Alisa Pankki business account 2026: price list and monthly fee
In October 2026, Alisa Pankki's business current account costs €7.90/month, SEPA transfers are free and the monthly fee is waived with a balance over €10,000. The account cannot get a debit card and does not yet support e-invoices, so it mainly suits as a second account or for payment transactions alone.
Alisa Pankki business account prices and terms
| Opening fee | €29.90 (only for the first account); by company form: sole trader €29.90, limited company €29.90, housing company €29.90, association €29.90 |
|---|---|
| Cheapest plan | Yrityksen käyttötili (business current account) |
| Monthly price | €7.90 (no payment card) |
| Included in the plan | Current account, online banking, free outgoing and incoming SEPA transfers and SEPA instant payments; no debit card |
| Price terms | €7.90/month (October 2026), opening fee €29.90 only for the first account. The monthly fee is not charged if the business has over €10,000 in Alisa Pankki accounts. The account cannot get a debit card: only a Visa business card with a credit facility is available (€89/year/cardholder). The account does not yet support e-invoices, and payments only in euros. VAT treatment is not mentioned. |
| Extra card cost / month (on top of the headline price) | not available |
| Extra user / month | not available |
| Cash deposit | Stated as not possible; no branches and no debit card |
| Currency conversion markup on card payments | not available |
| More about fees | SEPA credit transfer and SEPA instant payment in online banking are free. Receiving a non-SEPA payment €6 (free under €20). The currency conversion markup of 1.5% applies only to the credit business card, so there is no currency conversion markup for debit cards. There is no debit card, so debitCardMonthly is null. |
| Transfers included in the plan | Unlimited |
|---|---|
| Transfer price after the allowance | €0.00 |
| E-invoice sent | no e-invoices |
| Monthly fee of the e-invoice service | no e-invoices |
| E-invoice received | no e-invoices |
| E-invoices (sending and receiving) | No |
| Type | Bank |
|---|---|
| Company forms | Sole trader, Limited company, Association, Housing company |
| Deposit guarantee | Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor per bank. A sole trader has no deposit guarantee separate from the owner. |
| Opening online | Yes |
| Time to open | customer relationship confirmation usually in a few days |
| A credit check can block opening | not available |
| Accounting integrations | The account can be used in partners' financial administration programs (partners not named; pricing may differ) |
| Own card terminal | not available |
| Invoicing tool | not available |
| Finnish IBAN | Yes |
| Customer service in Finnish | Yes |
| More about features | According to Alisa Pankki, the business current account does not yet support sending or receiving e-invoices. |
| Business credit card | Yes |
| Business card annual fee | €89.00 |
| More about the business card | Visa business card (credit): cardholder fee €89/year, interest margin from 1.45%/month + 3-month Euribor, cash withdrawal 2% + €3. |
| Information checked | 15 October 2026 |
Alisa Pankki: price notes: no payment card.
| Plan | Price / month | Includes | More information |
|---|---|---|---|
| Yhdistyksen käyttötili (association current account) | €19.90 | Current account, online banking and free SEPA transfers for an association | €19.90/month; not charged if the association has over €20,000 in Alisa Pankki accounts. Opening fee €29.90. |
Pros and cons
Pros
- Pro: €7.90/month and SEPA transfers free of charge (October 2026)
- Pro: Monthly fee €0 if over €10,000 in the accounts
- Pro: A Finnish bank with a deposit guarantee; opening online
Cons
- Con: No debit card, only a business card with a credit facility at €89/year
- Con: No e-invoices and no payments other than in euros
- Con: Opening fee €29.90; for an association €19.90/month
How do you open a Alisa Pankki business account?
The customer relationship is opened on the website; after confirmation, the account is opened in online banking yourself. According to Alisa Pankki, a sole trader always gets a separate account, and a personal account may not be used for business activity. Associations and housing companies can also open an account.
Guides for business owners
- Card terminal for a business
- Business card
- Sole trader: choosing a bank account
- Limited company: choosing a bank account
- Association: choosing a bank account
- Housing company: choosing a bank account
Sources
- Alisa Pankki: Pankkitili yritykselleretrieved 15 October 2026
- Alisa Pankki: Hinnasto (yritysasiakkaat)retrieved 15 October 2026
- Rahoitusvakausvirasto: Talletussuojaretrieved 15 October 2026
Information checked on 15 October 2026. Check the VAT basis and the current terms with the provider.
Frequently asked questions
How much does a Alisa Pankki business account cost per month?
The cheapest Alisa Pankki plan (Yrityksen käyttötili (business current account)) costs €7.90 per month (no payment card). €7.90/month (October 2026), opening fee €29.90 only for the first account. The monthly fee is not charged if the business has over €10,000 in Alisa Pankki accounts. The account cannot get a debit card: only a Visa business card with a credit facility is available (€89/year/cardholder). The account does not yet support e-invoices, and payments only in euros. VAT treatment is not mentioned.
Can you open a Alisa Pankki business account online?
Yes. The customer relationship is opened on the website; after confirmation, the account is opened in online banking yourself. According to Alisa Pankki, a sole trader always gets a separate account, and a personal account may not be used for business activity. Associations and housing companies can also open an account.
Does Alisa Pankki support e-invoices?
According to the data, no.