October 2026, Danske Premium is intended for households whose account and investment assets exceed €100,000 or whose loans and investments together exceed €400,000, and Private Banking for over €500,000 of investable assets. A Premium customer gets the Platinum Plus package for €0/month, but Danske Bank does not publish the price of Private Banking.
Danske Bank tiers from lowest to highest
| Tier | Class | Published minimum | Monthly fee | Notes |
|---|---|---|---|---|
| Danske Premium | Premium tier | over €100,000 | €12.5/month | |
| Danske Bank Private Banking | Private banking | over €500,000 | not published |
Tiers are ordered by the published threshold, with a tier without a threshold last. The class is derived from the tier name and wording: Premium tier, Private banking, Wealth management or Investor benefit programme.
What counts towards the wealth threshold?
Danske Premium
"Premium is intended for you when the value of your or your household's account and investment assets is over €100,000". The threshold is calculated per household, and both accounts and investments count.
No income threshold is published. Alternative condition: "the combined value of both loans and investments is over €400,000".
Loan route: The client relationship can also be obtained with a loan, not only with assets.
Danske Bank Private Banking
"At Danske Bank we offer comprehensive wealth management for individuals, families and entrepreneurs with over €500,000 of investable assets." The page does not specify what counts towards the assets.
No income threshold is published.
Discretionary management
Discretionary Danske Varainhoito Yksilöllinen is available to Private Banking customers, but the minimum amount is not published (not published).
| Tier | Minimum | Additional information |
|---|---|---|
| Danske Premium | - | No tier-specific information. |
| Danske Bank Private Banking | - | Discretionary Danske Varainhoito Yksilöllinen is available to Private Banking customers, but the minimum amount is not published. |
Read more in the guide wealth management and investor protection.
Prices and content by tier
Danske Premium
Monthly fee: €12.5/month. According to the Danske Premium page, the price is only €12.50/month (spouse and adult children €6.25/month; source: Danske Premium, danskebank.fi/sinulle/tule-asiakkaaksi/danske-premium, see also plans.json danske-premium). Platinum Plus everyday banking package €0/month for a Premium customer (requires the Danske benefit programme; normally e.g. at benefit level 4: €4.50/month). Mastercard Platinum credit card without a monthly or annual fee. Online trading and equity savings account €0/month.
- Personal Panorama Plus wealth plan
- Named wealth specialist
- Family law services
- Platinum Plus package free of charge
- Mastercard Platinum without a monthly or annual fee
- Invitations to events and webinars, monthly newsletter
Danske Bank Private Banking
Monthly fee: not published. Not published. The costs of the Danske Varainhoito Yksilöllinen service are given in the service's own cost brochure, not on the Private Banking pages.
- Personal private banker
- Investment director and discretionary management (Danske Varainhoito Yksilöllinen)
- Lawyers: wealth planning, family law and inheritance law
- Financing specialist and Portfolio limit (Salkkulimiitti)
- Panorama Wealth wealth plan
- Mastercard Private Banking Platinum (Priority Pass, 10 free lounge visits per year)
- World Elite Mastercard (unlimited lounge visits for you and one guest, concierge)
- Priority Line customer service 0100 4100
- Finnair Plus Silver tier or 4,000 Avios instead of the card payment-method benefit
Read also
- Private banking services compared
- Wealth management and investor protection
- Danske Bank price list and service fees
- Danske Bank: trading costs and price list
Other providers
Sources
- Danske Bank Private Bankingretrieved 16 October 2026
- Danske Bank: Tule Private Banking -asiakkaaksiretrieved 16 October 2026
- Danske Premiumretrieved 16 October 2026
- Danske Bank Private Banking: Varainhoitoretrieved 16 October 2026
Data checked 16 October 2026. Check the current terms and prices with the provider.
Frequently asked questions
What is the private banking threshold at Danske Bank?
In October 2026 the published wealth thresholds of the tiers at Danske Bank are: Danske Premium over €100,000; Danske Bank Private Banking over €500,000. No separate minimum is published for discretionary management. Note: loan route also possible (conditions apply).
What counts towards the wealth threshold at Danske Bank?
In October 2026 Danske Bank Private Banking: "At Danske Bank we offer comprehensive wealth management for individuals, families and entrepreneurs with over €500,000 of investable assets." The page does not specify what counts towards the assets. No income threshold is published.
How much does Danske Bank private banking cost?
In October 2026 Published monthly fees at Danske Bank: Danske Premium: €12.5/month; Danske Bank Private Banking: monthly fee not published. Not published. The costs of the Danske Varainhoito Yksilöllinen service are given in the service's own cost brochure, not on the Private Banking pages. Check the current price with the provider.