POP Bank savings rates 2026: savings account and fixed-term deposit
In October 2026 the POP Bank banks set their own deposit rates, and POP Bank Suomen Osuuspankki, used as the example bank, does not publish its current deposit rates online. The 2.75% deposit offer on its website was valid only until 13 December 2025.
POP Bank savings accounts
| Account | Rate | Tiering | Withdrawals | Minimum | Rate can change | Fees |
|---|---|---|---|---|---|---|
| POP deposit account (continuous deposit account) | rate not published | Not published. | According to Suomen Osuuspankki's price list, two free withdrawals per calendar month, extra withdrawals €5.00 each. | not available | not available | Extra withdrawals €5.00 each (Suomen Osuuspankki). |
- POP deposit account (continuous deposit account): Rates are set by each bank. The example bank is POP Bank Suomen Osuuspankki, whose price list does not give the deposit account rate.
POP Bank fixed-term deposits
| Term | Rate | Minimum | Maximum | Early withdrawal |
|---|---|---|---|---|
| 12 months | rate not published | not available | not available | Not stated on the product page or in Suomen Osuuspankki's price list. |
- 12 months: The deposit period is agreed at your own POP Bank, possibly 3-36 months; the rate is fixed and varies by bank. The deposit offer on Suomen Osuuspankki's website (12 months 2.75%, minimum €10,000) was valid only until 13 December 2025, so no current rate has been published.
Terms and opening an account
| Fact | Value |
|---|---|
| Head office | Finland |
| Opening online as a new customer | not available |
| Requires a current account or customer relationship | not available |
| Information checked | 16 October 2026 |
Deposit guarantee and taxation
Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor. Group rule: the member credit institutions of the POP Bank group count as one bank for the deposit guarantee, so deposits in different POP Bank banks are protected up to a combined €100,000.
Withholding tax: Finnish withholding tax 30%. The bank withholds 30% withholding tax, and the interest is not declared separately. Withholding tax does not count towards the 30% / 34% capital income tax rate threshold. Read more in the guides deposit guarantee and tax on savings deposits.
Calculate the return
Enter the amount and the term in the savings rates calculator to see the gross interest, the tax and the net interest of POP Bank compared with other providers. See all providers in the savings rates comparison.
See also
- Savings rates comparison
- Fixed-term deposits compared
- Savings account vs fixed-term deposit
- POP Bank price list and service fees
Similar savings rates
Sources
- POP Pankki: Määräaikaistalletusretrieved 16 October 2026
- POP Pankki: Talletustiliretrieved 16 October 2026
- POP Pankki Suomen Osuuspankki: Hinnastoretrieved 16 October 2026
- POP Pankki Suomen Osuuspankki: Talletustarjousretrieved 16 October 2026
- Rahoitusvakausvirasto: Talletussuojajärjestelmän pankitretrieved 16 October 2026
Information checked 16 October 2026. Always check the current rate and terms with the provider.
Frequently asked questions
How much interest does POP Bank pay on a savings account?
In October 2026 POP Bank savings accounts and rates: POP deposit account (continuous deposit account) rate not published. Note: shared deposit guarantee limit (banking group); withdrawal restriction.
What is the fixed-term deposit rate at POP Bank?
In October 2026 the fixed-term deposit rate at POP Bank has not been published: rate not published.
Is a deposit at POP Bank safe?
Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor. Group rule: the member credit institutions of the POP Bank group count as one bank for the deposit guarantee, so deposits in different POP Bank banks are protected up to a combined €100,000. The cover limit in the EU is €100,000 per depositor per bank.
Is withholding tax deducted from the deposit interest at POP Bank?
Finnish withholding tax 30%. The bank withholds 30% withholding tax, and the interest is not declared separately. Withholding tax does not count towards the 30% / 34% capital income tax rate threshold.