Danske Bank fees and price list 2026: equity savings account, trading and funds
In October 2026 share trading at Danske Bank costs 0.20%, min. €8, at the base level in all markets, and the service's administration fee is €2/month unless regular saving is included. In regular share saving the fee is 0.2% with no minimum.
Not investment advice. Investing involves risk. Pankkitutka compares costs and does not recommend individual investments or service providers. The value of investments can rise and fall, and you can lose the money you invest.
Danske Bank trading costs
| Market | Price | Details |
|---|---|---|
| Helsinki exchange | 0.20%, min. €8 | Level 1 (trading €0-25,000/month) 0.20% min. €8; level 2 (€25,000-100,000/month) 0.12% min. €5; level 3 (over €100,000/month) 0.08% min. €2. The level is reviewed monthly according to the larger volume of the two previous months. Fee for currency exchange of non-euro securities 0.25%. |
| US (NYSE, Nasdaq) | 0.20%, min. €8 | The price is in euros. |
| Nordic and other markets | see details | The same brokerage fee on all marketplaces open for trading. |
| Currency conversion | 0.25% | The currency conversion markup applies to trades in a foreign currency. |
The price in the table is the ordinary price paid by a customer who trades rarely. Calculate your own cost with the cost comparison calculator.
Equity savings account
| Fact | Value |
|---|---|
| Offered | yes |
| Monthly fee | €2.00 |
| Opening fee | €0.00 |
Administration fee €2/month (incl. VAT 25.5%), not charged if Danske Säännöllinen Säästäminen (regular saving) is attached to the agreement. Brokerage fee 0.08-0.20%, min. €2-8. In regular share saving (OMXH25 and Nasdaq-100 companies) 0.2% with no minimum. Foreign shares too. Transfer to another provider €100.
Read the rules, taxation and comparison on the page equity savings account.
Book-entry account and custody
Custody: owner-registered book-entry account (in your own name). Monthly fee: €2.00.
The administration fee of the Danske Kaupankäynti Online service €2/month (€24/year, incl. VAT) covers domestic and foreign custody; not charged if Säännöllinen Säästäminen is attached to the agreement. In the service, a fund fee is charged on funds in addition (e.g. index funds 0.1%/year + VAT 25.5%).
Funds and ETFs
| Fund | Cost | Type of cost | Notes |
|---|---|---|---|
| Danske Invest USA Indeksi K/T | 0.35% | management fee | |
| Danske Invest Index Global AC Restricted EUR | 0.40% | management fee | |
| Danske Invest Index Europe Restricted EUR | 0.35% | management fee | |
| Danske Invest USA Indeksi W | 0.25% | management fee | The W unit class belongs to the Kaupankäynti Online service, which also charges a fund fee (0.1%/year + VAT on index funds). |
| Danske Invest Index Global AC Restricted EUR W | 0.30% | management fee | The W unit class belongs to the Kaupankäynti Online service, which also charges a fund fee (0.1%/year + VAT on index funds). |
Index funds have a subscription and redemption fee of 0%; the Kaupankäynti Online service has no mutual fund subscription fees. Smallest monthly saving or investment: €10.00. Danske Invest's minimum subscription in most funds €10. The fund fee of the Kaupankäynti Online service (index funds 0.1%/year + VAT) is added to W unit classes.
ETF monthly saving: No. Regular share saving covers shares (OMXH25 and Nasdaq-100), brokerage fee 0.2% with no minimum; ETF trades follow the tiered price list. Fractional shares: not available.
Compare funds on the page index funds.
Taxation and reporting
Danske Bank reports your sales to the Tax Administration, and the information is pre-filled on the tax return. Acquisition details may still be missing. Service in Finnish: yes. Read taxation of foreign brokers.
Investor protection
Danish investor protection (Garantiformuen, administered by Finansiel Stabilitet): compensation of up to the equivalent of €20,000 per investor if securities held in custody are not returned. Customers of the Finnish branch fall under the bank's home country system. Read also about the deposit guarantee: the deposit guarantee and the investors' compensation fund are different things.
Reviews: ratings of Danske Bank
Public ratings from three sources, retrieved . The figures are third-party ratings that Pankkitutka has neither checked nor edited. Review texts are not quoted. Read more: bank ratings and reviews compared.
| Source | Rating | Count | Link |
|---|---|---|---|
| Trustpilot | 1.4 / 5 | 41 reviews | danskebank.fi on Trustpilot |
| App Store: Mobiilipankki FI - Danske Bank | 4.1 / 5 | 3,305 ratings | App in the App Store |
| Google Play: Mobiilipankki FI - Danske Bank | 3.2 / 5 | 6,795 ratings, all countries | App on Google Play |
- The Trustpilot profile is unclaimed: the company has not taken control of it.
- The Google Play figures cover all countries, not only Finland. The App Store figures are from the Finnish store.
Based on the data
The pros and cons below are based on Pankkitutka's price data, not on the ratings.
Pros
- Pro: Regular share saving 0.2% with no minimum fee
- Pro: The same price in all markets
- Pro: Currency cost 0.25%
Cons
- Con: Administration fee €2/month without regular saving
- Con: At the base level min. €8
- Con: Cheaper levels require over €25,000 of trading a month
Read also
- Investment services compared
- Equity savings account: comparison, costs and taxation
- Investing for beginners
- Danske Bank price list and service fees
- Danske Bank private banking and wealth management
- Savings rates (compare with deposits, which are covered by the deposit guarantee)
Other providers
Sources
- Danske Bank: Osakesäästötiliretrieved 16 October 2026
- Danske Bank: Danske Kaupankäynti Onlineretrieved 16 October 2026
- Danske Kaupankäynti Online -palvelun hinnoittelurakenne (PDF)retrieved 16 October 2026
- Danske Kaupankäynti Online - Osakesäästötili -palvelun hinnoittelurakenne (PDF)retrieved 16 October 2026
- Danske Kaupankäynti Online -esite (PDF)retrieved 16 October 2026
- Danske Invest: Sijoitusrahastojen hinnasto (voimassa 12.10.2026)retrieved 16 October 2026
- Danske Bank: Sijoittajatiedote (1.3.2022)retrieved 16 October 2026
- Verohallinto: Vuosi-ilmoitus arvopapereiden ostoista ja myynneistä, täyttöohje 2026retrieved 16 October 2026
Data checked 16 October 2026. Check the current prices and terms with the provider.
Frequently asked questions
What does trading at Danske Bank cost?
In October 2026 Danske Bank brokerage fees: Helsinki exchange 0.20%, min. €8; US: 0.20%, min. €8; currency conversion 0.25%. Level 1 (trading €0-25,000/month) 0.20% min. €8; level 2 (€25,000-100,000/month) 0.12% min. €5; level 3 (over €100,000/month) 0.08% min. €2. The level is reviewed monthly according to the larger volume of the two previous months. Fee for currency exchange of non-euro securities 0.25%. Check the current price list with the provider.
Does Danske Bank offer an equity savings account?
In October 2026: yes. The monthly fee of the equity savings account is €2.00/month. Administration fee €2/month (incl. VAT 25.5%), not charged if Danske Säännöllinen Säästäminen (regular saving) is attached to the agreement. Brokerage fee 0.08-0.20%, min. €2-8. In regular share saving (OMXH25 and Nasdaq-100 companies) 0.2% with no minimum. Foreign shares too. Transfer to another provider €100.
Does Danske Bank report trades to the Tax Administration?
In October 2026 Danske Bank reports the customer's securities sales to the Tax Administration and the information is pre-filled on the tax return. Acquisition details may still be missing, so check and complete them.
What do the index funds at Danske Bank cost?
In October 2026 costs of Danske Bank index funds: Danske Invest USA Indeksi K/T 0.35% (management fee); Danske Invest Index Global AC Restricted EUR 0.40% (management fee); Danske Invest Index Europe Restricted EUR 0.35% (management fee); Danske Invest USA Indeksi W 0.25% (management fee); Danske Invest Index Global AC Restricted EUR W 0.30% (management fee). Ongoing charges and a management fee are not directly comparable.