Alisa Pankki: reviews and savings account interest rate 1.5%
In October 2026 Alisa Pankki offers personal customers only a savings account with an interest rate of 1.50% and fixed-term deposits with an interest rate of 2.20-3.40%. Personal customers' current accounts were closed on 30 June 2026, so the bank is not suitable for everyday money management. Deposits are covered by the Finnish deposit guarantee up to €100,000.
Alisa Pankki prices and terms
| Cheapest package | No everyday banking services |
|---|---|
| Monthly fee of the package | not available |
| Included in the package | No current account or payment card for personal customers |
| Total base price / month | not available |
| Bank card | Not offered |
|---|---|
| Separate card fee | not available |
| Card notes | No payment card is offered to personal customers. |
| Free ATM withdrawals in Finland | not available |
|---|---|
| Withdrawal fee after the free ones | not available |
| Currency conversion markup on card payments | not available |
|---|---|
| ATM withdrawal abroad | Not offered |
| Child's account | No |
|---|---|
| Minimum age of the child's account | not available |
| Monthly fee of the child's account | not available |
| Monthly fee for students | not available |
| Current account interest rate | not available |
|---|---|
| Savings account interest rate | 1.50% |
| Type | Traditional bank |
|---|---|
| Home country | Finland |
| Opening an account online with Finnish bank credentials | Yes |
| Opening an account without a Finnish personal identity code | not available |
| Deposit guarantee | Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor per bank |
|---|
| EPSI customer satisfaction | not available |
|---|---|
| Data checked | 15 October 2026 |
Reviews: ratings of Alisa Pankki
Public ratings from three sources, retrieved . The figures are third-party ratings that Pankkitutka has neither checked nor edited. Review texts are not quoted. Read more: bank ratings and reviews compared.
| Source | Rating | Count | Link |
|---|---|---|---|
| Trustpilot | no reviews | - | www.alisapankki.fi on Trustpilot |
| App Store: Alisa Pankki | 4.4 / 5 | 1,622 ratings | App in the App Store |
| Google Play: Alisa Pankki | 3.6 / 5 | 1,307 ratings, all countries | App on Google Play |
- The Trustpilot profile has no reviews yet.
- The Google Play figures cover all countries, not only Finland. The App Store figures are from the Finnish store.
Based on the data
The pros and cons below are based on Pankkitutka's price data, not on the ratings.
Pros
- Pro: Savings account interest rate 1.50% with no account management fee
- Pro: A Finnish bank, deposits covered by the Finnish deposit guarantee
- Pro: The customer relationship and a savings account can be opened online
Cons
- Con: No current account or payment card for personal customers after 30 June 2026
- Con: Not suitable for everyday money management
- Con: Not included in the EPSI Rating banking study
How do you open an account at Alisa Pankki?
The customer relationship is opened online, and a savings account can usually be opened in the online bank the same day. Private customers are offered only a savings account and fixed-term deposits; current accounts were closed on 30 June 2026. Opening without a Finnish personal identity code was not verified.
Thinking about switching banks? Read the guide to switching banks.
Deposit guarantee
Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor per bank. More information in the guide on the deposit guarantee.
Children and students
Child's account: Banking services for children were not found.
Student: No student terms.
See also: children's bank card and best bank for students.
Interest rates
The savings account interest rate of 1.50% is calculated on the daily balance and paid annually in January; no account management fee, six free withdrawals per calendar year. Fixed-term deposit interest rate 2.20-3.40%.
Compare interest rates between banks: current and savings account interest rates. See the savings accounts and fixed-term deposits of Alisa Pankki: Savings rates.
Customer satisfaction (EPSI)
No EPSI result is available yet.
Sources
- Alisa Pankki: Ilmoitus henkilöasiakkaiden käyttötilien irtisanomisesta (23.4.2026)retrieved 15 October 2026
- Alisa Pankki: Säästötiliretrieved 15 October 2026
- Alisa Pankki: Henkilöasiakkaatretrieved 15 October 2026
- Alisa Pankki: Hinnasto (alkaen 28.5.2025)retrieved 15 October 2026
- Rahoitusvakausvirasto: Talletussuojaretrieved 15 October 2026
Data checked 15 October 2026.
Frequently asked questions
How much does Alisa Pankki cost per month?
The monthly price of Alisa Pankki is not yet available in Pankkitutka's data.
Can you open an account at Alisa Pankki without a Finnish personal identity code?
This information is not yet available.
How much does Alisa Pankki charge for card payments abroad?
This information is not yet available.
What are the public ratings that Alisa Pankki has received?
Public ratings 16 October 2026: App Store 4.4 / 5 (1,622 ratings); Google Play 3.6 / 5 (1,307 ratings, all countries). These figures are public ratings, not an assessment by Pankkitutka, and this answer does not summarise the opinions of individual users.