Klarna Premium 2026: price and benefits
In October 2026 Klarna Premium costs €19.99/month, and includes travel insurance in which medical expenses are insured up to €2.5 million, and 1% cashback on Klarna purchases. Lounge visits are only discounted.
Klarna Premium: price
| Monthly price | €19.99/month |
|---|---|
| Annual price | not published |
| Terms affecting the price | €19.99/month. A fee may apply to the metal card if it is cancelled within 6 months. |
| Who can apply | Klarna's membership page does not mention income requirements; the membership has a monthly fee and can be cancelled at any time in the app. A physical card requires a paid membership. Klarna Bank AB is a Swedish bank. |
Benefits
| Travel insurance | Worldwide travel insurance (XCover): medical care up to €2,500,000, dental care €300, loss of baggage €1,000, delay over 8 h €250, rental car insurance €10,000. |
|---|---|
| Lounge | Discounted lounge visit €30/visit (1,500+ lounges). |
| Withdrawals abroad | Withdrawal terms are not stated on the membership page. |
| Currency conversion markup on card payments | 0.00% |
| Purchase protection | Purchase protection for damage and theft up to €1,000, 30-day price drop protection, 2-year extended warranty. |
|---|---|
| Cashback or points | 1% cashback on all Klarna purchases, 3x cashback at selected shops; €80 of monthly discounts. |
| Other | Metal card, savings interest 2.40%, own phone and chat support, subscription services (e.g. Blinkist Pro, ClassPass 10 credits/month, Clue Plus). The card is a Visa linked to a Klarna bank account, with which you can pay immediately or later. The terms and effective annual interest rate (APR) of the Pay later credit are not on the membership page, so no credit information is given here. |
Related guides
Sources
- Klarna-jäsenyys (Suomi)retrieved 16 October 2026
Data checked 16 October 2026. Check current terms and prices with the provider.
Frequently asked questions
How much does Klarna Premium cost?
In October 2026 Klarna Premium costs €19.99/month. €19.99/month. A fee may apply to the metal card if it is cancelled within 6 months.
What benefits does Klarna Premium include?
In October 2026 Travel insurance: Worldwide travel insurance (XCover): medical care up to €2,500,000, dental care €300, loss of baggage €1,000, delay over 8 h €250, rental car insurance €10,000. Lounge: Discounted lounge visit €30/visit (1,500+ lounges). Cashback or points: 1% cashback on all Klarna purchases, 3x cashback at selected shops; €80 of monthly discounts. Currency conversion markup on card payments: 0.00%.