Nets (Nexi) card terminal 2026: prices and costs
In October 2026, the Nets SmartPOS card terminal costs €20/month on a 24-month contract, and the fee is 1% on all payment cards. Payouts arrive on the next banking day, and support is available around the clock in Finnish, Swedish and English. The pages do not say whether the prices include VAT.
Nets (Nexi): prices and terms
| Fact | Value |
|---|---|
| Domestic and EEA consumer cards | 1.00% |
| International cards | 1.00% |
| Mandatory monthly fee | €20.00 |
| Cheapest card reader | rent included in the monthly fee |
| Settlement | Next banking day (SmartPOS page); according to the card terminal page 1-2 banking days depending on the contract |
| Contract period | 24 months |
| Cancellation | Fixed-term 24-month contract; termination terms are not stated on the price page. |
| Tap to Pay on your own phone | yes |
| MobilePay mentioned | not available |
| Payment links and online payments | Yes |
| Point-of-sale system | Standalone terminal or a solution connected to the till; Android apps can be downloaded to the SmartPOS. Online payments in the Paytrail Omnichannel package. |
| Finnish-language support | Yes |
| VAT basis | VAT basis not available |
| Data checked | 16 October 2026 |
SmartPOS package: €20/month (includes the terminal), 1% on all payment cards, 24-month contract. The same €20/month is shown as the monthly rental of the device; the amounts should not be added together. Other terminals, the purchase option and card acquiring are priced by quotation. Paytrail Omnichannel (terminal + online payments): S package €34.90/month + online transactions from €0.50 each + 3.25%, M package €79/month + from €0.50 each; both 1% on the card terminal, €0.03 Omnichannel surcharge/transaction, additional terminal €20/month, 24 months. Special offer for OP business customers with the promotion code OP-NETS (op.fi). VAT treatment is not mentioned. The list of payment methods on the SmartPOS page mentions cards and Apple Pay, Google Pay and Samsung Pay; MobilePay is mentioned only among the online payment methods of Paytrail Omnichannel.
Nets (Nexi): devices
| Device | One-off price | Monthly rent | Details |
|---|---|---|---|
| Nets SmartPOS N950 | not available | €20.00 | Android-based portable terminal, built-in receipt printer, 4G and WiFi. €20/month, 24-month contract. VAT treatment is not mentioned. |
| Tap to Pay on iPhone / Nets Softpay (Android) | not available | not available | SoftPOS with the MyPayments app; the price is not published. |
Calculate your own cost
Enter your card sales and average purchase in the card terminal calculator to see the monthly cost and the first-year cost of Nets (Nexi) compared with the other providers. See all providers in the card terminal comparison.
See also
Sources
- Maksupääte SmartPOS | Netsretrieved 16 October 2026
- Maksupäätteet - Tilaa nyt! Netsretrieved 16 October 2026
- Paytrail Omnichannel | Netsretrieved 16 October 2026
- SoftPOS | Netsretrieved 16 October 2026
- Maksuratkaisutarjous - OP | Netsretrieved 16 October 2026
- Card payments easily straight to your company's account | OPretrieved 16 October 2026
Data checked 16 October 2026. Check the current price and terms with the provider.
Frequently asked questions
How much does the Nets (Nexi) card terminal cost?
In October 2026, the mandatory monthly fee of Nets (Nexi) is €20.00 (VAT basis not available). 24 months. Note: The monthly fee includes the terminal, do not add the rent separately.
How much does Nets (Nexi) charge on card payments?
Domestic and EEA consumer cards: 1.00%. International cards or cards from outside the EEA: 1.00%. The prices are standard prices for payments received in person (VAT basis not available).
When does Nets (Nexi) settle the money?
Next banking day (SmartPOS page); according to the card terminal page 1-2 banking days depending on the contract.
Does Tap to Pay with Nets (Nexi) work with Finnish cards?
According to the data, Nets (Nexi) offers Tap to Pay on your own phone. According to Stripe's documentation, many cards in Finland are offline PIN cards, and entering the PIN requires physical contact with the device, which Tap to Pay does not support. The same limitation probably applies to other providers too, but this has not been checked (source: Stripe: Tap to Pay, retrieved 16 October 2026).