Danske Bank business account 2026: price list and monthly fee
In October 2026, Danske Bank's cheapest business package, Danske Business, costs €26/month and includes a business account, Mastercard Business Debit, District online banking and up to 100 payments per month. The application is made online, and a company of an Akava member gets the package free for half a year.
Danske Bank business account prices and terms
| Opening fee | €0.00 (with the package) |
|---|---|
| Cheapest plan | Danske Business |
| Monthly price | €26.00 |
| Included in the plan | Business account, Mastercard Business Debit card, District online and mobile bank, up to 100 incoming or outgoing payments/month and advice by phone and online |
| Price terms | €26.00/month fixed price (October 2026), customer opening fee €0 with the package. Danske Bank notes that pricing may differ, for example according to the company form or the customer's benefits. A company of a member of an Akava union gets the package free for 6 months and the Business Plus package at the Business price (a discount, not included in the price). The page does not say whether the price includes value added tax. |
| Extra card cost / month (on top of the headline price) | €0.00 |
| Extra user / month | not available |
| Cash deposit | No information in public price lists |
| Currency conversion markup on card payments | 1.95% |
| More about fees | Danske Business includes a total of up to 100 incoming or outgoing payments per month; the price of payments above that was not found on the public pages. According to the card price list (1 December 2025), the currency exchange rate is Mastercard's wholesale rate + 1.95%; Mastercard Business Debit separately €4.00/month (charged once a year), Otto. withdrawals in Finland €0, euro withdrawal in the EU €0.60. Web Service connection to an accounting firm €12/month + usage-based price. |
| Transfers included in the plan | 100 / month |
|---|---|
| Transfer price after the allowance | not available |
| E-invoice sent | not available |
| Monthly fee of the e-invoice service | not available |
| E-invoice received | not available |
| E-invoices (sending and receiving) | Yes |
| Type | Bank |
|---|---|
| Company forms | Sole trader, Limited company, Association, Housing company |
| Deposit guarantee | The Finnish branch of Danske Bank A/S is covered by the Danish deposit guarantee (Finansiel Stabilitet), €100,000 per depositor; compensation is paid through the Financial Stability Authority. |
| Opening online | Yes |
| Time to open | Contact within 2 working days |
| A credit check can block opening | not available |
| Accounting integrations | Web Service bank connection to an accounting firm and financial administration (€12/month + usage), District add-on applications |
| Own card terminal | not available |
| Invoicing tool | not available |
| Finnish IBAN | Yes |
| Customer service in Finnish | Yes |
| More about features | According to Danske Bank, a business account enables a sole trader to use e-invoicing and bank connection software. Business services by phone Mon-Fri 8-16. |
| Business credit card | Yes |
| Business card annual fee | €45.00 |
| More about the business card | Mastercard Corporate Classic €45/year, Gold €85/year, Platinum €370/year (card price list 1 December 2025). The Business Plus package includes two Corporate Classic cards. |
| Information checked | 15 October 2026 |
| Plan | Price / month | Includes | More information |
|---|---|---|---|
| Danske Business Plus | €34.00 | In addition to the Danske Business services, a business account with a credit facility, two Mastercard Corporate Classic credit cards and up to 300 incoming or outgoing payments/month | Danske Bank recommends the package for medium-sized and large companies. An account with a credit facility and a credit card require an approved credit decision. Opening fee €0 with the package. |
Reviews: ratings of Danske Bank
Public ratings from three sources, retrieved . The figures are third-party ratings that Pankkitutka has neither checked nor edited. Review texts are not quoted. Read more: bank ratings and reviews compared.
| Source | Rating | Count | Link |
|---|---|---|---|
| Trustpilot | 1.4 / 5 | 41 reviews | danskebank.fi on Trustpilot |
| App Store: District Mobile - Danske Bank | 4.4 / 5few ratings, not representative | 8 ratings | App in the App Store |
| Google Play: District Mobile - Danske Bank | 1.8 / 5 | 128 ratings, all countries | App on Google Play |
- The Trustpilot profile is shared with the consumer service and does not describe the business service alone.
- The Trustpilot profile is unclaimed: the company has not taken control of it.
- The Google Play figures cover all countries, not only Finland. The App Store figures are from the Finnish store.
Based on the data
The pros and cons below are based on Pankkitutka's price data, not on the ratings.
Pros
- Pro: The package includes up to 100 payments per month (October 2026)
- Pro: Opening fee €0 with the package and a reply within 2 working days
- Pro: The 1.95% currency conversion markup on card purchases is among the lowest of the banks in this comparison
Cons
- Con: The cheapest package, €26/month, is among the most expensive of the banks
- Con: The price of payments after 100 and the prices of e-invoices are not on the public pages
- Con: According to the bank, pricing may differ by legal form
How do you open a Danske Bank business account?
Online application (up to 15 minutes according to Danske Bank); the bank contacts you within two banking days. Required: business ID (Y-tunnus), an estimate of turnover and the number of payments, a description of the business, names, personal identity numbers and ownership shares of the beneficial owners, details of the signatories, a description of the ownership structure and the latest financial statement data; finally a Tuntemistiedot (know-your-customer) document to be signed electronically. The application cannot be saved halfway.
Guides for business owners
- Card terminal for a business
- Business card
- Sole trader: choosing a bank account
- Limited company: choosing a bank account
- Association: choosing a bank account
- Housing company: choosing a bank account
Sources
- Danske Bank: Yritystilit ja palvelupaketitretrieved 15 October 2026
- Danske Bank: Tule yritysasiakkaaksiretrieved 15 October 2026
- Danske Bank: StarttiPaketti uudelle yritykselleretrieved 15 October 2026
- Danske Bank: Hakemusohjeetretrieved 15 October 2026
- Danske Bank: Korttien palveluhinnasto yritysasiakkaille 1.12.2025retrieved 15 October 2026
- Danske Bank: Palvelut taloyhtiöilleretrieved 15 October 2026
- Danske Bank: Järjestöt, säätiöt ja yhdistyksetretrieved 15 October 2026
- Danske Bank: Perustietoa talletussuojastaretrieved 15 October 2026
Information checked on 15 October 2026. Check the VAT basis and the current terms with the provider.
Frequently asked questions
How much does a Danske Bank business account cost per month?
The cheapest Danske Bank plan (Danske Business) costs €26.00 per month. €26.00/month fixed price (October 2026), customer opening fee €0 with the package. Danske Bank notes that pricing may differ, for example according to the company form or the customer's benefits. A company of a member of an Akava union gets the package free for 6 months and the Business Plus package at the Business price (a discount, not included in the price). The page does not say whether the price includes value added tax.
Can you open a Danske Bank business account online?
Yes. Online application (up to 15 minutes according to Danske Bank); the bank contacts you within two banking days. Required: business ID (Y-tunnus), an estimate of turnover and the number of payments, a description of the business, names, personal identity numbers and ownership shares of the beneficial owners, details of the signatories, a description of the ownership structure and the latest financial statement data; finally a Tuntemistiedot (know-your-customer) document to be signed electronically. The application cannot be saved halfway.
Does Danske Bank support e-invoices?
Yes. According to Danske Bank, a business account enables a sole trader to use e-invoicing and bank connection software. Business services by phone Mon-Fri 8-16.