myPOS card terminal 2026: prices and costs
In October 2026, myPOS charges 1.69% + €0.05 on domestic and EEA consumer cards with no monthly fee, and the myPOS Go 2 reader costs €39 + VAT. The money arrives in the myPOS account immediately, but a transfer to your own bank account costs €4 each time. For business cards and cards from outside the EEA, the fee is 2.89% + €0.05.
myPOS: prices and terms
| Fact | Value |
|---|---|
| Domestic and EEA consumer cards | 1.69% + €0.05 |
| International cards | 2.89% |
| Mandatory monthly fee | €0 |
| Cheapest card reader | myPOS Go 2, €39.00 |
| Settlement | Immediately to the myPOS account; SEPA transfer to your own bank €4.00 |
| Contract period | No long-term contracts |
| Cancellation | No monthly service fees; redemption of e-money when closing the account is free. |
| Tap to Pay on your own phone | yes |
| MobilePay mentioned | not available |
| Payment links and online payments | Yes |
| Point-of-sale system | myPOS app and the AppMarket for Android terminals; online shop plugins (e.g. WooCommerce), virtual terminal and payment requests. |
| Finnish-language support | not available |
| VAT basis | prices excl. VAT |
| Data checked | 16 October 2026 |
Monthly card turnover under €10,000: domestic and EEA consumer cards 1.69% + €0.05, American Express 2.49% + €0.05, all other consumer and business cards 2.89% + €0.05. Custom offer above €10,000/month. Remote payments 1.30% + €0.20. myPOS example: from a €100 payment, €98.26 is left in the account. Account and card are free, but outgoing SEPA and SEPA Instant transfers cost €4.00; in exceptional cases an inactivity fee of €15 and a 'No Acquiring Fee' of €30 (10 months without transactions, 2 months' advance notice).
myPOS: devices
| Device | One-off price | Monthly rent | Details |
|---|---|---|---|
| myPOS Glass (Tap to Pay) | not available | not available | App for Android phones (Android 11+). The price is not stated on the Glass page. |
| myPOS Go 2 | €39.00 | not available | Standalone portable card reader, €39 excluding VAT. |
| myPOS Flex | €69.00 | not available | Standard price €69 excluding VAT; the page shows a promotional price of €55 excluding VAT (€69 struck through). |
| myPOS Ultra | €179.00 | not available | Android card terminal with printer, €179 excluding VAT. |
Calculate your own cost
Enter your card sales and average purchase in the card terminal calculator to see the monthly cost and the first-year cost of myPOS compared with the other providers. See all providers in the card terminal comparison.
See also
Sources
- Hinnat ja maksut | myPOSretrieved 16 October 2026
- Kulut | myPOSretrieved 16 October 2026
- Korttimaksupäätteitä pienille yrityksille | myPOSretrieved 16 October 2026
- Maksupääte yrityksille - myPOS-maksuratkaisutretrieved 16 October 2026
- myPOS Glassretrieved 16 October 2026
Data checked 16 October 2026. Check the current price and terms with the provider.
Frequently asked questions
How much does the myPOS card terminal cost?
In October 2026, the mandatory monthly fee of myPOS is €0 and the cheapest card reader (myPOS Go 2) costs €39.00 (prices excl. VAT). No long-term contracts. Note: Settlement first to a myPOS account; transfer to your own bank €4 per transfer.
How much does myPOS charge on card payments?
Domestic and EEA consumer cards: 1.69% + €0.05. International cards or cards from outside the EEA: 2.89%. The prices are standard prices for payments received in person (prices excl. VAT).
When does myPOS settle the money?
Immediately to the myPOS account; SEPA transfer to your own bank €4.00.
Does Tap to Pay with myPOS work with Finnish cards?
According to the data, myPOS offers Tap to Pay on your own phone. According to Stripe's documentation, many cards in Finland are offline PIN cards, and entering the PIN requires physical contact with the device, which Tap to Pay does not support. The same limitation probably applies to other providers too, but this has not been checked (source: Stripe: Tap to Pay, retrieved 16 October 2026).