Nordea business account 2026: price list and monthly fee
In October 2026, Nordea's business account is part of the Nordea Digital package, which costs €15.70/month incl. VAT and includes online banking, e-invoicing and a Business Visa Debit card. Transactions are charged separately, for example SEPA payment €0.23 and e-invoice €0.55 + VAT.
Nordea business account prices and terms
| Opening fee | €0.00 (business opening fee; association opening fee €300); by company form: sole trader €0.00, limited company €0.00, association €300.00 |
|---|---|
| Cheapest plan | Nordea Digital package |
| Monthly price | €15.70 (incl. VAT) |
| Included in the plan | Company payment account, Nordea Business online and mobile bank, e-invoice usage fee in online banking, monthly machine-readable account statement and one Business Visa Debit card |
| Price terms | Nordea states the price as €15.70/month incl. VAT (October 2026); VAT is added to separately listed services. Individual transactions are not included. Business opening fee €0, association €300. Without a package, the account management fee alone is €15.90/month. A preferred customer or Premium customer gets the package free for the first 6 months when concentrating their banking with Nordea (a discount, not included in the price). |
| Extra card cost / month (on top of the headline price) | €0.00 |
| Extra user / month | €2.00 |
| Cash deposit | Nordea Talletuskortti (deposit card) €25/year; settlement of daily takings €2.50 per settlement + 0.75% of the value |
| Currency conversion markup on card payments | 2.50% |
| More about fees | SEPA credit transfer and SEPA instant transfer in online banking €0.23 each, as a batch transfer with a reference €0.10. Incoming reference payment €0.15, without a reference €0.58. E-invoice outgoing and incoming €0.55 each + VAT. Additional user for Nordea Business online banking €2.00/month. Business Visa Debit additional card €40/year; cash withdrawals in the EU/EEA 1-4 per month free, then €1.00 each. Foreign payment €7.00. |
| Transfers included in the plan | 0 / month |
|---|---|
| Transfer price after the allowance | €0.23 |
| E-invoice sent | €0.55 |
| Monthly fee of the e-invoice service | not available |
| E-invoice received | €0.55 |
| E-invoices (sending and receiving) | Yes |
| Type | Bank |
|---|---|
| Company forms | Sole trader, Limited company, Association, Housing company |
| Deposit guarantee | Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor per bank. A sole trader has no deposit guarantee separate from the owner. |
| Opening online | Yes |
| Time to open | a few banking days |
| A credit check can block opening | not available |
| Accounting integrations | Material transfer as a batch transfer (€2/month) and integrated bank connection as an additional service |
| Own card terminal | not available |
| Invoicing tool | Yes |
| Finnish IBAN | Yes |
| Customer service in Finnish | Yes |
| More about features | Purchase and sales invoicing in Nordea Business is included in the package; e-invoice activation €25 + VAT if there is no package. Customer service Nordea Business Centre by phone and chat. |
| Business credit card | Yes |
| Business card annual fee | €50.00 |
| More about the business card | First Card business card €50/year per card, currency conversion markup 2.5%. Nordea Business MasterCard is no longer on sale to new customers. |
| Information checked | 15 October 2026 |
Nordea: price notes: incl. VAT.
Prices are not fully comparable with regard to VAT: the labels "incl. VAT", "+ VAT" and "VAT-exempt" are shown only when the provider or its price list states it.
Reviews: ratings of Nordea
Public ratings from three sources, retrieved . The figures are third-party ratings that Pankkitutka has neither checked nor edited. Review texts are not quoted. Read more: bank ratings and reviews compared.
| Source | Rating | Count | Link |
|---|---|---|---|
| Trustpilot | 1.5 / 5 | 164 reviews | nordea.fi on Trustpilot |
| App Store: Nordea Business FI | 4.3 / 5 | 6,356 ratings | App in the App Store |
| Google Play: Nordea Business FI | 4.5 / 5 | 1,140 ratings, all countries | App on Google Play |
- The Trustpilot profile is shared with the consumer service and does not describe the business service alone.
- The Trustpilot profile is unclaimed: the company has not taken control of it.
- The Google Play figures cover all countries, not only Finland. The App Store figures are from the Finnish store.
Based on the data
The pros and cons below are based on Pankkitutka's price data, not on the ratings.
Pros
- Pro: A clear fixed-price package with e-invoicing and Business Visa Debit (October 2026)
- Pro: All transaction prices are publicly visible
- Pro: Online application also before registration in the trade register; services are opened after registration
Cons
- Con: €15.70/month does not cover transaction fees, for example SEPA payment €0.23 and e-invoice €0.55 + VAT
- Con: Opening fee for an association's customer relationship €300
- Con: Currency conversion markup on card purchases 2.5%
How do you open a Nordea business account?
Online application (up to 10 minutes according to Nordea) for a limited company, sole trader, limited partnership or general partnership; requires a business ID (Y-tunnus), Finnish online banking credentials, signing authority, information on beneficial owners, a shareholder list or ownership chart, and up-to-date beneficial owner information in the PRH register. Nordea contacts you before opening the services. A registered association submits documents through Nordea's Omapostti, opening fee for an association €300. Housing companies have their own housing company unit.
Compare Nordea with others
Guides for business owners
- Card terminal for a business
- Business card
- Sole trader: choosing a bank account
- Limited company: choosing a bank account
- Association: choosing a bank account
- Housing company: choosing a bank account
Sources
- Nordea: Yritysasiakkaiden palveluhinnastotretrieved 15 October 2026
- Nordea Digital -palvelupaketti yrityksilleretrieved 15 October 2026
- Nordea: Avaa yritystili verkossaretrieved 15 October 2026
- Nordea: Tule yritysasiakkaaksiretrieved 15 October 2026
- Nordea: Valitse yritysmuotoretrieved 15 October 2026
- Nordea: Yhdistykset, säätiöt, osuuskunnat ja yhteisetuudetretrieved 15 October 2026
- Nordea: Taloyhtiöt ja isännöitsijätretrieved 15 October 2026
- Rahoitusvakausvirasto: Talletussuojaretrieved 15 October 2026
Information checked on 15 October 2026. Check the VAT basis and the current terms with the provider.
Frequently asked questions
How much does a Nordea business account cost per month?
The cheapest Nordea plan (Nordea Digital package) costs €15.70 per month (incl. VAT). Nordea states the price as €15.70/month incl. VAT (October 2026); VAT is added to separately listed services. Individual transactions are not included. Business opening fee €0, association €300. Without a package, the account management fee alone is €15.90/month. A preferred customer or Premium customer gets the package free for the first 6 months when concentrating their banking with Nordea (a discount, not included in the price).
Can you open a Nordea business account online?
Yes. Online application (up to 10 minutes according to Nordea) for a limited company, sole trader, limited partnership or general partnership; requires a business ID (Y-tunnus), Finnish online banking credentials, signing authority, information on beneficial owners, a shareholder list or ownership chart, and up-to-date beneficial owner information in the PRH register. Nordea contacts you before opening the services. A registered association submits documents through Nordea's Omapostti, opening fee for an association €300. Housing companies have their own housing company unit.
Does Nordea support e-invoices?
Yes. Purchase and sales invoicing in Nordea Business is included in the package; e-invoice activation €25 + VAT if there is no package. Customer service Nordea Business Centre by phone and chat.