Alisa Pankki savings rates 2026: savings account and fixed-term deposit
In October 2026 the interest rate of Alisa Pankki's savings account is 1.50%, and the rates of fixed-term deposits range from 2.20% (3 months) to 3.40% (36 months), with 2.80% for a 12-month deposit. The minimum amount of a fixed-term deposit is €500, and early withdrawal costs 3% of the principal.
Alisa Pankki savings accounts
| Account | Rate | Tiering | Withdrawals | Minimum | Rate can change | Fees |
|---|---|---|---|---|---|---|
| Savings account | 1.50% | 1.50% for the whole balance | Six free withdrawals per calendar year, an extra withdrawal costs €9. | not available | Yes | No account maintenance fee; opening and closing are free; from the 7th withdrawal onwards €9 per withdrawal. |
- Savings account: Interest is calculated on the daily balance and paid annually in January. Requires an Alisa Pankki customer relationship (opened online), but not a current account. Alisa Pankki is the former Fellow Pankki (name change on 21 April 2023).
Alisa Pankki fixed-term deposits
| Term | Rate | Minimum | Maximum | Early withdrawal |
|---|---|---|---|---|
| 3 months | 2.20% | €500 | not available | Breaking the deposit before the due date costs 3% of the deposit principal. |
| 6 months | 2.40% | €500 | not available | Breaking the deposit before the due date costs 3% of the deposit principal. |
| 9 months | 2.60% | €500 | not available | Breaking the deposit before the due date costs 3% of the deposit principal. |
| 12 months | 2.80% | €500 | not available | Breaking the deposit before the due date costs 3% of the deposit principal. |
| 24 months | 3.20% | €500 | not available | Breaking the deposit before the due date costs 3% of the deposit principal. |
| 36 months | 3.40% | €500 | not available | Breaking the deposit before the due date costs 3% of the deposit principal. |
- 12 months: Interest is paid annually from the opening date or at the end of the deposit period.
- 24 months: Interest is paid annually from the opening date or at the end of the deposit period.
- 36 months: Interest is paid annually from the opening date or at the end of the deposit period.
Terms and opening an account
| Fact | Value |
|---|---|
| Head office | Finland |
| Opening online as a new customer | Yes |
| Requires a current account or customer relationship | No |
| Information checked | 16 October 2026 |
Deposit guarantee and taxation
Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor per bank
Withholding tax: Finnish withholding tax 30%. The bank withholds 30% withholding tax, and the interest is not declared separately. Withholding tax does not count towards the 30% / 34% capital income tax rate threshold. Read more in the guides deposit guarantee and tax on savings deposits.
Calculate the return
Enter the amount and the term in the savings rates calculator to see the gross interest, the tax and the net interest of Alisa Pankki compared with other providers. See all providers in the savings rates comparison.
See also
- Savings rates comparison
- Fixed-term deposits compared
- Savings account vs fixed-term deposit
- Alisa Pankki price list and service fees
Similar savings rates
Sources
- Alisa Pankki: Säästötiliretrieved 16 October 2026
- Alisa Pankki: Määräaikaistalletusretrieved 16 October 2026
- Alisa Pankki Oyj: Tilinpäätöstiedote 1.1.-31.12.2023retrieved 16 October 2026
Information checked 16 October 2026. Always check the current rate and terms with the provider.
Frequently asked questions
How much interest does Alisa Pankki pay on a savings account?
In October 2026 Alisa Pankki savings accounts and rates: Savings account 1.50%. Note: withdrawal restriction.
What is the fixed-term deposit rate at Alisa Pankki?
In October 2026 Alisa Pankki fixed-term deposit rates: 3 months 2.20%, 6 months 2.40%, 9 months 2.60%, 12 months 2.80%, 24 months 3.20% and 36 months 3.40%. The terms for early withdrawal vary, and they are shown in the table on the page.
Is a deposit at Alisa Pankki safe?
Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor per bank The cover limit in the EU is €100,000 per depositor per bank.
Is withholding tax deducted from the deposit interest at Alisa Pankki?
Finnish withholding tax 30%. The bank withholds 30% withholding tax, and the interest is not declared separately. Withholding tax does not count towards the 30% / 34% capital income tax rate threshold.