Resurs Bank savings rates 2026: savings account and fixed-term deposit
In October 2026 Resurs Bank's deposits are available in Finland only through Raisin: savings account 2.20% and fixed-term deposits 2.25-2.85%, 2.35% for 12 months. The deposits are covered by the Swedish deposit guarantee.
Resurs Bank savings accounts
| Account | Rate | Tiering | Withdrawals | Minimum | Rate can change | Fees |
|---|---|---|---|---|---|---|
| Savings account (via Raisin) | 2.20% | 2.20% for the whole balance | Raisin savings accounts have no fixed term; withdrawals through the Raisin account. | €1 | not available | Free according to Raisin. |
- Savings account (via Raisin): Available in Finland only through the Raisin platform; the Finnish-language site resursbank.fi has no savings products. Deposit amount €1-100,000. No foreign withholding tax.
Resurs Bank fixed-term deposits
| Term | Rate | Minimum | Maximum | Early withdrawal |
|---|---|---|---|---|
| 6 months | 2.25% | €1 | €100,000 | According to Raisin's general guidance, money generally cannot be withdrawn from a fixed-term deposit during the deposit period. |
| 9 months | 2.25% | €1 | €100,000 | According to Raisin's general guidance, money generally cannot be withdrawn from a fixed-term deposit during the deposit period. |
| 12 months | 2.35% | €1 | €100,000 | According to Raisin's general guidance, money generally cannot be withdrawn from a fixed-term deposit during the deposit period. |
| 24 months | 2.85% | €1 | €100,000 | According to Raisin's general guidance, money generally cannot be withdrawn from a fixed-term deposit during the deposit period. |
- 6 months: Only through Raisin.
- 9 months: Only through Raisin.
- 12 months: Only through Raisin.
- 24 months: Only through Raisin.
Terms and opening an account
| Fact | Value |
|---|---|
| Head office | Sweden |
| Opening online as a new customer | Yes |
| Requires a current account or customer relationship | No |
| Information checked | 16 October 2026 |
Deposit guarantee and taxation
Swedish deposit guarantee (Riksgälden), according to Raisin's product page up to 1,150,000 Swedish kronor, paid in euros. The deposit is made through Raisin.
Withholding tax: no foreign withholding tax (Raisin), declare it yourself. Finnish withholding tax is not withheld, so you declare the interest yourself. Interest you declare yourself is capital income: 30% up to €30,000 and 34% on the part above that. Foreign tax under a tax treaty is credited in Finland against the tax that Finland imposes on the same income, but not more than the tax that would be payable in Finland on the income. If the source state has collected more than the tax treaty allows, the excess tax is not credited in Finnish taxation, and a refund is claimed from the source state. Read more in the guides deposit guarantee and tax on savings deposits.
Calculate the return
Enter the amount and the term in the savings rates calculator to see the gross interest, the tax and the net interest of Resurs Bank compared with other providers. See all providers in the savings rates comparison.
See also
- Savings rates comparison
- Fixed-term deposits compared
- Savings account vs fixed-term deposit
- Raisin: how the platform works and what rates it offers
Similar savings rates
Sources
- Raisin: Resurs Bankretrieved 16 October 2026
- Resurs Bank Suomi: etusivuretrieved 16 October 2026
Information checked 16 October 2026. Always check the current rate and terms with the provider.
Frequently asked questions
How much interest does Resurs Bank pay on a savings account?
In October 2026 Resurs Bank savings accounts and rates: Savings account (via Raisin) 2.20%. Note: only via Raisin.
What is the fixed-term deposit rate at Resurs Bank?
In October 2026 Resurs Bank fixed-term deposit rates: 6 months 2.25%, 9 months 2.25%, 12 months 2.35% and 24 months 2.85%. The terms for early withdrawal vary, and they are shown in the table on the page.
Is a deposit at Resurs Bank safe?
Swedish deposit guarantee (Riksgälden), according to Raisin's product page up to 1,150,000 Swedish kronor, paid in euros. The deposit is made through Raisin. The cover limit in the EU is €100,000 per depositor per bank.
Is withholding tax deducted from the deposit interest at Resurs Bank?
No foreign withholding tax (Raisin), declare it yourself. Finnish withholding tax is not withheld, so you declare the interest yourself. Interest you declare yourself is capital income: 30% up to €30,000 and 34% on the part above that. Foreign tax under a tax treaty is credited in Finland against the tax that Finland imposes on the same income, but not more than the tax that would be payable in Finland on the income. If the source state has collected more than the tax treaty allows, the excess tax is not credited in Finnish taxation, and a refund is claimed from the source state.