Viva.com (Viva Wallet) card terminal 2026: prices and costs
In October 2026, Viva.com charges 1.69% (at least €0.03) on domestic and EEA consumer cards, and interchange costs + 1.10% on business cards and cards from outside the EEA. The cheapest Mini Card Reader costs €49 + VAT, and the minimum monthly plan is €4.99. Funds are settled immediately to Viva.com's own Greek IBAN account.
Viva.com (Viva Wallet): prices and terms
| Fact | Value |
|---|---|
| Domestic and EEA consumer cards | 1.69% |
| International cards | interchange-based or not published |
| Mandatory monthly fee | €4.99 |
| Cheapest card reader | Mini Card Reader, €49.00 |
| Settlement | Real-time settlement to the Viva.com account 365 days a year; SEPA transfer to your own bank €0.25 (4-30 free transfers/month in the plans) |
| Contract period | Not mentioned in the price list |
| Cancellation | The plan can be changed: an upgrade takes effect immediately, a smaller plan from the next month. Termination terms are not stated in the price list. |
| Tap to Pay on your own phone | yes |
| MobilePay mentioned | not available |
| Payment links and online payments | Yes |
| Point-of-sale system | Viva.com Terminal app, apps that can be downloaded to Android terminals, and integrations with partner point-of-sale systems. |
| Finnish-language support | not available |
| VAT basis | prices excl. VAT |
| Data checked | 16 October 2026 |
Physical payments: local and EEA consumer cards 1.69% (minimum €0.03/transaction, no fixed surcharge), includes wallets. EEA business cards and cards from outside the EEA: interchange + card scheme fee + 1.10% (IC++), Amex 2.95%, plus 0.40% for cards from outside the EEA; therefore internationalCardPercent = null. Monthly plans for physical payments: Zero €0 (minimum monthly fee €4.99, terminal ID €2/month and user €1/month), Basic €4.99, Standard €12.99, Premium €19.99. monthlyFee = the stated minimum monthly fee of the Zero plan. Separately a support tier (Basic free), IBAN account (GR) €10/month or free, in which case incoming transfers are charged. Price list valid from 16 September 2026. Online payments 2.19% + €0.24. In the price list MobilePay Online is an online payment method (surcharge €0.10 on top of card costs); MobilePay in person is not mentioned.
Viva.com (Viva Wallet): devices
| Device | One-off price | Monthly rent | Details |
|---|---|---|---|
| Tap to Pay (Viva.com Terminal app) | not available | not available | Android and iPhone. No device price is stated; card payments follow the price list for physical payments. |
| Mini Card Reader | €49.00 | not available | Bluetooth reader for a phone (iPhone 8+, iOS 16+, Android 12+). €49 excluding VAT. |
| Ciontek CS30PRO | €199.00 | €8.99 | Android terminal. €199 excluding VAT or €8.99/month; the duration and terms of the monthly price are not shown on the shop page. |
| PAX A80 WHITE | €230.00 | €9.99 | Countertop terminal. €230 or €9.99/month. |
| SUNMI P2 SE | €245.00 | €8.99 | Portable Android terminal. €245 or €8.99/month. |
| PAX A77 | €279.00 | €11.99 | Android MiniPOS with barcode scanner. €279 or €11.99/month. |
Calculate your own cost
Enter your card sales and average purchase in the card terminal calculator to see the monthly cost and the first-year cost of Viva.com (Viva Wallet) compared with the other providers. See all providers in the card terminal comparison.
See also
Sources
- Läpinäkyvät Maksuhinnat | Viva.comretrieved 16 October 2026
- Shop | Viva.comretrieved 16 October 2026
- Ciontek Cs30Pro - Card Terminal - Viva.comretrieved 16 October 2026
- Mini Card Reader - Viva.comretrieved 16 October 2026
- Tap to Pay | Viva.comretrieved 16 October 2026
- Fyysiset maksut | Viva.comretrieved 16 October 2026
Data checked 16 October 2026. Check the current price and terms with the provider.
Frequently asked questions
How much does the Viva.com (Viva Wallet) card terminal cost?
In October 2026, the mandatory monthly fee of Viva.com (Viva Wallet) is €4.99 and the cheapest card reader (Mini Card Reader) costs €49.00 (prices excl. VAT). Not mentioned in the price list. Note: Settlement to a Viva.com account with a Greek (GR) IBAN; transfer to your own bank €0.25.
How much does Viva.com (Viva Wallet) charge on card payments?
Domestic and EEA consumer cards: 1.69%. International cards or cards from outside the EEA: interchange-based or not published. The prices are standard prices for payments received in person (prices excl. VAT).
When does Viva.com (Viva Wallet) settle the money?
Real-time settlement to the Viva.com account 365 days a year; SEPA transfer to your own bank €0.25 (4-30 free transfers/month in the plans).
Does Tap to Pay with Viva.com (Viva Wallet) work with Finnish cards?
According to the data, Viva.com (Viva Wallet) offers Tap to Pay on your own phone. According to Stripe's documentation, many cards in Finland are offline PIN cards, and entering the PIN requires physical contact with the device, which Tap to Pay does not support. The same limitation probably applies to other providers too, but this has not been checked (source: Stripe: Tap to Pay, retrieved 16 October 2026).