POP Bank business account 2026: price list and monthly fee
In October 2026, POP Bank Suomen Osuuspankki's business account, business online service and Visa Business Debit cost a total of €18.00/month calculated from per-service prices, and opening the customer relationship is from €150. The account is opened at an online or branch meeting, and prices vary by local POP Bank.
POP Bank business account prices and terms
| Opening fee | €150.00 (from; customer relationship opening; e-invoice service activation €30 incl. VAT) |
|---|---|
| Cheapest plan | Business account + business online service + POP Visa Business Debit (Suomen Osuuspankki, calculated) |
| Monthly price | €18.00 |
| Included in the plan | Business account €3.50, business online service monthly fee €8.00 and POP Visa Business Debit €6.50/month; online statement free of charge |
| Price terms | Example bank POP Bank Suomen Osuuspankki, business customer price list from 1 November 2025 (read on 15 October 2026). There is no ready-made package; the total is calculated from per-service prices. Customer relationship opening from €150. Transaction fees separately. VAT is not mentioned for banking services; the e-invoice and data transfer services are marked incl. VAT. |
| Extra card cost / month (on top of the headline price) | €0.00 |
| Extra user / month | not available |
| Cash deposit | At TalletusOtto and OttoPlus ATMs €2.50 each + 0.25% of the amount |
| Currency conversion markup on card payments | 2.95% |
| More about fees | Suomen Osuuspankki 1 November 2025: payment from the account in the business online service (SEPA) €0.30 each; incoming SEPA payment with a reference €0.25, without a reference €0.60. Sending and receiving an e-invoice €0.40 each incl. VAT, monthly fee for each €5.00 incl. VAT, activation €30 incl. VAT. Visa Business Debit €6.50/month is included in the calculated total. Euro cash withdrawal at an ATM €2.00 each. The price of an additional user was not found. The monthly fee of the e-invoice service totals €10 incl. VAT (sending €5 and receiving €5). The card price (€6.5/month) is included in the headline price. |
| Transfers included in the plan | 0 / month |
|---|---|
| Transfer price after the allowance | €0.30 |
| E-invoice sent | €0.40 |
| Monthly fee of the e-invoice service | €10.00 |
| E-invoice received | €0.40 |
| E-invoices (sending and receiving) | Yes |
| Type | Bank |
|---|---|
| Company forms | Sole trader, Limited company, Association |
| Deposit guarantee | Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor per bank. A sole trader has no deposit guarantee separate from the owner.; the whole banking group counts as one bank for the deposit guarantee |
| Opening online | No |
| Time to open | not available |
| A credit check can block opening | not available |
| Accounting integrations | Web Services connection €15/month, batch statement and payment files |
| Own card terminal | not available |
| Invoicing tool | not available |
| Finnish IBAN | Yes |
| Customer service in Finnish | Yes |
| More about features | Online statement free of charge. Online payment service €15/month + €180 activation. |
| Business credit card | not available |
| Business card annual fee | not available |
| More about the business card | Suomen Osuuspankki's business price list has only debit cards; a business credit card was not confirmed. |
| Information checked | 15 October 2026 |
Pros and cons
Pros
- Pro: The calculated basic level of €18.00/month is among the cheapest of the local banks (Suomen Osuuspankki, October 2026)
- Pro: Online statement free of charge
- Pro: An online meeting is possible
Cons
- Con: Customer relationship opening from €150
- Con: Currency conversion markup on card purchases 2.95%
- Con: No entirely online opening, prices vary by bank
How do you open a POP Bank business account?
A new business customer books an online or branch meeting; a business ID (Y-tunnus) and basic information about the company's operations are needed. A registered association can be a customer (POP Bank's FAQ deals separately with unregistered organisations). No information was found on a housing company's account. Prices vary by local POP Bank.
Guides for business owners
- Card terminal for a business
- Business card
- Sole trader: choosing a bank account
- Limited company: choosing a bank account
- Association: choosing a bank account
Sources
- POP Pankki Suomen Osuuspankki: Yrityspalveluhinnasto 1.11.2025retrieved 15 October 2026
- POP Pankki: Yritystiliretrieved 15 October 2026
- Rahoitusvakausvirasto: Talletussuojaretrieved 15 October 2026
- Rahoitusvakausvirasto: Talletussuojajärjestelmän pankitretrieved 15 October 2026
Information checked on 15 October 2026. Check the VAT basis and the current terms with the provider.
Frequently asked questions
How much does a POP Bank business account cost per month?
The cheapest POP Bank plan (Business account + business online service + POP Visa Business Debit (Suomen Osuuspankki, calculated)) costs €18.00 per month. Example bank POP Bank Suomen Osuuspankki, business customer price list from 1 November 2025 (read on 15 October 2026). There is no ready-made package; the total is calculated from per-service prices. Customer relationship opening from €150. Transaction fees separately. VAT is not mentioned for banking services; the e-invoice and data transfer services are marked incl. VAT.
Can you open a POP Bank business account online?
No. A new business customer books an online or branch meeting; a business ID (Y-tunnus) and basic information about the company's operations are needed. A registered association can be a customer (POP Bank's FAQ deals separately with unregistered organisations). No information was found on a housing company's account. Prices vary by local POP Bank.
Does POP Bank support e-invoices?
Yes. Online statement free of charge. Online payment service €15/month + €180 activation.