Private bankingUpdated

Mandatum private banking 2026: wealth threshold and services

In October 2026, Mandatum's private wealth management is intended for over €500,000 of investment assets. The wealth management agreement is a unit-linked insurance, and prices are not published on the page.

Note: The asset management is carried out as a unit-linked insurance policy, which falls outside the Investors' Compensation Fund.
Lowest published threshold€500,000
Tiers1
Monthly feenot stated
Discretionary management minimumnot stated

Mandatum tiers from lowest to highest

Mandatum tiers, published wealth thresholds and monthly fees
TierClassPublished minimumMonthly feeNotes
Mandatum private wealth managementPrivate bankingover €500,000not publishedinsurance wrapper: compensation fund does not apply

Tiers are ordered by the published threshold, with a tier without a threshold last. The class is derived from the tier name and wording: Premium tier, Private banking, Wealth management or Investor benefit programme.

What counts towards the wealth threshold?

Mandatum private wealth management

"You get personal wealth management for investment assets of over €500,000."

No income threshold is published.

The wealth management agreement is a unit-linked insurance offered by Mandatum Henkivakuutusosakeyhtiö (with Mandatum Asset Management Oy and Mandatum Palvelut Oy as agents).

Discretionary management

Mandate management is presented on the same page, but the page ties the €500,000 threshold to personal wealth management in general and not separately to the mandate (not published separately). The agreement is a unit-linked insurance.

Mandatum minimum for discretionary management by tier
TierMinimumAdditional information
Mandatum private wealth management-Mandate management is presented on the same page, but the page ties the €500,000 threshold to personal wealth management in general and not separately to the mandate (not published separately). The agreement is a unit-linked insurance.

Read more in the guide wealth management and investor protection.

Prices and content by tier

Mandatum private wealth management

Monthly fee: not published. Not published.

  • Personal wealth manager
  • Mandate management (mandaattivarainhoito), i.e. full-service management across all asset classes
  • Life insurance and succession planning as part of the package

Read also

Other providers

Sources

Data checked 16 October 2026. Check the current terms and prices with the provider.

Frequently asked questions

What is the private banking threshold at Mandatum?

In October 2026 the published wealth thresholds of the tiers at Mandatum are: Mandatum private wealth management over €500,000. No separate minimum is published for discretionary management. Note: insurance wrapper: compensation fund does not apply.

What counts towards the wealth threshold at Mandatum?

In October 2026 Mandatum private wealth management: "You get personal wealth management for investment assets of over €500,000." No income threshold is published.

How much does Mandatum private banking cost?

In October 2026 Mandatum does not publish a monthly fee for any of its tiers. Not published. Check the current price with the provider.