Handelsbanken no longer serves personal customers in Finland - alternatives
In October 2026 Handelsbanken offers no everyday banking services to personal customers in Finland: personal customers' accounts were closed and payment services ended on 31 March 2025. S-Bank says it combined S-Bank and Handelsbanken in December 2024. The remaining personal customers are served centrally by phone and electronic forms.
Handelsbanken prices and terms
| Cheapest package | Not offered |
|---|---|
| Monthly fee of the package | not available |
| Included in the package | No everyday banking services for personal customers in Finland |
| Total base price / month | not available |
| Bank card | Not offered |
|---|---|
| Separate card fee | not available |
| Card notes | The card agreements have been terminated and the cards closed. |
| Free ATM withdrawals in Finland | not available |
|---|---|
| Withdrawal fee after the free ones | not available |
| Currency conversion markup on card payments | not available |
|---|---|
| ATM withdrawal abroad | Not offered |
| Child's account | No |
|---|---|
| Minimum age of the child's account | not available |
| Monthly fee of the child's account | not available |
| Monthly fee for students | not available |
| Current account interest rate | not available |
|---|---|
| Savings account interest rate | not available |
| Type | Traditional bank |
|---|---|
| Home country | Sweden |
| Opening an account online with Finnish bank credentials | not available |
| Opening an account without a Finnish personal identity code | not available |
| Deposit guarantee | Not assessed: Handelsbanken closed personal customer accounts in Finland on 31 March 2025 |
|---|
| EPSI customer satisfaction | not available |
|---|---|
| Data checked | 15 October 2026 |
Pros and cons
Pros
- Pro: The matters of personal customers who stayed with the bank are handled centrally by phone and electronic forms
Cons
- Con: No longer serves personal customers in Finland
- Con: Accounts closed and payment services ended on 31 March 2025
How do you open an account at Handelsbanken?
Handelsbanken is winding down its business in Finland. Private customers' accounts were closed and payment services ended on 31 March 2025; no new private customer relationships are opened.
Thinking about switching banks? Read the guide to switching banks.
Deposit guarantee
Not assessed: Handelsbanken closed personal customer accounts in Finland on 31 March 2025. More information in the guide on the deposit guarantee.
Children and students
Child's account: Not offered in Finland.
Student: Not offered in Finland.
See also: children's bank card and best bank for students.
Interest rates
Not offered in Finland.
Compare interest rates between banks: current and savings account interest rates.
Customer satisfaction (EPSI)
No EPSI result is available yet.
Sources
- Handelsbanken Suomi: Handelsbanken lopettaa toimintansa Suomessaretrieved 15 October 2026
- S-Pankki: Tule asiakkaaksi (Handelsbankenin yhdistäminen joulukuussa 2024)retrieved 15 October 2026
- S-Pankki: Handelsbankenista siirtynyt asiakasretrieved 15 October 2026
Data checked 15 October 2026.
Frequently asked questions
How much does Handelsbanken cost per month?
The monthly price of Handelsbanken is not yet available in Pankkitutka's data.
Can you open an account at Handelsbanken without a Finnish personal identity code?
This information is not yet available.
How much does Handelsbanken charge for card payments abroad?
This information is not yet available.