Hypo (Suomen AsuntoHypoPankki) savings rates 2026: savings account and fixed-term deposit
In October 2026 the rates of Hypo's (Suomen AsuntoHypoPankki's) fixed-term deposits are 3.00% (6 months), 3.15% (9 months) and 3.30% (12 months) for deposits of at least €10,000. The rate of Hypo's deposit account is 1.70%, and the deposits are covered by the Finnish deposit guarantee.
Hypo (Suomen AsuntoHypoPankki) savings accounts
| Account | Rate | Tiering | Withdrawals | Minimum | Rate can change | Fees |
|---|---|---|---|---|---|---|
| Deposit account | 1.70% | 1.70% (Hypo Prime 1.50% + 0.20%) | Five free withdrawals a year; withdrawal request in mobile banking, by message or by phone. For withdrawals over €50,000, notice three bank days in advance. | not available | Yes | The page does not state the fee after the fifth withdrawal. |
- Deposit account: Hypo Prime 1.50% since 15 June 2023.
Hypo (Suomen AsuntoHypoPankki) fixed-term deposits
| Term | Rate | Minimum | Maximum | Early withdrawal |
|---|---|---|---|---|
| 6 months | 3.00% | €10,000 | not available | Not stated on the product page. |
| 9 months | 3.15% | €10,000 | not available | Not stated on the product page. |
| 12 months | 3.30% | €10,000 | not available | Not stated on the product page. |
- 6 months: Hypo Tuotto, fixed rate for personal customers.
- 9 months: Hypo Tuotto, fixed rate for personal customers.
- 12 months: Hypo Tuotto, fixed rate for personal customers.
Terms and opening an account
| Fact | Value |
|---|---|
| Head office | Finland |
| Opening online as a new customer | Yes |
| Requires a current account or customer relationship | No |
| Information checked | 16 October 2026 |
Deposit guarantee and taxation
Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor per bank. Deposits are made to Suomen AsuntoHypoPankki Oy, which belongs to the Hypo group.
Withholding tax: Finnish withholding tax 30%. The bank withholds 30% withholding tax, and the interest is not declared separately. Withholding tax does not count towards the 30% / 34% capital income tax rate threshold. Read more in the guides deposit guarantee and tax on savings deposits.
Calculate the return
Enter the amount and the term in the savings rates calculator to see the gross interest, the tax and the net interest of Hypo (Suomen AsuntoHypoPankki) compared with other providers. See all providers in the savings rates comparison.
See also
Similar savings rates
Sources
- Hypo: Määräaikaistalletusretrieved 16 October 2026
- Hypo: Talletustiliretrieved 16 October 2026
- Rahoitusvakausvirasto: Talletussuojajärjestelmän pankitretrieved 16 October 2026
Information checked 16 October 2026. Always check the current rate and terms with the provider.
Frequently asked questions
How much interest does Hypo (Suomen AsuntoHypoPankki) pay on a savings account?
In October 2026 Hypo (Suomen AsuntoHypoPankki) savings accounts and rates: Deposit account 1.70%. Note: withdrawal restriction.
What is the fixed-term deposit rate at Hypo (Suomen AsuntoHypoPankki)?
In October 2026 Hypo (Suomen AsuntoHypoPankki) fixed-term deposit rates: 6 months 3.00%, 9 months 3.15% and 12 months 3.30%. The terms for early withdrawal vary, and they are shown in the table on the page.
Is a deposit at Hypo (Suomen AsuntoHypoPankki) safe?
Finnish deposit guarantee (Financial Stability Authority), €100,000 per depositor per bank. Deposits are made to Suomen AsuntoHypoPankki Oy, which belongs to the Hypo group. The cover limit in the EU is €100,000 per depositor per bank.
Is withholding tax deducted from the deposit interest at Hypo (Suomen AsuntoHypoPankki)?
Finnish withholding tax 30%. The bank withholds 30% withholding tax, and the interest is not declared separately. Withholding tax does not count towards the 30% / 34% capital income tax rate threshold.