Brocc savings rates 2026: savings account and fixed-term deposit
In October 2026 the rates of Brocc's fixed-rate savings account range from 3.20% (3 months) to 3.50% (60 months), with 3.25% for 12 months. For a withdrawal made during the commitment period, Brocc charges a fee of 2.5%.
Brocc savings accounts
| Account | Rate | Tiering | Withdrawals | Minimum | Rate can change | Fees |
|---|---|---|---|---|---|---|
| Brocc savings account (variable rate) | 0.05% | 0.05% | All withdrawals are free. | not available | Yes | Opening €0. |
- Brocc savings account (variable rate): Withholding tax is deducted automatically from the interest.
Brocc fixed-term deposits
| Term | Rate | Minimum | Maximum | Early withdrawal |
|---|---|---|---|---|
| 3 months | 3.20% | not available | not available | Withdrawal fee of 2.5% of the withdrawn amount if the withdrawal is made before the end of the commitment period. |
| 6 months | 3.25% | not available | not available | Withdrawal fee of 2.5% of the withdrawn amount if the withdrawal is made before the end of the commitment period. |
| 12 months | 3.25% | not available | not available | Withdrawal fee of 2.5% of the withdrawn amount if the withdrawal is made before the end of the commitment period. |
| 18 months | 3.30% | not available | not available | Withdrawal fee of 2.5% of the withdrawn amount if the withdrawal is made before the end of the commitment period. |
| 24 months | 3.35% | not available | not available | Withdrawal fee of 2.5% of the withdrawn amount if the withdrawal is made before the end of the commitment period. |
| 36 months | 3.40% | not available | not available | Withdrawal fee of 2.5% of the withdrawn amount if the withdrawal is made before the end of the commitment period. |
| 48 months | 3.45% | not available | not available | Withdrawal fee of 2.5% of the withdrawn amount if the withdrawal is made before the end of the commitment period. |
| 60 months | 3.50% | not available | not available | Withdrawal fee of 2.5% of the withdrawn amount if the withdrawal is made before the end of the commitment period. |
- 3 months: Fixed-rate Brocc Säästötili (savings account); interest is capitalised monthly.
Terms and opening an account
| Fact | Value |
|---|---|
| Head office | Sweden |
| Opening online as a new customer | Yes |
| Requires a current account or customer relationship | No |
| Information checked | 16 October 2026 |
Deposit guarantee and taxation
Swedish deposit guarantee (Riksgälden), €100,000 per customer. Brocc Finance AB operates in Finland as a branch, so the Financial Stability Authority pays compensation to the depositors of the Finnish branch.
Withholding tax: Finnish withholding tax 30%. The bank withholds 30% withholding tax, and the interest is not declared separately. Withholding tax does not count towards the 30% / 34% capital income tax rate threshold. Read more in the guides deposit guarantee and tax on savings deposits.
Calculate the return
Enter the amount and the term in the savings rates calculator to see the gross interest, the tax and the net interest of Brocc compared with other providers. See all providers in the savings rates comparison.
See also
Similar savings rates
Sources
- Brocc: Säästäretrieved 16 October 2026
- Rahoitusvakausvirasto: Talletussuojajärjestelmän pankitretrieved 16 October 2026
Information checked 16 October 2026. Always check the current rate and terms with the provider.
Frequently asked questions
How much interest does Brocc pay on a savings account?
In October 2026 Brocc savings accounts and rates: Brocc savings account (variable rate) 0.05%.
What is the fixed-term deposit rate at Brocc?
In October 2026 Brocc fixed-term deposit rates: 3 months 3.20%, 6 months 3.25%, 12 months 3.25%, 18 months 3.30%, 24 months 3.35%, 36 months 3.40%, 48 months 3.45% and 60 months 3.50%. The terms for early withdrawal vary, and they are shown in the table on the page.
Is a deposit at Brocc safe?
Swedish deposit guarantee (Riksgälden), €100,000 per customer. Brocc Finance AB operates in Finland as a branch, so the Financial Stability Authority pays compensation to the depositors of the Finnish branch. The cover limit in the EU is €100,000 per depositor per bank.
Is withholding tax deducted from the deposit interest at Brocc?
Finnish withholding tax 30%. The bank withholds 30% withholding tax, and the interest is not declared separately. Withholding tax does not count towards the 30% / 34% capital income tax rate threshold.