Aktia fees and price list 2026: equity savings account, trading and funds
In October 2026 in Aktia's online bank you can buy only Helsinki exchange shares at 0.25% + €10, and the book-entry account costs €3/month. The management fee of passive funds is 0.36%, and in the digital channel the subscription fee is 0%.
Not investment advice. Investing involves risk. Pankkitutka compares costs and does not recommend individual investments or service providers. The value of investments can rise and fall, and you can lose the money you invest.
Aktia trading costs
| Market | Price | Details |
|---|---|---|
| Helsinki exchange | 0.25% + €10 | In the online bank you can trade only in Helsinki exchange shares: 0.25% of the trade price + €10 transaction fee, no separate minimum (€10 is a fixed addition, not a minimum). At a branch Helsinki shares 1%, min. €25. The price list of 1 September 2024 is still the valid version on Aktia's pages. |
| US (NYSE, Nasdaq) | 1.00%, min. €300 | The price is in euros. |
| Nordic and other markets | see details | On foreign marketplaces only through an employee: 1%, minimum €300 per trade. |
| Currency conversion | not available | The currency conversion markup applies to trades in a foreign currency. |
The price in the table is the ordinary price paid by a customer who trades rarely. Calculate your own cost with the cost comparison calculator.
Equity savings account
| Fact | Value |
|---|---|
| Offered | not available |
| Monthly fee | not available |
| Opening fee | not available |
Aktia's securities services price list and share investing guides mention only the book-entry account; no equity savings account was found on Aktia's pages or on the Financial Supervisory Authority's interim list (updated 2021).
Read the rules, taxation and comparison on the page equity savings account.
Book-entry account and custody
Custody: owner-registered book-entry account (in your own name). Monthly fee: €3.00.
Domestic securities: book-entry account €3.00/month. Foreign securities: 0.15%/year of market value, at least €7.00/month. The book-entry account can be opened with the first share purchase. Transferring a book-entry account to Aktia is free of charge.
Funds and ETFs
| Fund | Cost | Type of cost | Notes |
|---|---|---|---|
| Aktia Passiivi USA | 0.36% | management fee | |
| Aktia Passiivi Eurooppa | 0.36% | management fee | |
| Aktia Passiivi Japani | 0.36% | management fee | |
| Aktia Passiivi Kehittyvät Markkinat | 0.36% | management fee |
Subscription fee 1.00%, in the digital channel 0.00%; redemption fee 1.00%. Smallest monthly saving or investment: €20.00. Minimum subscription €50 as a lump sum or €20/month as monthly saving.
ETF monthly saving: not available. ETF trading is not specified in the price list; in the online bank only Helsinki exchange shares. Fractional shares: not available.
Compare funds on the page index funds.
Taxation and reporting
Aktia reports your sales to the Tax Administration, and the information is pre-filled on the tax return. Acquisition details may still be missing. Service in Finnish: yes. Read taxation of foreign brokers.
Investor protection
Investors' Compensation Fund (Finland): pays 90% of the claim, up to €20,000 per investor, if the provider cannot return the customer's money or securities. Losses from price falls, mutual funds and unit-linked insurance are not covered. Read also about the deposit guarantee: the deposit guarantee and the investors' compensation fund are different things.
Reviews: ratings of Aktia
Public ratings from three sources, retrieved . The figures are third-party ratings that Pankkitutka has neither checked nor edited. Review texts are not quoted. Read more: bank ratings and reviews compared.
| Source | Rating | Count | Link |
|---|---|---|---|
| Trustpilot | 1.9 / 5 | 36 reviews | aktia.fi on Trustpilot |
| App Store: Aktia Mobile bank | 4.3 / 5 | 13,104 ratings | App in the App Store |
| Google Play: Aktia Mobile Bank | 3.8 / 5 | 2,920 ratings, all countries | App on Google Play |
- The Trustpilot profile is unclaimed: the company has not taken control of it.
- The Google Play figures cover all countries, not only Finland. The App Store figures are from the Finnish store.
Based on the data
The pros and cons below are based on Pankkitutka's price data, not on the ratings.
Pros
- Pro: Passive funds with a 0.36% management fee and no subscription fee in the digital channel
- Pro: Fund saving from €20/month
Cons
- Con: Online only Helsinki shares
- Con: Foreign shares only at a branch, min. €300
- Con: Custody fee €3/month and on foreign securities 0.15%/year (min. €7/month)
Read also
- Investment services compared
- Equity savings account: comparison, costs and taxation
- Investing for beginners
- Aktia price list and service fees
- Aktia private banking and wealth management
- Savings rates (compare with deposits, which are covered by the deposit guarantee)
Other providers
Sources
- Aktia: Hinnasto arvopaperipalvelut 1.9.2024retrieved 16 October 2026
- Aktia: Aktian rahastojen kulut (31.8.2026)retrieved 16 October 2026
- Aktia: Miten aloitan osakesijoittamisen?retrieved 16 October 2026
- Finanssivalvonta: Osakesäästötilipalvelun tarjoajat (väliaikainen lista, päivitetty 17.5.2021)retrieved 16 October 2026
- Finanssivalvonta: Talletusten ja sijoitusten suoja (päivitetty 22.5.2025)retrieved 16 October 2026
- Verohallinto: Vuosi-ilmoitus arvopapereiden ostoista ja myynneistä, täyttöohje 2026retrieved 16 October 2026
Data checked 16 October 2026. Check the current prices and terms with the provider.
Frequently asked questions
What does trading at Aktia cost?
In October 2026 Aktia brokerage fees: Helsinki exchange 0.25% + €10; US: 1.00%, min. €300; currency conversion not available. In the online bank you can trade only in Helsinki exchange shares: 0.25% of the trade price + €10 transaction fee, no separate minimum (€10 is a fixed addition, not a minimum). At a branch Helsinki shares 1%, min. €25. The price list of 1 September 2024 is still the valid version on Aktia's pages. Check the current price list with the provider.
Does Aktia offer an equity savings account?
In October 2026 the offer could not be confirmed from the provider's own pages. Aktia's securities services price list and share investing guides mention only the book-entry account; no equity savings account was found on Aktia's pages or on the Financial Supervisory Authority's interim list (updated 2021).
Does Aktia report trades to the Tax Administration?
In October 2026 Aktia reports the customer's securities sales to the Tax Administration and the information is pre-filled on the tax return. Acquisition details may still be missing, so check and complete them.
What do the index funds at Aktia cost?
In October 2026 costs of Aktia index funds: Aktia Passiivi USA 0.36% (management fee); Aktia Passiivi Eurooppa 0.36% (management fee); Aktia Passiivi Japani 0.36% (management fee); Aktia Passiivi Kehittyvät Markkinat 0.36% (management fee). Ongoing charges and a management fee are not directly comparable.