Ålandsbanken business account 2026: price list and monthly fee
In October 2026, Ålandsbanken's business account, BusinessNet bank connection software and Business Debit card cost a total of €36/month calculated from the per-service prices of the online price list, and opening the account costs €200. The SEPA payment price of €0.12 is the cheapest of the banks in the comparison.
Ålandsbanken business account prices and terms
| Opening fee | €200.00 (opening a business or association account) |
|---|---|
| Cheapest plan | Business account + BusinessNet + Business Debit (calculated) |
| Monthly price | €36.00 |
| Included in the plan | Account monthly fee for a business customer €10, BusinessNet bank connection software €20 and Ålandsbanken Business Debit €6/month |
| Price terms | Calculated from the per-service prices of the online price list (the price list has no effective date, read on 15 October 2026). Opening a business or association account €200 each. BusinessNet with the e-invoice feature €25/month. Account monthly fee €0 for businesses that have an advisory or full-authority asset management agreement. It is not known whether a business can use a cheaper online bank instead of BusinessNet. |
| Extra card cost / month (on top of the headline price) | €0.00 |
| Extra user / month | not available |
| Cash deposit | No information |
| Currency conversion markup on card payments | not available |
| More about fees | Euro payment/SEPA instant payment within the SEPA area €0.12 each; incoming with a reference €0.13, without a reference €0.68. Sending an e-invoice €0.31/invoice, opening fee €50 (requires a Business Line agreement). Foreign payment in another currency €7.50. Cash withdrawal at a branch under €5,000 €5.00. The card price (€6.0/month) is included in the headline price. |
| Transfers included in the plan | 0 / month |
|---|---|
| Transfer price after the allowance | €0.12 |
| E-invoice sent | €0.31 |
| Monthly fee of the e-invoice service | not available |
| E-invoice received | not available |
| E-invoices (sending and receiving) | Yes |
| Type | Bank |
|---|---|
| Company forms | Limited company, Association |
| Deposit guarantee | Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor per bank. A sole trader has no deposit guarantee separate from the owner. |
| Opening online | not available |
| Time to open | not available |
| A credit check can block opening | not available |
| Accounting integrations | BusinessNet works together with business systems; data transfer service €20/month |
| Own card terminal | not available |
| Invoicing tool | Yes |
| Finnish IBAN | Yes |
| Customer service in Finnish | Yes |
| More about features | In BusinessNet you can create and send e-invoices and process incoming ones. E-payment (online payment) €12/month + €185 opening. |
| Business credit card | not available |
| Business card annual fee | not available |
| More about the business card | The price of a business credit card was not found in the online price list. |
| Information checked | 15 October 2026 |
Pros and cons
Pros
- Pro: SEPA payment €0.12 is the cheapest of the banks in the comparison
- Pro: E-invoicing and integrations in BusinessNet
Cons
- Con: The calculated basic level of €36/month is the highest of the banks in the comparison
- Con: Account opening €200
- Con: The online price list has no effective date
How do you open a Ålandsbanken business account?
Online opening is not mentioned; BusinessNet is taken into use by contacting customer service or a customer adviser. The price list mentions business customers and unregistered associations and organisations. No separate information was found on the accounts of a sole trader or a housing company.
Guides for business owners
- Card terminal for a business
- Business card
- Limited company: choosing a bank account
- Association: choosing a bank account
Sources
- Ålandsbanken: Hinnasto (Yrityspalvelut)retrieved 15 October 2026
- Ålandsbanken: Yrityksetretrieved 15 October 2026
- Ålandsbanken: BusinessNetretrieved 15 October 2026
- Rahoitusvakausvirasto: Talletussuojaretrieved 15 October 2026
Information checked on 15 October 2026. Check the VAT basis and the current terms with the provider.
Frequently asked questions
How much does a Ålandsbanken business account cost per month?
The cheapest Ålandsbanken plan (Business account + BusinessNet + Business Debit (calculated)) costs €36.00 per month. Calculated from the per-service prices of the online price list (the price list has no effective date, read on 15 October 2026). Opening a business or association account €200 each. BusinessNet with the e-invoice feature €25/month. Account monthly fee €0 for businesses that have an advisory or full-authority asset management agreement. It is not known whether a business can use a cheaper online bank instead of BusinessNet.
Can you open a Ålandsbanken business account online?
This information is not yet available.
Does Ålandsbanken support e-invoices?
Yes. In BusinessNet you can create and send e-invoices and process incoming ones. E-payment (online payment) €12/month + €185 opening.