Danske Bank savings rates 2026: savings account and fixed-term deposit
In October 2026 Danske Bank's Kasvutili (growth account) pays a fixed 0.5% on balances under €10,000 and 3-month Euribor minus 0.5-0.9 percentage points on larger balances. The rates of Danske Bank's fixed-term deposits are shown only in online banking.
Danske Bank savings accounts
| Account | Rate | Tiering | Withdrawals | Minimum | Rate can change | Fees |
|---|---|---|---|---|---|---|
| Danske Kasvutili (growth account) | linked to Euribor, no single rate | 0.5% (fixed) for €0-9,999.99, 3-month Euribor -0.9% for €10,000-49,999.99, 3-month Euribor -0.7% for €50,000-199,999.99, 3-month Euribor -0.5% for €200,000 and over (the rate of the tier applies to the whole balance) | 5 free withdrawals a year, after that €6 per withdrawal. The account has no fixed term. | not available | Yes | No monthly fee; extra withdrawals €6 each. |
| Danske savings account | 0.25% | 0.25% for the whole balance | Suitable for regular withdrawals; the page does not mention withdrawal limits. | not available | not available | See Danske Bank's service price list. |
- Danske Kasvutili (growth account): The rate is at least 0% and at most 6%. Maximum deposit €500,000.
- Danske savings account: Danske Bank itself recommends other ways of building up wealth.
Danske Bank fixed-term deposits
| Term | Rate | Minimum | Maximum | Early withdrawal |
|---|---|---|---|---|
| 12 months | shown only in online banking | €500 | not available | The deposit is tied for a fixed period and cannot be cancelled. |
- 12 months: Deposit period 1 week to 5 years, but according to the bank interest is currently paid only on deposits of 1-24 months. Rate quotes are shown only in online banking; there is no public rate. Opening is free.
Terms and opening an account
| Fact | Value |
|---|---|
| Head office | Denmark |
| Opening online as a new customer | not available |
| Requires a current account or customer relationship | Yes |
| Information checked | 16 October 2026 |
Deposit guarantee and taxation
Danish deposit guarantee (Finansiel Stabilitet), €100,000 per depositor. Danske Bank A/S operates in Finland as a branch, so in a compensation case the Financial Stability Authority pays compensation to the depositors of the Finnish branch following the instructions of the Danish system.
Withholding tax: Finnish withholding tax 30% (branch, not confirmed by the bank). Interest paid by a branch operating in Finland should by law be subject to withholding tax (30%), but the bank does not confirm the withholding itself. Check with the bank. Interest you declare yourself is capital income: 30% up to €30,000 and 34% on the part above that. Read more in the guides deposit guarantee and tax on savings deposits.
Calculate the return
Enter the amount and the term in the savings rates calculator to see the gross interest, the tax and the net interest of Danske Bank compared with other providers. See all providers in the savings rates comparison.
See also
- Savings rates comparison
- Fixed-term deposits compared
- Savings account vs fixed-term deposit
- Danske Bank price list and service fees
Similar savings rates
Sources
- Danske Bank: Danske Kasvutiliretrieved 16 October 2026
- Danske Bank: Danske Säästötiliretrieved 16 October 2026
- Danske Bank: Määräaikaistalletusretrieved 16 October 2026
- Danske Bank: Säästötilitretrieved 16 October 2026
- Rahoitusvakausvirasto: Talletussuojajärjestelmän pankitretrieved 16 October 2026
Information checked 16 October 2026. Always check the current rate and terms with the provider.
Frequently asked questions
How much interest does Danske Bank pay on a savings account?
In October 2026 Danske Bank savings accounts and rates: Danske Kasvutili (growth account) linked to Euribor, no single rate; Danske savings account 0.25%. Note: rate only in online banking; withdrawal restriction; withdrawal terms not stated.
What is the fixed-term deposit rate at Danske Bank?
In October 2026 the fixed-term deposit rate at Danske Bank has not been published: shown only in online banking.
Is a deposit at Danske Bank safe?
Danish deposit guarantee (Finansiel Stabilitet), €100,000 per depositor. Danske Bank A/S operates in Finland as a branch, so in a compensation case the Financial Stability Authority pays compensation to the depositors of the Finnish branch following the instructions of the Danish system. The cover limit in the EU is €100,000 per depositor per bank.
Is withholding tax deducted from the deposit interest at Danske Bank?
Finnish withholding tax 30% (branch, not confirmed by the bank). Interest paid by a branch operating in Finland should by law be subject to withholding tax (30%), but the bank does not confirm the withholding itself. Check with the bank. Interest you declare yourself is capital income: 30% up to €30,000 and 34% on the part above that.